Self-Assessment: What is your financial situation?

Let's change our basic thinking.

1 Now learn how to find it.

Is there a way to become rich?
Special experiences renew us.
You can't become rich just by making up your mind.
Values ​​and goals must align.
Don't confuse optimism with confidence.
Changing your mindset is the first step to making money.
Money is a good thing
Optimize or minimize your life?
Planning is the beginning and the end of everything.
* Power ideas you need

2 Only those who take responsibility for themselves become rich.

The responsibility lies with me
Where there is responsibility, there is also authority.
Don't give power to mistakes and their consequences.
You have power over the future
The moment you shirk responsibility, you also shirk authority.
An irresponsible life is a life of helplessness.
You have to take responsibility for your money.
* Power ideas you need

3. Becoming rich is not a miracle.

It takes courage to make miracles happen.
No miracles without risk
Luck is not a coincidence
Luck comes as an opportunity
Anyone can make a miracle
* Power ideas you need

4 Why can't people become rich?

People without money don't know what wealth is.
People without money easily give up on their goal of becoming rich.
People who don't have money don't necessarily want to become rich.
People without money can't endure it to the end.
People without money are not responsible.
People without money aren't ready to give 110%.
People without money don't have good mentors.
People without money focus on their weaknesses.
Your strengths make you rich
What is the price of becoming rich?
Those who have money are free
* Power ideas you need

5 What does money really mean to you?

How much cash do you have?
Think about money, wealth, and happiness.
Discover your true thoughts about money
One belief is decisive
How did your beliefs come about?
Only take advice from successful people.
Set your beliefs about money
Is money good or bad?
You can change your beliefs
How to Change Your Beliefs About Money
Change your beliefs and your life will change.
Replace old thoughts with new ones
Make your wish an absolute obligation
* Power ideas you need

Enjoy complete freedom from money

6 Get Out of Debt

There is stupid debt and smart debt.
False beliefs fuel debt.
How can I avoid getting into debt?
13 Tips for Paying Off Debt
Wisdom in Dealing with Debt
What if I can't afford to pay off my debt?
Set your goals higher
Learn from the best wisdom about debt
Take a few steps back
* Power ideas you need

7 How to increase your income

Show off your strengths
Think of duties instead of rights
If you get paid for eight hours, work ten.
Get things done quickly
There is no such thing as meaningless work.
Become indispensable
Keep studying
If there's a problem, jump into it yourself / become an expert.
If you don't change, nothing changes.
Even those who run their own business should pay their own salary.
Anyone who runs a business must secure personal property.
How would you rate your work performance?
How to improve your income base?
Look to other sources of income
Focus your abilities on things that make money.
Income does not always equal wealth.
A stopped locomotive has difficulty starting again.
* Need a song power idea?

8. Pay yourself with savings.

Four Reasons People Don't Save
You get rich through savings, not income.
Saving is fun and easy for anyone.
Your beliefs and attitudes about saving can change at any time.
Savings make you a millionaire
* Power ideas you need

9 Interest on Interest Brings Miracles

Create new sources of income
Factors that determine profit
How much to invest?
It's meaningless without securing capital and investment.
Why money attracts money
Those who know how to make money become rich.
* Power ideas you need

10 Why You Should Call Money

Prepare for famine
Don't be fooled by sweet words
In times of great change, there are always winners and losers.
The dilemma begins much earlier
Face reality
For the years 2000, 2001, and 2002
Will another cold winter come to the stock market?
Don't be fooled by your surroundings, be prepared.
Don't make excuses
There are two voices within us.
* Power ideas you need

11 Fundamental Principles of Investment

Part 1: Basic Principles for Becoming a Successful Investor
Learn to tell the difference
Rule 1: Face the question of whether you are investing or speculating.
Rule #2: Distinguish between tying up your money and investing it.
Basic Rule #3: Know exactly what methods are available to make money work.
Basic Principle 4: The value of an asset exceeds the value of money.
Basic Principle 5: Risks are inevitable.
Basic Principle 6: Decentralize
Fundamental Principle 7: This is how professional investors differ from ordinary investors.
Part 2: Important Choices You Must Make
Question 1: Which comes first: convenience or financial stability?
Question 2: Do you want to invest, or are you content with speculation?
Question 3: Should I do it alone or get professional help?
Question 4: What ratio should your money be allocated between cash and in-kind?
Question 5: Which investment product should you choose?
Fairy tales and fantasies come true
* Power ideas you need

