A Leveraged Investment System That Creates a Massive Wealth Gap
The definitive guide to small-scale real estate investment from a first-generation investor, the "master of experts"!

Kim Sa-bu, the "master of masters" and first-generation investor who has produced countless real estate experts, is back! He first unveiled his "Jeonse Leverage Technique" in 2007, creating a sensation among investors.
Having experienced both bull and bear markets in the real estate market for over 25 years, Mr. Kim understands the current market changes and presents an investment roadmap that can help you turn 50 million won into 2 billion won and even generate a monthly cash flow of 10 million won.


The real estate market goes through cycles of bull markets, bear markets, and bear markets.
However, many say that the cycle has disappeared and become vague as only ultra-high-priced apartments and prime locations have recently risen.
But the market that Director Kim sees is different.
The market cycle has become clearer and faster as it undergoes various changes.
This book will teach you how to leverage these real estate market cycles to generate a 100% return in four years, maximize your return using a tax-free capital gains strategy, and ultimately build assets worth 2 billion won.


The author's signature investment method, the "Leverage Technique," has also been reimagined to suit the current market.
Leveraged investment in real estate involves using the deposit to continuously purchase real estate and increase assets. However, with the increased burden of acquisition and property taxes, this strategy is no longer viable.
Therefore, the "Golden Roadmap for Real Estate Investment" proposes a new way to minimize real estate holdings while reducing tax burden and establishing a home and monthly cash flow of over 10 million won through apartment and redevelopment occupancy rights investment.


The investment roadmap offers multiple plans for how to respond to external changes, such as failures of objectives, changes in policies or regulations, and other external factors, allowing for flexible response to change.
Furthermore, by setting investment amounts and investment periods according to each individual's circumstances and presenting realistic goals that can be achieved, even ordinary people without exceptional investment talent can achieve their target assets and live the life they desire by simply following the roadmap presented in this book.

The biggest misconception about bear markets is that real estate prices will continue to fall.
As mentioned earlier, real estate is trending upward overall.
The reason is simple.
It's the same principle that the price of Jjajangmyeon is different now than it was 30 years ago.
Asset prices rise because of inflation (more precisely, because of monetary expansion).
However, because real estate is a scarce asset, its upward trend exceeds inflation several times.
In any case, real estate eventually goes up.
So if the decline stops, it will start to rise gently again.

However, this ‘gradual rise’ should not be misunderstood.
Even if it is a gradual increase, it is a very meaningful increase for the average person because real estate is a large unit.
Even if it only goes up by 10%, if it's 300 million won, it's 30 million won, and if it's 3 billion won, it's 300 million won.
Real estate can go up by 300 million won in just six months, and that happens even in a bear market.
--- p.100 From “Chapter 2 How to Recognize a Bear Market”

If you were to ask those who experienced past real estate bull markets, "Do you think we'll ever see another bull market like that?", what would they say? Most people would likely say, "Absolutely not."
I already think real estate is expensive, so I can't believe it's going to get any more expensive. And some real estate is still going up, so I can't believe a bull market is coming and prices are skyrocketing again.
There is also the reason why it is unlikely that the government will completely relax regulations on real estate in this situation.

However, this kind of thinking is a misunderstanding that comes from not fully understanding the principles of real estate prices.
The biggest reason why cycles exist in real estate is because of the public's view of the real estate market.
The public doesn't always have the same view about the real estate market.
Sometimes I have a very positive outlook, and sometimes I have a very negative outlook.
In this way, the perspective is completely reversed, like cold water and hot water.
This is because the public's perception of whether or not it is easy to make money through real estate changes.
In other words, there are times when I can easily invest in real estate if I set my mind to it, and times when I cannot easily participate in the real estate market even if I set my mind to it.
Bull and bear markets have many characteristics, as explained above, but the most obvious difference is whether the "public" can participate in the market or not.
--- p.141 From “Chapter 2: Will the same rise as in the past be repeated?”

There are many reasons why people fall into the trap of the rich, but the role of a 'smart person' is very important.
Once you have a smart one, it seems like you've achieved your goal, but the problem is that you can never sell that smart one.
Someday, when I get old, I think I'll sell it and use it this way and that way, but that 'someday' never comes.
Because the 'smart one' keeps rising.
It's like if I just hold on to a string, money keeps falling from the sky.
One day, I will have to let go of that string and pick up the money that has fallen and use it, but as long as I hold on to that string, money will continue to fall from the sky, so I cannot let go of that string.
Until I die of old age.


Moreover, as the number of smart apartments continues to increase, the phenomenon of the apartment I own and the apartment I live in becoming my identity has even occurred.
So, the idea of ​​'I'll sell it later and use it' is realistically impossible, and selling real estate is very difficult to do because it means giving up your identity.
It will never come true unless the worst happens, so you should just see it as ending your life by only giving your children good things.
--- p.190 From “Chapter 2 We Fell into the Trap of ‘Smart One’”

In the world of investing, it is very important to know these principles 'early on'.
Because there will inevitably come a day when the principle becomes known to all the public.
When that day comes, the returns will be mediocre.
It's as if everyone, including the government, has become aware of the lease leverage technique, and now the overlapping regulations have made it impossible to use the lease leverage technique that was first introduced.
Those who recognized the power of subscription rights early on also made enormous fortunes, but now, even if they wanted to follow suit, it is difficult to easily invest in subscription rights due to high competition rates and restrictions on resale.
Even though I regretted it and thought I should have bought it boldly even though it was a little expensive, it was useless to suffer in silence because of the huge difference between the existing and new buildings.
You should know early.
You need to know before the public does.
That's how you seize a big opportunity.
--- pp.278-279 From “Chapter 4 Those who know the principles of real estate investment will make steady profits”

There is a difference between feeling expensive and being a bubble.
And generally speaking, a market doesn't crash just because something feels expensive.
The market is bound to reach a point of bubble, and if you don't buy in that situation, you can always make a decent profit.
The bubble situation is as already explained above.
It is a time when the public is completely absorbed in real estate, and they are excited and rushing to invest in even the most ridiculous objects.
If that situation arises, we need to be cool-headed, but if that situation does not arise, it is still a 'more advantageous situation to invest'.

However, no matter how much I explain it like this, the distinction at that point in time becomes clear when it passes, but it is difficult to notice when that period actually passes.
So, in a situation where you are confused about whether it is a bubble or not, here are some solid investment tips.
That is, you have to invest in a place that looks good to everyone.
This is a place that looks good to anyone.
Specifically, these include large apartment complexes in Seoul, large new apartment complexes in the metropolitan area, and apartments in Gangnam.
Places like this are good to anyone who looks at them.
There is only one problem.
These places are very expensive.
However, at this point, you have to buy an expensive apartment, and if you cannot afford to buy an expensive apartment, you have no choice but to wait.

--- pp.325-326 From "Chapter 4: If you are confused about whether it is a bubble, invest in a place that is clearly visible to everyone"