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Author's Note

CHAPTER 1 A Brief Overview of US Stocks

01 How did they fall for the allure of American stocks?
Is stock investing gambling or a scam?
The United States, a global hegemon and reserve currency country
The three major US indices are steadily rising.
02 Debunking Misconceptions About US Stock Investment
① Since I am investing in American stocks, do I need to be good at English?
② Do you have to wait late at night or wake up at dawn to trade?
③ Do you pay a lot of taxes and transaction fees are expensive?
03 Reasons to Invest in US Stocks
① A market that is active in returning profits to shareholders
② Dividends paid quickly and frequently
③ Advantages only available to reserve currency countries
④ A 'currency cushion' that only non-reserve currency countries can enjoy
04 Three Disadvantages of Investing in US Stocks
① Transaction fee burden
② Additional variable called exchange rate
③ High capital gains tax rate
[A Valuable Experience to Share with Readers] Anna Jeong! How did you get started investing in US stocks?

CHAPTER 2: Forests, Not Trees! Sector

01 Sector Introduction
① Sector concept and criteria
② Sector classification reflecting changes in the times
③ Companies within the sector that show similar movements
02 Relationship between games and sectors
① What is the business cycle?
② There are strong sectors in each cycle.
③ What stage is it at now?
03 Incorporating Sectors into Your Investments
① How to apply
② Sites that are helpful when studying the sector
[A valuable experience to share with readers] Anna Jeong's incorrect answer notebook is revealed!

CHAPTER 3 ETF

01 Which stocks should I buy and how?
① Is it okay to just buy stocks of several companies?
② How about focusing on investing in a small number of individual stocks?
③ ETFs that solve the concerns and difficulties of beginner investors.
02 ETF, who are you?
① What are the criteria for ETFs to include multiple stocks in a basket?
② Various ETFs that track various benchmark indices
03 Some Features of ETFs
① Intuitive and easy-to-understand structure
② Low volatility through diversified investments
③ Invest in multiple companies with a small amount of money
④ Low cost and operation and maintenance
⑤ Excellent liquidity and liquidity
⑥ High transparency
⑦ Dividend receipt remains the same
04 ETFs also have drawbacks.
① 'Boredom', which is difficult to overcome as a human being
② Absence of the 'satisfaction' felt when owning shares in an individual company
③ The risk of ETFs with a high 'tracking error rate'
05 What criteria should I use to select an ETF?
① Operation and maintenance
② Size of operating assets
③ Average trading volume
④ ETF share price
06 How to use ETFs?
① What if a country's economy is expected to grow in the future? - Country ETF
② Want to invest in a specific theme or representative sector? - Theme and Sector ETFs
③ Looking for an investment with a low correlation to stocks? - Bond ETFs
④ Want to maximize performance with limited investment funds? - Leveraged ETFs
07 ETFs and Taxes
[A Valuable Experience to Share with Readers] What Sumisum Thinks Is More Important Than Initial Investment Returns

CHAPTER 4 Dividends

01 US Stock Investment Starting with Dividend Stocks
① There are stocks that are less concerning and less unstable.
② Dividend history that can be used to gauge a company's competitiveness
02 Characteristics and Advantages of Dividend Stocks
① Dividend policy that demonstrates the company's stability and confidence
② Dividend stocks that can be expected to provide stable and steady cash flow
③ Not only stock price defense but also price difference profit
④ Maximizing compound interest through dividend reinvestment
⑤ Dividend stocks that can maintain psychological stability
03 How can I choose good dividend stocks?
① Dividend per share and dividend yield
② Dividend payout ratio
③ Dividend payment history
④ Dividend growth history
⑤ Other financial information
⑥ Nicknames of high-quality dividend stocks
04 Preferred stocks with low volatility and fixed dividends
① Preferred stocks that have no voting rights but have priority in dividend payments
② Preferred stock issuance conditions that investors should be aware of
③ Preferred stock prices, which are bound to have relatively low volatility
④ Are fixed-dividend preferred stocks completely risk-free?
⑤ Where to get information on preferred stocks of specific companies
05 Four Tips to Overcome the Challenges of Dividend Investing
① Recording the dividend calendar
② How long will it take to receive $100 in dividends?
③ Cover fixed expenses every month with monthly dividend payments
④ Consume the company's products and services with dividends
06 Tax on Dividend Stocks
[A Precious Experience to Share with Readers] A Special Experience Sumisum Wants to Show Off

