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I'm getting rich
I'm getting rich
Description
Book Introduction
Just follow these steps and you'll reach financial freedom in just 10 years!
Although his monthly salary is 3 million won, he has accumulated assets of over 800 million won in 6 years.
A wealthy manual from a "real office worker"


*** Just enter the numbers and it will be calculated automatically
4 free investment portfolio calculation sheets provided***

A financial management book has been published for ordinary salaried workers who think becoming rich is a distant dream.
This book introduces a financial management system established by the author, an office worker with an annual salary of less than 40 million won, through numerous books, trial and error, and research. Even an office worker with a monthly salary of 3 million won can achieve financial freedom within 10 years by simply following the system.
Many people worry about 'how to earn a lot' to become rich, but the author emphasizes that 'how much to earn' is more important than 'how to earn a lot'.
In other words, to achieve financial freedom, you must clearly identify the assets you need and set specific financial goals based on this.
And to achieve that goal, the author emphasizes the need for a financial management system that balances the four elements of 'stable income', 'rational consumption', 'wise investment', and 'strategic management', and introduces the '888 System' independently developed by the author.

The author, who accumulated over 800 million won in assets in just six years since starting his financial management, reveals in this book not only his spending and saving habits, but also his investment portfolio and household account bookkeeping methods, so that ordinary salaried workers like him can confidently take on the challenge of financial management.
In addition, to prevent people from giving up because it is difficult to follow, the author provides a free Google Spreadsheet that automatically calculates how much you need to earn and where and how to invest to achieve financial freedom at the author's Naver Cafe (Investment Research Institute).
I hope this book will give hope to ordinary salaried workers who have long believed that wealth comes through great fortune, like winning the lottery, or is innate, that financial freedom can be achieved simply through earnest desire and effort.
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index
Prologue: An Ordinary Office Worker's Story of Achieving Financial Freedom

PART 1.
First Steps Toward Financial Freedom


CHAPTER 1.
Understanding Economic Freedom in an Information Overflow
A Correct Understanding of Economic Freedom
The first step to financial freedom: a clear goal
Four skills that every office worker must possess

CHAPTER 2.
Preparing for Financial Freedom
Four things you must remember
When the ordinary comes together, it becomes the extraordinary.
Essential terms to know for clear capital calculation
Why Economic Freedom is Possible for Working People

CHAPTER 3.
A Roadmap to Economic Freedom for Working People
A meaningful seed money of 100 million won
Calculating the Assets and Timeframe Needed to Achieve Financial Freedom
Developing a pre-launch investor strategy
Building an 888 System

+ PART 1.
The core of the concept of economic freedom

PART 2.
Acting as a Smart Consumer: How to Spend


CHAPTER 1.
rational consumption mindset
Consumption is more important than income
The fair price of a product is determined by the consumer.

CHAPTER 2.
The art of smart saving and wise spending
How to Use Smart Payment Methods
How to Take Advantage of Bulk Buying
How to Save on Your Shopping List (1): Labor Costs
How to save on your spending list (2): Labor costs

+ PART 2.
The key to smart spending

PART 3.
Acting as a Discreet Investor: How to Invest


CHAPTER 1.
The Smart Investor Mind
How to Distinguish Between Investing, Speculation, and Gambling
Steady returns come from diversified investments.
Basic strategies for constructing an investment portfolio
Terms to know before building a portfolio

CHAPTER 2.
Practical Investment Methods for Investors' Portfolio
Proper use strategy for parking passbooks
How to Find the Best Brokerage Firm
Which account should I create?
What products should I invest in?
What strategy should I use to invest?

+ PART 3.
The core of the investor's investment strategy

PART 4.
Acting as a Determined Manager: How to Manage


CHAPTER 1.
Strategic Management Mind
With the mind of a rich person, with the mind of a manager
Manage your assets strategically
Never underestimate or overestimate yourself.
Conquer taxes with the utmost confidence and success.

CHAPTER 2.
How to Run Myself and My Family Like a Business
Let's benchmark corporate cash management methods.
Creating a household financial statement and ledger
Who should be in charge of money management?

