Recommendation
As we enter, children learn from their parents' behavior.
Chapter 1: I Was That Little Girl
Chapter 2 Labor: You have to work to earn money.
Chapter 3: Consumption: Once you spend money, you never get it back.
Chapter 4: Savings: I buy the things I need with the money I save.
Chapter 5: Giving: Money is not something to own, but to manage.
Chapter 6: Budgeting: Not Planning Is Planning to Fail
Chapter 7 Debt: Debt is Poison
Chapter 8: Student Loans: Starting Your Social Life with a Mountain of Debt
Chapter 9: Self-Sufficiency: Gratitude is the Key to Happiness
Chapter 10: Family: Parenting Principles for Diverse Families
Chapter 11 Legacy: What Will We Pass On?
Chapter 12: I Was That Father
supplement

The best gift a parent can give to a child is
Good Money Habits

★★★ Amazon Bestseller for 10 Consecutive Years ★★★
★★★ #1 New York Times Bestseller ★★★
★★★ Parenting Principles from "The Ramsay Show," Listened to by 20 Million People Each Week ★★★

Private education and college entrance exam preparation seem to be unavoidable for parents living in Korean society.
So, we read books to our children from a young age, teach them English and math, and on weekends, we make time to go to museums and do experiential learning.
But the 'money education' that children absolutely need is missing.
Children who enter society without learning financial sense will experience trial and error even as adults.
The knowledge and habits about money that a child acquires at a young age determine the rest of his or her life.
That is why, from an early age, parents should be their children's first financial teachers and help them develop sound financial and self-reliance habits.
"A child who knows money is unshaken" is a practical answer that fills that gap.
Because it addresses fundamental life issues such as education, habits, and values ​​while also focusing on money, it will be a useful guide for parents, teachers, and youth leaders.
This book, co-written by world-renowned financial expert Dave Ramsey and his daughter Rachel Cruz, provides specific guidelines for developing financial independence habits that allow children to plan, choose, and take responsibility for their own finances.

In an age of stagnant growth, is my child ready to face the world?

This book has been an Amazon bestseller for 10 consecutive years since its publication and has also reached number one on the New York Times bestseller list, gaining the sympathy of many parents.
It also contains an educational philosophy that has already been proven through "The Ramsey Show," a representative American financial program that is listened to by 20 million people every week.
In particular, it vividly shows the process of children learning about money in real life, focusing on the eight self-reliance habits of 'work, spending, saving, giving, budgeting, debt, self-sufficiency, and legacy.'

The authors have been a unique influence in the field of financial education in the United States.
Dave Ramsey has transformed millions of lives with his practical knowledge of overcoming bankruptcy and financial education based on the principles of self-reliance.
Ramsey Solutions, which he founded, has become a leading platform for financial education for American families through lectures, online courses, and radio and podcast broadcasts that reach hundreds of thousands of attendees each year.
Rachel Cruz is also a bestselling author of several financial education books and a broadcaster who has a significant influence on millennials and young parents.
This book, co-written by father and daughter, is considered a practical manual for economic education that can be passed down through generations.

Parents' financial habits determine their children's future.

"A Child Who Knows Money Is Unshaken" presents specific methods to guide children to learn the principles of life through money.
It explains step-by-step everything from the value of labor that “you have to work to earn money” to the principle of consumption that “once you spend money, it never comes back”, to the experience of setting your own goals, saving, and achieving what you want, to the process of learning about sharing and responsibility through donation.
It also touches on budget management through a household ledger, training to recognize the dangers of debt, learning to find contentment through gratitude and self-sufficiency, and finally, the meaning of legacy, which is the transmission of family values ​​and financial habits across generations.
Above all, the authors emphasize the role of parents.
Parents are not their children's wallets, but their children's first teachers and role models about money.
When parents show their children self-restraint and plan, and practice small habits together, children naturally learn the principles of life.
In particular, the authors emphasize that “children learn from their parents’ actions, not their words,” and that economic education should begin at home.

The key is not money-making skills, but self-reliance.
The goal is to develop children's ability to self-restrain, plan, and make right choices.
The authors say, “You must take responsibility for the choices you make.
He emphasizes that the greatest education parents can give their children is to instill in them a sense of independence and responsibility, repeatedly conveying the message that “choices always have costs.”
The author's experience and principles, which have helped countless families around the world get out of debt, will help our children live stable lives through sound financial habits.
The best legacy parents can leave their children is not wealth, but good money habits.
"A Child Who Knows Money is Unwavering" is a book that lays the foundation for life that will sustain the next generation, and it will become the starting point for the most valuable conversations that parents and children can have together.