Prologue: How do I save and earn my precious salary?
Portfolio by Investment Purpose

First Yard Salaried Worker Investment Warm-up

001.
Investing isn't scary if you prepare properly.
[Secret Financial Management Lesson] 3 Reasons Salaried Workers Have an Advantage in Financial Management
002.
Minimum Financial Knowledge for New Members of the Society
[Secret Financial Management Lesson] Why Your Salary and Annual Salary Are Lower Than You Think
003.
On payday, let's set up the flow of money.
[Secret Financial Management Lesson] Fixed & Variable Cost Checklist
004.
The Secret of 'High Risk, High Return'
005.
Saving seed money to get on the fast track to wealth
006.
Credit Management Tips for New Graduates

The beginning of second-tier financial investment is the bank.

007.
How to Use Banking Smartly
[Trivial Knowledge] Calculating Interest on Savings
[Secret Financial Management Lesson] Basic Concepts of Interest Rates, Yields, and Interest Rates
008.
Can I open an overdraft account?
[Secret Financial Management Lesson] Types of Interest: Fixed, Variable, Mixed, and Periodic
009.
How to use deposit, savings, and subscription accounts?
[Trivial Knowledge] What is the Depositor Protection Act?
[Trivial Knowledge] How to Use a Parking Passbook
[Secret Financial Planning Lesson] Everything You Need to Know About Housing Savings
[Trivial Knowledge] How to become the head of a household without a home?
[Secret Financial Management Lesson] Summary of Income Deductions, Income Deduction Rates, and Tax-Free Benefits
010.
The Best Product for Beginner Investors: ISAs
[Secret Financial Management Lesson] ISA Tax Benefits: A Complete Guide
011.
IRP for managing retirement savings wisely
[Trivial Knowledge] What is interest-type savings insurance?
012.
TDF that prepares you for retirement
[Trivial Knowledge] Choosing a TDF
[Secret Financial Planning Lesson] Choosing a Retirement Pension: DB, DC, or IRP
013.
Let's break the illusion of your primary bank.

Third Yard: Stock Investment from Scratch

014.
Things to know before investing in stocks
015.
Individual Investor vs.
Institutional Investors vs.
foreign investors
016.
Basic Concepts of Value and Growth Stocks
017.
Practical investment in value stocks
018.
Practical investment in growth stocks
019.
Invest in dividend stocks that make money every month
[Secret Financial Management Lesson] How to Check the Dividend Yield of a Company of Interest
020.
IPOs, which invest in new stocks
021.
4 Advantages of Investing in US Stocks
022.
What is short selling?
[Secret Financial Management Lesson] 4 Stocks Beginners Must Avoid

Fourth Yard: Customized Investment Ventures for Office Workers, Funds

023.
Fund investment where experts take care of everything
024.
Types and characteristics of funds
025.
The fund's name tells you its characteristics.
[Trivial Facts] Popular Funds Become Series
026.
There are classes in funds too!
[Trivial Knowledge] Woori Investment & Securities' Class S
[Secret Financial Management Lesson] Understanding Total Fund Fee Costs
027.
Why Accumulation Funds Are a Good Choice for Office Workers
028.
3 Criteria for Choosing a Good Fund
[Trivia] Coupang of the Fund Industry: Woori Financial Group
[Secret Financial Management Lesson] Find the Fund That's Perfect for You
029.
Hidden costs, redemption fees
[Trivial Knowledge] Redemption Fee Accumulation System for Loss-Incurring Funds
030.
Previewing Index Funds

Fifth Yard: Easy and Secure ETF Investment

031. Understanding the Basic Concepts of ETFs
[Secret Financial Management Lesson] Comparing ETFs and Index Funds
032. ETFs: The Name Says It All
033.
Korean Investment ETF Practical Strategy
[Trivial Knowledge] Active ETFs Managed by Experts
[Trivial Knowledge] Covered Calls for Bearish Markets
034.
Practical Strategy for US Investment ETFs
[Trivia] Nasdaq & Nasdaq 100
[Trivia] SCHD, a Dividend Stock Recognized by the Dow Jones
[Trivial Knowledge] Stock Codes and Tickers Used on Wall Street
[Secret Financial Management Lesson] What Companies Are in the Dow Jones, S&P 500, and Nasdaq 100?
035.
US Investment ETFs: Domestic vs.
Made in America
[Secret Financial Management Lesson] Comparing Regular Accounts, ISAs, IRPs, and Pension Savings Funds
036. ETN is the securities company version of ETF.
037. ELS, Gambling on Stock Indices
[Trivia] Understanding the 2024 Hong Kong ELS Situation
[Trivial Knowledge] Is DLS safe to use?
[Secret Financial Management Lesson] Three-letter Product Summary: ETF, ELS, DLS, ELD, ELF

6th Yard: Real Estate Investment for Homeownership

038.
Will house prices rise or fall in the future?
039.
Formulas and variables that determine home prices
040.
Basic checklist when signing a monthly rent contract
041.
How to view a real estate registry copy
[General Knowledge] Types of Land Use
[General Knowledge] What is a registration certificate?
[Trivial Knowledge] Mortgage Establishment and Leasehold Registration Order
[Secret Financial Management Lesson] Things to Consider When Drafting a Monthly Rent Agreement
042.
3 Ways to Protect Your Precious Deposit
[Secret Financial Management Lesson] Sending a Certified Mail Self-Service: Methods and Format
043.
Let's learn about the three rental laws.
044.
Subscription Point System, What's My Score?
[Trivial Facts] Score Booster: 50% of the Spouse Subscription Account Opening Period Can Be Combined
045.
Loan Regulations: LTV, DTI, DSR, and Stress DSR
046.
Key Summary of Real Estate Auctions
047.
Stage 4 of a real auction
048.
What is reconstruction, redevelopment, and commercial investment?

