“Why do some people become rich and others remain poor their entire lives?”

Charlie Munger highly recommends!
The only complete translation in Korea, including 152 author questions

For a life free from the sway of money
Learn life wisdom that will last until you're 100.

Everyone wants to be rich, but few people know how to do it.
The wise men of ancient Babylon already knew the secret to gaining wealth.
Their wisdom, contained in "The Money-Making Wisdom of the Rich in Babylon," clearly presents the timeless principles of wealth.
The protagonist, Akkad, was renowned as one of the wealthiest men in Babylon.
He started out as a poor clerk, but he studied and practiced the secrets of the rich, amassing enormous wealth, and generously shared the principles of wealth he had discovered along the way with others.
Armed with practical wisdom, Akkad generously shares the insights you need to embark on your journey to wealth, from how to make money, how to protect it, and how to invest it to become wealthy.

This book presents the core principles for acquiring wealth through the teachings of Akkad in the form of allegories.
It clearly and excitingly reveals the principles for achieving eternal wealth.
This is an opportunity open to everyone, and anyone with a passion for learning can embark on the path to wealth.

Clayson's book is not just a simple financial management guide.
It offers deep insights into wealth and life, while also offering readers new perspectives and practical methods.
This masterpiece, which can be read easily and deeply by people of all ages, from teenagers to middle-aged people, has been published in over 1,000 editions in over 40 countries and has had a profound impact on the lives of tens of millions of people.
His message transcends time and continues to inspire many today.
Even during the Great Depression of 1929, countless people found practical help and hope in this book.
This is possible because the book goes beyond 'how to earn and manage money' and asks the deep question of 'how to live a wise life with money.'

Modern Intelligence has included all 152 insight questions written by the original author in Part 2.
This is the only complete translation in Korea that allows readers to reflect on the insights gained from the book and apply them to their daily lives.
I hope that through this book, we can awaken the “rich gene” within us and live a rich and successful life.

This book will be loved for a long time to come because it provides wisdom on solving money problems that is useful to everyone.
More importantly, it clearly and excitingly reveals the principles for achieving eternal wealth.
It will definitely be of help to those who are in financial difficulty.
In a world desperately in need of a sound understanding of money, what more valuable lesson could there be for the countless young people graduating from school each year?
It was a great honor for me to read the pile of letters readers sent to the author and to see firsthand how deeply impressed they were with this book.
A young man was delighted that he had finally found guidance in life.
However, the majority were veterans with extensive experience in the financial and business worlds.
They projected their own difficult lives onto the words of the Babylonian sage, sometimes recalling mistakes that had cost them dearly.
These were mistakes that could have been avoided if only I had the knowledge and experience.

--- pp.14-15, from the “Recommended Preface”

“Why wouldn't I? Because when I woke up from the dream and realized how broke I was, I felt a wave of betrayal.
As the sailors said, the two of us were on the same boat.
So let's discuss that issue together.
When we were young, we used to go to the priests together to learn wisdom. When we were young, we shared each other's joys.
Even as adults, we have always remained close friends.
We have been content to live our own way.
We have been content with a life of working long hours and spending the money we earn freely.
We've made a lot of money over the past few years.
But to enjoy the joy of wealth, you must have a desire for wealth.
How are we any better than sheep who can't even speak? We live in the richest city in the world.
Travelers say there is no city as wealthy as Babylon.
We deal in a business that involves enormous wealth, but we don't get anything out of it.
You, my dearest friend, have worked hard for half your life, yet your purse is empty, and you say, 'Can you lend me two shekels? I'll pay you back after the nobles' feast tonight.'
So what should I say? Should I say, "Here's my purse, I'll gladly share it with you"? No.
My purse is just as empty as yours.
What's the problem? Why can't we accumulate enough silver and gold to cover our food, clothing, and shelter?
Banshir continued to ask.
“Let’s think about our children too.
Aren't they following the same path as we are? Will their children, their families, their grandchildren, and their grandchildren's families live their entire lives among the wealthy, content with a life of sour goat's milk and porridge like ours?
--- pp.27-28, from “Chapter 1: The Man Who Desperately Wanted Wealth”