CHAPTER 5 Studying Individual Companies

01 Individual Businesses! Let's Study and Invest
① Raise basic understanding of the company
② Check if the company is making money
③ Check if you have sufficient competitiveness
02 Increase your chances of investment success by utilizing the site
① Select a company that meets your criteria at Finviz.com.
② Use TipRanks to think objectively and comprehensively.
③ Check your investment portfolio using Portfolio Visualizer
[A Valuable Experience to Share with Readers] Lessons Learned from the Unprecedented Volatility Caused by the COVID-19 Pandemic

CHAPTER 6 Timing

01 When should I buy it?
① Establishing principles
② Utilizing market volatility
02 When should I sell it?
① Why you shouldn't sell hastily
② Wait! Let's check before selling.
③ Two useful tips for selling
[A valuable experience to share with readers] Anna Jeong! What has changed since you started investing in US stocks?

CHAPTER 7 Investment Mindset You Must Keep in Mind

01 Let's buy one for a week!
The utility of market timing
You can only tell if something is cheap or expensive by checking at least one dot.
02 Let's invest steadily and steadily!
3 Reasons Why Investing Fails
The solution to profit and loss asymmetry: lump-sum investing
03 Let's invest in small amounts in various places!
The Key to Diversification: Correlation
The Real Benefits of Diversification
04 Let's invest with a long-term perspective!
Prerequisites for making 'time' your ally
The magic of compound interest in long-term investing
05 It is important to understand and identify yourself as an investor!
From understanding yourself to your own investment principles and philosophy.
The "comparative psychology" that investors must be most wary of
The arduous process and tedious time eventually become a tonic.
06 Let's record everything, even the smallest details!
① Overall portfolio investment status table
② Various investment proportions shown in charts
③ Record 'dividend information' for another fun experience
④ Recording ‘sale history’ for calculating transfer tax and reviewing sale decisions
⑤ Record 'exchange history' to calculate average exchange rate
⑥ Recording the 'investment principal' for simple investment performance calculation
⑦ Record all assets
⑧ Record all investment sentiment
⑨ Accumulated records will definitely become assets.
[A Valuable Experience to Share with Readers] My Own Way to Overcome the Psychological Limitations of Accumulative Investment

CHAPTER 8: Everything You Need to Know About US Stock Trading

01 A glance at the US stock trading process
02 Open a securities account and apply for overseas stock services.
03 US Stock Trading Hours
04 Transaction Fee
05 Payment date
06 Currency Exchange
Trading standard rate
Spread, the difference between the price when buying and selling
Cash exchange rates and wire transfer rates
preferential exchange rates
Integrated margin system
Another variable that affects returns is the exchange rate.
07 Tax
① Stock purchase stage
② Stock holding stage
③ Stock selling stage
08 Capital Gains Tax Saving Know-How
① Split sale using basic deduction
② Tax savings through selling and repurchasing stocks at valuation losses
③ Tax savings through gifts between family members
A word to the readers at the end of Chapter 8

Key economic indicators to consider when studying the appendix
01 Overview of Key Economic Indicators
① Employment
② Consumption
③ Companies
02 How to check economic indicators
① Check economic indicators through useful sites
② How can it be applied in practice?

Even beginners can learn US stock investing in no time! From basic concepts to practical investment techniques, this one-stop solution covers everything!
The "First Study" series, which makes all studying easier, begins with U.S. stocks.

As an ordinary office worker who has invested for several years, I started writing this book with the hope that others will not have to go through the same trials and errors that we have.
By learning from our diverse experiences presented in this book, readers will be able to achieve better investment results.
- Sumisum, Annajeong

In an era where it's difficult to dream of increasing assets based solely on salary, "First Study of US Stocks," tailored to the needs of 2030-level professionals, has been published to help beginners who want to invest in US stocks but are unsure of how to start, trust and follow along.
In particular, the authors of this book, as ordinary millennial office workers, have meticulously compiled valuable information, including the trials and errors, experiences, and know-how they experienced when entering the American market for the first time.
The most notable feature is that it includes friendly and plentiful explanations tailored to beginners' level and a variety of graphic materials, making it easy for anyone to understand.
This is a must-read for anyone considering taking their first steps into the U.S. market, which has been experiencing a recent upward trend in stock prices.
By leveraging the help of senior investors who have invested in US stocks, even novice investors can confidently begin investing, build a portfolio, and successfully survive in the US stock market.
For beginners, learn everything about investing in US stocks, from basic concepts to practical investment methods, in one book: "First Study of US Stocks."

