It's never too late to save money.

The popular financial cartoon "Money Saving Benkuri," followed by 110,000 people
The easiest and most realistic guide to financial freedom

I don't know what to do or how to start
48 Easy Money Tips for You!

*Includes additional tips not revealed on Instagram*

The main character is an ordinary office worker, and the sub-character is a money-saving fanatic and Instagrammer with 110,000 followers! The unique and practical financial habits of "Money Saving Benkuri" have been published in one volume.
As the title suggests, 『Earn 50 million won more than your annual salary』 includes an Instatoon depicting the author Benkuri's journey to save 50 million won in one year, as well as a completely new additional manuscript.
It is packed with know-how that comics cannot provide, so even those just starting out in society or those new to investing can gain the courage and motivation to think, "Should I try it too?"

“If I keep going like this, I feel like I’ll end up working my whole life and have no money in my old age.”

The author, who had been working for five years, had a terrible dilemma.

He had saved a fair amount and made a profit of 70 million won in stocks, but when you add in his annual salary, his bank account, which had been worth hundreds of millions of won, only had 30 million won left.
What went wrong? I realized that I needed to fundamentally change the way I spent money as soon as I earned it.
As a first step, I had to firmly establish the reasons for saving and investing money (Part 1: Strengthening), create a habit of saving without giving up for three days (Part 2: Saving), and think hard about whether there was any way to earn more and make more money (Part 3: Exploiting).

These are things that no one told the author at the time.
From a pittance to a jackpot, the lessons learned through personal experience, from spending close to 100 million won on vacations, overseas trips, and fine dining, to becoming a spending devil who has become a household account fairy, the author has organized the basic knowledge of financial management step by step in the hope that readers will learn it sooner and earn more, just like the author who saved 5,000 a year and found happiness with a stable financial flow.

After repeated declines every day, the investment of 24 million won was reduced to 7 million won, and the loss ratio was close to 71%.
Despair itself.
After a period of self-reproach, I finally felt a sense of detachment. For a week, I lay in my room, doing nothing.
The missing 17 million won lingered before my eyes and I couldn't move.
"Are you really going to stay still like this? Are you always like this?" It might be a small amount to some, but to me, it was everything.
They say that even if you go into a tiger's den, you can survive if you just keep your wits about you.
'Now is the moment!'
--- p.35

At the time, my monthly salary was around 3.5 million won, but upon checking, I found that my credit card bill alone was averaging 3.5 million won per month.
Aside from the credit card bill, there were also additional cash expenses of 1.5 to 2 million won per month, including allowance from parents, insurance premiums paid in cash, check card usage fees, and amounts transferred via Kakao Pay.
In short, my salary was 350, but my expenses were over 500.
To manage my assets systematically, I decided to take a closer look at my expenses.
--- p.77

If you become addicted to the number 'spending = 0', you will start to feel aversion to consumption itself.
There was a time when I thought saving was the whole point of financial management.
I had intentionally closed my eyes and ears to stocks, funds, and real estate.
Friends who actively invested and learned and gained experience at that time quickly achieved investment results.
Saving isn't a panacea, and it must also be accompanied by appropriate investments for growth.
--- p.174

The money that should have been paid out as installment is gradually saved up in a savings account.
And while you're saving up for the installment, think back on the value of this item.
Think carefully about whether it is something you really need or whether it is just conspicuous consumption.
If you feel like you don't need to buy something, then you're happy to have some money in hand. If you feel like you absolutely have to buy something, then you should happily buy it.
Of course, in a lump sum.
--- p.84

It goes without saying that spending money is 100 times more fun than saving it.
The secret to making savings last is to set short-term goals and allow yourself small rewards.

--- p.161

Changing jobs is a risky challenge because it means venturing into a new world.
Once you move, you may be assigned tasks that are different from your current job, and the organizational atmosphere may be more rigid than it appears from the outside.
One more thing to consider is the 'promotion' aspect.
There are many cases where people are disadvantaged in promotions and compensation, whether knowingly or unknowingly.
Therefore, if you are close to being promoted at your original company or expect it to take a long time to get promoted after changing jobs, you should consider these factors when negotiating your salary.
--- p.202

After leaving the paid reading room, I reflected on what my mistakes were and what caused my endless anxiety.
The first reason that came to mind was a lack of understanding of market trends.
The second reason is that you did not judge for yourself.
All I did while in the paid room was wait for the signal and do as I was told.
As a result, I was unable to deal with the crisis situation.
--- p.231

No matter how much money I earned, I would feel sad when my friends and family around me were lonely, and I would feel depressed when I was too busy to pursue my only hobbies, traveling and singing.
I realized that filling my life with health is just as important as becoming rich.
After deciding to base wealth on myself, the first thing I did was delete YouTube.

--- p.259