+ PART 4.
The Core of Management Mind Strategy

Epilogue_To you who are faithfully moving toward economic freedom with confidence and hope

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Into the book
‘Stable income’, ‘rational consumption’, ‘smart investment’, ‘strategic management’.
It's about understanding and structuring these four perspectives to take control of your money flow.
Based on a stable income, you should consume rationally, generate surplus cash, and then use that surplus cash wisely for investment to earn capital income without labor.
And with strategic management to maintain, maintain, improve, and develop these systems, even ordinary office workers can achieve financial freedom.

--- pp.36~37

The target investment return suggested by the Investors' Research Institute is a nominal return of 8% before tax and 6.77% after tax, and it is recommended to invest accordingly.
This level of return is sufficient for investors to achieve financial freedom without taking on significant risk.
If you can get a nominal return of 6.77% after tax instead of 4% under the conditions calculated above, your assets after 35 years will be worth about 1.7 billion won.

--- p.68

It is called the 888 system, taking the first letters of the words 80% cost preservation, 80% cost preservation, and 8% investment return achievement.
Anyone who can execute these three steps can achieve financial freedom in arithmetical terms in just 10 years.
This is enough to cover the consumption amount reflecting 3% inflation with the financial income generated annually for 10 years.

--- p.96

The Investor's Portfolio focuses on only four investments: stocks, bonds, gold, deposit products, and virtual assets.
Securities firms, investment accounts, investment products, and investment methods.
The four things to consider are directly related to your investment returns.

--- p.201

I decided to think of myself as a person who runs two companies: an external company (work) and an internal company (home).
Here, only by specifying the cost and expenses for each external and internal company can we perfectly match the company's management.
But if that happens, money management will inevitably become too complicated for office workers.
So, the external company is unified as labor cost, and the internal company is unified as labor cost.
Although it doesn't perfectly match the company's financial management method, we've found this division of management to be completely comfortable, so we've stuck with our own unique investment management strategy.
--- p.298

Publisher's Review
Even if the salary is low and prices rise,
Anyone can become rich
The Secret Recipe for Financial Freedom Revealed


This book is a financial management book that introduces how you can become rich just by putting in effort, regardless of your salary, by building your own financial management system.
The author states that in order to achieve financial freedom, one must first calculate the necessary assets and the time required to achieve it, and introduces a calculation formula.
Since this figure varies from person to person, we'll provide detailed examples of how to build your own personal financial management system based on the calculation results.


First, you need to create a stable and steady income.
This is to set a budget and reduce consumption volatility.

Second, we must consume rationally.
This article explains in detail the concepts of labor costs and labor expenses that must be incurred by office workers, as well as which items of spending should be optimized.

Third, you must invest wisely.
It is advisable to construct an investment portfolio that aims for an annual pre-tax return of 8% over a 10-year period using an installment investment method.
To achieve this, asset allocation is essential. Therefore, the author examines the author's actual portfolio to determine which securities firms, accounts, and strategies should be used to invest in alternative investment products such as stocks, bonds, gold, cash, and virtual assets.


Fourth, we must manage strategically.
We need to benchmark corporate financial management methods to manage our household finances, and to do this, we must create a household ledger, which is a financial statement for the household.
The household account book also shares the author's own writing and know-how.


In short, for a salaried worker to become wealthy, he or she must establish his or her own financial management system that simultaneously enables "stable income," "rational consumption," "smart investment," and "strategic management."
The author says that anyone can become rich in 10 years by combining these four elements to build an 888 system that optimizes the ratio of consumption to income, the ratio of investment amount, and the return on investment.
I hope you'll read this book, which contains the author's know-how as he quietly walks toward financial freedom for six years, and design your own roadmap to wealth.
GOODS SPECIFICS
- Date of issue: February 26, 2025
- Page count, weight, size: 332 pages | 554g | 152*205*21mm
- ISBN13: 9791194508083
- ISBN10: 1194508081

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