Increase your wealth and achieve financial freedom with "First Study of US Stocks"!
The definitive guide to US stock investing, written by a 2030 investor for beginner investors in their 20s and 30s!

As the enthusiasm for investing in US stocks grows by the day, there are still many people who are anxious because they have not yet invested in US stocks.
Many people, fearing that they will be left behind in the race to build wealth, blindly choose famous companies that others say are good and jump into investing.
However, blind investments made with an anxious mind are likely to dry up your bank account balance nine times out of ten.
Now, let's put aside our frustration for a moment and open up "First Study of American Stocks."

This book covers how beginners can begin investing, the characteristics and pros and cons of the U.S. stock market, sectors and leading companies, ETFs and individual companies, as well as portfolios, taxes, and exchange rates, all in an easy-to-understand manner for anyone.
The author, an ordinary office worker in his 20s and 30s who started investing in US stocks a little earlier than others, passionately supports the financial independence of readers in their 20s and 30s who are just beginning to invest in US stocks.
In particular, it is decorated with many charts and diagrams and faithful explanations to somehow explain American stocks in an easy way.
As you read "First Study of U.S. Stocks," you will picture the entire U.S. stock market in your mind, as if you were looking at the forest for the trees.
Let's start the "First Study" series with "US Stocks," which will help all ordinary investors struggling to make a second salary in this era achieve their goals a little more easily by leading from the front and pushing from behind!

The special benefits of "First Study of US Stocks" that only I want to know!
Even people who know nothing about US stocks can learn the basics!

"US Stocks for Beginners" is a useful guide that helps even those who know nothing about US stocks to quickly begin investing. It's designed so that even those already participating in the US market can easily grasp details and know-how that might otherwise be overlooked.
Even a quick glance will reveal a wealth of useful information.

① Detailed explanation tailored to the level of a beginner in the US stock market.
- Explain professional content at a level that anyone can understand.
② Easy-to-understand pictures and tables that instantly imprint the information in your mind
- The full-color version helps readers easily understand the content.
③ General understanding of the U.S. stock market, investment, and economic indicators
- We covered everything about investing in US stocks that people are most curious about.
④ Includes leading stocks and top stocks by sector
- Includes detailed views of 11 representative sectors.
⑤ ETF information to help beginner investors overcome their difficulties.
- We help you invest in ETFs by selecting only the advantages of funds and stocks, and helping you reduce your worries.
⑥ Information on dividend stocks expected to provide stable and steady cash flow
- It provides a solid foundation for even novice investors to begin investing in dividend stocks.
⑦ Individual company analysis know-how shared by the authors
- You can learn the things you must check when investing in individual companies.
⑧ Background knowledge to establish buying and selling criteria
- I will take full responsibility for ensuring that this one book can lead to actual investment.
⑨ How to avoid investment failure, investment mindset
- It contains methods to help beginners overcome their anxiety.
⑩ Includes various tax arrangements, the author's own special investment record method, and an appendix of economic indicators.
- You can learn not only tax information, but also useful investment record keeping methods for beginners.

From understanding the sector to ETFs, dividend stocks, and individual stocks, we'll cover everything in one place!
A quick glance at the "Key U.S. Economic Indicators" appendix, which will help you organize your thoughts.

If you've never invested in stocks before or have never traded U.S. stocks, understanding the basics of the U.S. stock market itself will help you understand the details more quickly.
There are many ways to acquire knowledge, but "First Study of US Stocks" was designed with a top-down approach to help beginners easily establish concepts.
So, first of all, we'll thoroughly address the common questions of those interested in investing in U.S. stocks, and by advising them to see the forest before the trees, we'll help them understand the sectors that will allow them to see the bigger picture of the market.
Next, we introduce ETFs and dividend stocks, and only then do we introduce the methodology for studying individual stocks.


In other words, it presents a structure designed to help beginners access investments in the safest and easiest way possible.
After that, you can learn specifically how to trade and how to control your psychology.
Lastly, we will provide an easy-to-understand explanation of the "Major U.S. Economic Indicators" that investors in U.S. stocks must check, so anyone can read it quickly and benefit their investment.
Each chapter of the book is well-organized with diagrams and images to help beginners understand, and the authors also provide essential websites that must be checked when investing in US stocks.
Another advantage is that additional information that is difficult to explain in the text can be easily obtained through various tip boxes.
"US Stocks for Beginners" is a must-read guidebook that provides a roadmap for those just starting out in US stocks, and a guidebook for those already invested, offering self-reflection and new investment insights.