The essence of financial technology is touching and
An economic novel that is told in a fun way

What will you be like in 10 years, 20 years, or even in your later years? Have you ever imagined and dreamed of your future self? Everyone dreams of a later life where they've built a stable, wealthy life and have a positive influence on many people.
How am I preparing for that kind of old age? I know the need to study economics, but if my busy schedule makes it difficult to even begin, let alone learn about it, try learning about economics through engaging novels.
This book is an economic novel in the form of a story about the protagonist Ji-yoon, an ordinary working mom, organizing her thoughts and making life plans through conversations with her rich neighbor, Mrs. Jeong.
It covers everything from basic economic concepts to practical investment methods that can be implemented immediately, but it is not difficult at all because it is a novel in the form of an interesting story.


The protagonist, who lost a large sum of money by entrusting it to a place he didn't even know well, is very similar to us.
It's difficult to give up both work and childcare right now, but the protagonist's desire to raise her children in a prosperous environment is also our desire.
As we follow the protagonist's growth process, which involves a wealthy grandmother who gives us a new perspective on the economy and a new concept of money, our own consciousness will also grow.
Let's steadily implement at least one of the rich grandmother's specific investment methods that can be implemented right away.
The juggling investment method that Jiyoon learned from Mrs. Jeong, which involves steadily rolling three balls—dividend stocks, IPOs, and the dollar—is a good way for individual investors to make long-term investments without significant risk.
Through this, you will realize that investing is not just for experts, and you will experience small joys through small wins.
'Jiyoon's Diary' at the end of each story will serve as a stimulus to develop good diary habits by looking back on the day and making new resolutions.
A rich person is not just someone who has a lot of money.
The specific description of the rich grandmother's attitude in each situation is even more touching because it is written in the form of a novel.
It seems to teach us that the attitude of the rich toward money and life, and toward their family and friends, is just as important as their money-making skills.
The novel is realistic because it doesn't end with "And so they lived happily ever after and became very rich."
If you accumulate small wins, you will eventually achieve a big win, and if this is repeated, both the protagonist and the reader will become 'my dream rich grandmother.'

Managing your money well doesn't just mean saving it.
It means that you know how to spend money well.

--- p.56

Of course, saving money is important.
But think about earning a lot and being called a good person too.
People think that if they just save money, they will all become rich.
So don't rush to fill up your household account book.
If your monthly income is small, there is a limit to how much you can save.
You can't save more than your income.
But there is no limit to how much you can earn and be called.
Spend your energy on earning more money, keep studying and investing to become wealthy.
Your assets could grow even further.

--- p.58

It's natural to make a mistake or two in life.
What matters is how quickly you shake it off and get up.
Don't waste your time.
Instead of spending time blaming and mulling over the past, it's better to think about how much money you'll make and how well you'll be able to make in the future.

--- p.63

There is only one key.
My money, my investment. This means that I have to make my own decisions and invest with my own money.
It's okay to refer to other people's stories.
But the final decision maker must be me, and to do that, it is important to solidify my own philosophy.
If we talk like this, it all comes down to telling us to study again.
Study hard when you're young.
Don't be dragged around in noisy places.

--- p.68

Investing is buying something that will increase in value over time.
It's dangerous to invest without studying, but investing itself isn't dangerous.

--- p.68

Health is the most important thing.
No matter how much money you make, how much fame and status you gain, it's all useless if you don't have health.
Don't you know that a healthy body produces healthy thoughts? Only with healthy thoughts can you realize that you are a unique and precious being in this world, and cherish it even more.

--- p.120

I think that to be successful in investing, you need to have an incredible amount of knowledge or extraordinary insight.
Or, do you think that you can make money only if you are in a position to receive internal company information or government policies in advance?
It's all a mistake.

--- p.157

It's difficult to predict the future.
So I don't spend much time on predictions.
Because the efficiency is low compared to the time invested.
Just go with the flow.
If you look at the movements of interest rates and exchange rates, you can roughly see the direction in which the economy is flowing.
And you can also observe the movements of people who are following it.

--- p.159

As an adult, you have to think hard before making a decision, and once you've made a decision, you have to prove that your decision was right without regrets.
That's how life is.
I think so.

--- p.169

That was the worst part when I got scared and stopped.
If I hadn't stopped then and studied more and recovered more, I would have accumulated more internal energy now.
Investing is a lifelong study.

--- p.173

Think more broadly about your career path.
Will you be someone who makes money by selling your time, someone who makes money by selling your talent, or someone who makes money from your assets?
If you only provide income based on labor such as housework, it will be difficult to expand your way of thinking about making money.
It's a good experience to receive a large amount of money, divide it wisely, and save it.
--- p.190

I always have a dream.
So even as I get older, I'm still curious about the world.
I want to learn consistently and invest consistently.
To do that, you need to have your own space where you can read, study, and think.

--- pp.194~195

When you first look at a book, just skim the table of contents and subheadings.
If you see something you like, it's okay to look at it first.
There's no need to do it in order from the beginning.
Next time, it's time to read carefully.
I underline with a pencil, pen, or highlighter, and write down passages I like in a separate notebook.
It's over now.
Feel free to open it again and read just the parts I underlined.
It's as easy as buying a bunch of croakers at the market, trimming them, putting them in the freezer, and then taking them out one by one to eat.
Studying is repetition, and to make repetition easier, you need to underline things well when you first read them.

--- p.197

Studying economics is difficult and boring, isn't it? But reality doesn't always follow the same path you've studied.
You might be wondering why you're studying this.
But as with all decisions, the final decision is yours.
To do that, I need to know well and be able to judge properly.
After going through a rigorous process of mastery, you can encounter a moment of insight.
You have to study consistently until that day comes.

--- p.214

Investing is nothing special.
It should permeate our daily lives.
That way, you can manage your daily life and investments.

--- p.216