Seventh Yard Insurance: Using It Smartly

049.
Insurance is the safety belt of financial management.
[Trivia] Last Chance for a Refund: Cancellation Policy
[Secret Financial Management Lesson] A Complete Guide to Difficult Insurance Terms
050.
How to distinguish between insurance products
[Trivial Facts] Low-Premium, Attractive Low-Premium and No-Premium Insurance
[Secret Financial Management Lesson] 11 Key Insurance Products
[Trivial Knowledge] Types of Insurance Riders
051.
Comparison of pension insurance and pension savings products
052.
Life Insurance: Comparing Whole Life and Term Insurance
053.
Loss insurance is a basic item!
054.
Variable insurance with distinct pros and cons
[Secret Financial Management Lesson] The Pros and Cons of Variable Insurance
055.
Checklist before signing up for insurance
[Tip] Things to Consider When Signing Up for Non-Face-to-Face Insurance
056.
Can I get financial advice from an insurance planner?
[Trivial Knowledge] The Most Important Duty of Notification in Insurance
[Secret Financial Planning Lesson] Insurance for Special Situations
057.
Insurance needs remodeling too!

Eighth Yard: 13th Month Salary, Year-End Tax Settlement Properly

058.
Basic concepts of year-end tax settlement
[General Knowledge] What are progressive tax and progressive deductions?
[Trivial Knowledge] Income Tax Withholding Tax Selection System
059.
What's the difference between income deductions and tax credits?
[Secret Financial Management Lesson] Tax Deductions You Should Know
060.
Mastering Credit Card Income Deductions
[Trivia] Climate Companion Card, The Gyeonggi Pass, and T-Money Income Tax Deductions
[Secret Financial Management Lesson] When Using a Card Doesn't Count as a Spending Amount
061.
Credit Card Use Tips for Year-End Tax Settlement
[Secret Financial Management Lesson] Separate Documents Required for Year-End Tax Settlement
062.
Year-end tax settlement for N-jobbers and freelancers
[Secret Financial Management Lesson] Understanding the Prohibitions on Part-Time Jobs and Competition

The Ninth Yard: A World Where Everything is an Investment

6 Ways to Invest in Gold
064.
6 Ways to Invest in the Dollar
065.
Should I invest in coins and cryptocurrencies?
[Tip] Things to Consider When Investing in New Ventures
066.
I invest in coins, art, and sneakers!
[Trivial Knowledge] Hobby Investment Precautions

Epilogue: It was spring only after the flowers had withered.
Financial planning examples
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Paying your salary is as important as saving it!
Stock investment, real estate investment, gold, dollar, and coin investment from scratch

The days when you could become rich by just working hard and saving money are over.
We introduce 'Investment Methods for Office Workers,' an essential skill for surviving in a world where relying solely on your salary is not the answer.
This book covers everything from basic knowledge that even beginners to stock and real estate investment can easily understand, to practical investment strategies that can be put to use the same day you read the book.

- Now a must! Stock Investment: We introduce a variety of practical stock investment strategies that can be tailored to your preferences, including value stocks, growth stocks, and dividend stocks.
It focuses on information about investing in U.S. stocks, which are popular among investors due to their stability and profitability.
- Hot ETF Investments: We introduce ETF investment strategies that guarantee above-average returns by investing in the entire stock market, including the KOSPI, S&P 500, and Nasdaq. We'll also explore tips for leveraging ISAs, IRPs, and pension savings funds to gain additional benefits.
- Real Estate Investment Explained: Learn difficult real estate knowledge, such as how to use a subscription account to buy a home, calculating subscription points, and real estate loans.
It also includes key information on auction investing for active investors.
Investing in Gold, Dollars, and Coins: What if you could seize the opportunity to make money in new investment opportunities? We'll share various ways to invest in gold, dollars, and coins, along with considerations to keep in mind before investing.

Year-end tax settlement is difficult every year, but insurance and pensions become more important as you get older!
All the money studies in the world that can be applied directly to real life

This book contains financial information that will be helpful to everyone, from newcomers to the banking industry for the first time to office workers in their 30s and older who are seriously interested in asset management.
It's filled with practical financial tips, including techniques for maximizing your return without suffering losses during year-end tax settlements, remodeling your insurance policy to keep only the essentials, how to utilize various bank products and tax-saving accounts, preparing for a pension from the time you first enter the workforce, and a checklist for monthly rent and deposits to prevent and deal with jeonse (lease deposit) fraud.
This book is neatly organized into a 'three-line summary' that summarizes the main points of the text, 'tidbits of common sense' that you would be embarrassed to ask about if you didn't know, and 'secret financial management lessons' that you can follow right away. It is a 'financial management textbook' that should be on the bookshelf of everyone involved in economic activities!