12 Steps to Freedom from Money

Step 1: Build an economic airbag.
How long does it take to secure an economic airbag?
Make a budget
Should I earn more or spend less?
How to manage economic airbags?
Step 2: Secure Economic Security
How much money do you need for financial stability?
You are responsible for your own wealth.
Step 3: Enjoy financial freedom
How much money do you need?
3 Steps to Financial Freedom: Investing
Once you have set your goal, you are halfway there.
Freedom from money, is it an unattainable goal?
Don't follow the advice of fear
Mistakes are good
He who does nothing makes no mistakes.
* Power ideas you need

13 Build a network that will grow your wealth.

Create an environment that reminds you of your resolve.
Three groups that can help you
Listen only to those who are more successful than you.
An American billionaire I met at a seminar
Find a mentor like this
How long should I be mentored?
How to create a network of experts?
Associate with people who are expected to succeed.
Imitate those who set an example
Keys to Practice
* Power ideas you need

14 The one who gives has more

The money you earn isn't just yours.
How will you spend your money?
tithe
He who gives takes more
Money brings happiness
* Power ideas you need

* In conclusion / What should we do now?
* After moving

A book that teaches you the basic concepts of financial management.
A book that makes you think broadly about life beyond the economy.
Becoming rich is no miracle!

The author of this book, Bodo Shaffer, who has an extraordinary talent for making money, immigrated from Germany to the United States at the age of sixteen, graduated from high school, and studied law in Germany and Mexico.
After graduating from college, I worked at several companies, where my abilities were recognized and I gained diverse experience.
During this time, he meets wealthy and famous people and learns from them the principles of accumulating wealth and increasing money.

Even at the age of twenty-six, he was in serious financial trouble, unable to escape from debt. However, thanks to the help of these teachers, he achieved 'financial freedom' by the age of thirty, living solely on the interest on his own money.

Based on these experiences, Bodo Shafer, who is always referred to as the 'European money trainer', developed the seminar concept that 'anyone can build wealth and become a wealthy person'.
His seminar lectures, which were both easy to understand and entertaining, soon created a huge sensation and became a topic of conversation throughout Europe.
This book became a bestseller in various European countries immediately after its publication, and in Germany, it reached number one on the economics bestseller list within 10 weeks of publication, and has consistently maintained a high ranking in the economics category as well as in the overall rankings to this day.

Everyone has a dream about life.
But there aren't many people who live their lives the way they dream.
What do you think is the biggest obstacle? Money, that's for sure.
Because money is a decisive factor that affects not only a person's standard of living but also their mental state.

Now that you're reading this book, I encourage you to actively use it as your financial mentor.
Author Bodo Shaffer wants to share what he's learned and experienced with his readers and help them become money makers.
He is already a 'money trainer' with an extraordinary talent for saving money to the point where he can live off the interest he earns at the age of 30.

Money makes good things happen.
But money isn't everything.
When I win, someone else loses.
Money makes people arrogant and cocky.
Only those who save become rich...

It's part of a checklist of dozens of questions about 'How do you think about money, wealth, and happiness?'
This gives you a glimpse into your thoughts about money.
The author spends the first half of the book emphasizing the importance of the "billionaire mindset" and shows how to fully master it.

About halfway through the book, it starts to get serious about how to increase your money.
It teaches you how to get out of debt, increase your income, save, and utilize stocks and funds.
The author argues that it is impossible to become wealthy without a systematic and thorough plan, as the human brain has a tendency to seek immediate pleasure and avoid immediate pain.

The author suggests that you pay off a portion of your income to pay off debt, but at the same time, set aside 10% of your total income to save.
Because paying off all your debts, that is, reaching zero, does not bring ultimate joy.
It is filled with the author's practical know-how, having achieved financial freedom in his 30s after nearly going bankrupt.

This book explains why you should save a certain percentage of your money, how to save effectively, and where and how to invest that saved money to increase your income.
The next thing to do is to keep repeating what you did.
The author's experience and advice is that you can become rich in the meantime.

■ Self-management techniques are essential in difficult economic times.
* How can I achieve complete financial freedom?
* Ingenious ways to increase your income right now
* How to save enough money to live on the interest alone in the shortest possible time
* How to make the most profit
* How to pay off debt and build wealth at the same time in the shortest possible time
* The secrets and tricks of investing that banks never teach you