Then another friend asked,
"So, what advice can you give people like us to become rich? Time has passed, we're no longer young, and we don't have much money saved. What should we do?"
“I urge you to accept the wisdom Algamish has imparted to you and to pledge to yourself, ‘I will definitely save some of the money I earn.’
As soon as you wake up in the morning, mutter to yourself:
Repeat it over and over again, day and night.
Memorize it until it is engraved in your heart like the stars in the sky.
Take note of that teaching and stick with it as much as you see fit during your earnings.
You need to set aside at least a tenth of your money and let your money make money for itself.
If you feel like you don't have enough savings, fill it up by cutting back on spending.
At first, collect at least that much.
You will soon feel the rich feeling of having your treasure.
It will be exciting to see that treasure grow.
You will be excited by the new joys of life.
I will work hard to earn more money.
As your income increases, won't your savings increase proportionally?
Then learn how to make the money you save work for you.
Make it your slave.
Using that as a foundation, money begets money, and that money begets more money.
--- pp.48-49, from “Chapter 2 The Richest Man in Babylon”

To achieve something, you must first have a desire.
It is a strong and clear longing.
Vague hope alone is not enough.
The vague desire to become rich is not enough motivation.
You need to set a specific goal of getting five gold pieces so that you can motivate yourself to achieve it.
Once you have learned how to accumulate five gold pieces with a firm will, you will find similar ways to accumulate ten, then a thousand.
That's how you become rich.
Once you master the art of achieving one small, clear goal, you'll be ready to achieve even bigger aspirations.
This is the process of calling wealth.
As you learn and develop your skills, you start off small and then grow bigger.
Set simple but clear goals.
Desires that are too numerous, too complex, or too difficult to achieve no matter how hard you try will only lead to frustration.
Above all, be the best at what you do.
Then you can earn a lot of money.
When I was a lowly scribe carving words on clay tablets for a few coins a day, I suddenly realized something.
Other secretaries were better writers than me and got paid more.
So I decided to become the best scribe.
It didn't take long for them to figure out how to do their jobs better and make more money.
I put more effort into my work, focused more, and stayed focused.
As a result, he became the scribe who carved more clay tablets than anyone else.
There was no scribe more skilled than me.
As my skills improved, my salary naturally increased quickly.
I didn't have to go to the master six times to ask for his recognition of my abilities.

The more wisdom we accumulate, the more we will earn.
Those who put in the effort to hone their skills will be well rewarded.
If you are a craftsman, you will want to learn what techniques and tools the best craftsmen in your field use.
If you are a judge or a doctor, you would exchange knowledge by talking with your colleagues.
As a merchant, you will constantly be looking for ways to get better quality goods at cheaper prices.
Human labor is constantly changing and evolving.
Anyone with foresight will strive to find innovative technologies that can provide better products and services to customers.
Therefore, we all must take the lead and develop.
If you stand still, you're bound to fall behind.
There are many things that can enrich your life, not just make a living.
There are things that anyone who cares about themselves must do.
--- pp.78-79, from “Chapter 3 Seven Secrets to Becoming Rich”

It's really reassuring and satisfying to see my investment funds steadily growing.
By the time you retire from teaching, your income will have grown to a considerable sum, and you will be able to enjoy a comfortable retirement just from that income.
Surprisingly, debt is decreasing while investment assets are increasing.
I'm living comfortably on 70 percent of my income and my finances are much better than before.
Who would have imagined that the difference between living carelessly and living with a plan would be this big?
After I pay off all my debt by the end of next year, I plan to use the extra money to travel and invest more.
I vowed never again to spend more than 70 percent of my income on living expenses.

I hope you now understand why I ask you to convey my thanks to the old camel merchant.
By following his wisdom, we were able to escape hell.

He lived as a slave, burdened with debt, until he attained enlightenment and became rich.
He wanted to share his bitter experiences and help others.
So he persistently wrote his story on clay tablets.

He had a story he wanted to tell to those who were in the same predicament as he was.
His message was so powerful that it remains as influential today as it was five thousand years ago, when it was unearthed from the ruins of Babylon.

--- pp.183-184, from “Chapter 9 Clay Tablets Excavated in Babylon”