prolog
Our Family Profile
A mother of four's daily schedule
Household Account Book Before & After
Japanese financial products and services
Start organizing!

Chapter 1.
The first step to changing your life is to organize your room.

[Check] Words that break the three major excuses that hinder organization
1. The first step to organizing is to admit that you are bad at organizing.
2. Start with the mindset that it's okay to fail.
3 Export → Decide on a location → Store 3 basic steps of organizing
4. Organize your refrigerator to get a feel for what you absolutely need.
5. The first step to creating a lifelong organizing system: Deciding where to put things.
6 The basics of storage are to divide by person and by purpose.
7. Organizing everything so that you can take it out at once will greatly reduce the hassle.
8 “Tidy is not always good” Practical organization that fits your life
9. Subtraction is the key to organizing
10 Ways Couples Can Talk to Each Other to Live Cleanly While Respecting Each Other's Space
11. Don't buy too many clothes, wear what you have and get rid of it.
12 Let children decide for themselves how much and what toys to keep.
13 How to Organize Your Child's "Artwork Box": Only One Box per Person
14 Five things to know before you start organizing
15 Things to Consider When Your Home Gets Messy Again

Chapter 2.
Mom's money management method that turned 0 yen into 10 million yen!

[Check] Our household finance management skills
1. Don't hoard things, save. Don't hoard things, accumulate knowledge.
2. Don't hoard things, experience them.
3. Use cash to get used to the feeling that 'money disappears when you spend it'
4. Keep a household account book and think about how to 'spend within your budget'
A '35-Day Household Account Book' with a bonus every 5-6 months
Convert your June salary into cash and divide it into envelopes by expense category.
7 Long-Term Investment Methods to Help Your Children Become Independent When They're Adults
8 Habits That Will Reduce Waste
9. Set a standard for purchasing groceries, and actively use "refrigerator eating" if you exceed the standard.
Always make a list of 10 items and actively use coupons and points.
11. Aim for decluttering and saving at the same time with the "No Spending Challenge" and "Secure Trade"
12 Moderate giving ups make saving sustainable
13 The First Step in Children's Economic Education: The New Year's Asset Disclosure Meeting
14. Give allowance as payment for running errands, and persuade them to buy what they want.
15 Family Cooperation: Essential for a Strong Family

Chapter 3.
Creating a housekeeping system that will liberate moms

[Check] A mindset that completely cuts off the idea that "housework is too much of a hassle"
1. Let's save money and time by actively using the 'Routine Menu Table'.
2. Limit grocery shopping to once a week, and use everything from ingredients to seasonings.
3. Save Money and Time by Making Side Dishes Once a Week
4 Sukiyaki Sauce to Expand Your Cooking Repertoire
5 Weekend mornings, a self-service breakfast system that makes both parents and children comfortable
6 The worse you are at cooking, the better the tools you should use.
7. Create a routine for your home by setting specific days or dates.
8. A 'laundry buffet' where laundry is not dried or folded separately.

Chapter 4.
It's time to break free from single parenting.

[Check] 3 Conditions for Creating a Healthy Family
1. Preparation for children's stable independence
2. Create a system that children can do on their own.
3. Clean up after yourself! Don't interfere with children's designated areas.
4 Ways to Manage Your Family Schedule Using Smartphone Alarms
5. The ability to think for oneself is the most important thing I want to foster in my children.
6 Educational Methods for Raising a Beloved Child Properly
7. Chasing away the 'husband in your head' and facing the 'real husband'

Epilogue

From a debt of 1 million yen to saving 10 million yen,
One simple act of organizing can change your life!

For housewives who spend their days hectic with marriage, childcare, housework, and chores, ‘organizing’ is like a homework that is always put off.
However, Nagomi, a Japanese organizing consultant and author of “How to Save 100 Million Won,” says, “If you create a system that fits your current life, organizing will become a part of your life routine rather than something you force yourself to do.”


"The 100 Million Won Savings Lifestyle" goes beyond cleaning and storage techniques to depict a virtuous cycle of life: "Organizing → Changing Lifestyle Patterns → Improving Spending Habits → Saving Money."
As you organize your closet, figure out what your family absolutely needs right now, cut down on unnecessary items, reflect on your spending habits, boldly distinguish between the things you can and cannot manage, and then create your own household routine based on that.
What is particularly noteworthy about this book is that it does not look at ‘organization’ and ‘money’ separately.
For the author, organizing is about plugging the money leaks and is the most effective starting point for managing household finances.

This book covers the author's journey from not knowing how to keep a household account book to quitting credit cards, managing a weekly budget, and finally escaping debt and saving 10 million yen.
Since it is not simply about 'saving money' but rather 'a way to change the flow of life', anyone can practice it at their own pace, and it is especially helpful for beginners who are not good at managing their household and money.
For example, if you record '7 days x 5 weeks' as one cycle, you can save a small amount of money every 6 months, such as the '35-day household account book'; the 'routine menu table' that organizes your diet with only dishes that you can make so that you don't have to think of a new menu every time; and the 'laundry buffet' that gathers underwear and socks that you don't necessarily need to open in one place so that you can take them out and wear them right away when you need them. It is full of interesting and practical ideas that the author has actually found effective.

Even a ‘family’ that is not confident in organizing can start
Create a living system that's perfect for your home!

The author says that to put these methods into practice, you definitely need the help of your family.
It's not just mom working hard alone; the whole family needs to step up and do their part, and we need to work together as a team toward the one goal of a well-off family.
If you are currently raising your child alone, you should discuss it with your husband and share the household chores to relieve the pressure.
And when it comes to cleaning, you should not do it alone, but rather clean up with your children or create a system that allows your children to clean up on their own to avoid situations where you have no choice but to do it.

《How to Save 100 Million Won》 is not simply about organizing your home and reducing expenses.
The author describes himself as 'a person who is inexperienced in housekeeping.'
However, I honestly acknowledged my shortcomings and decided to find a way to live a life that suits me and at a level I can handle, rather than trying to live a perfect life like others.
If you hate cooking, try organizing your meals so you don't have to worry about it every day. If you find organizing difficult, try simplifying the structure.
Instead, I acknowledge the parts I cannot do and live my life consistently taking responsibility for what I can do.
This is precisely the attitude that is emphasized in this book.
Instead of feeling pressured to work hard at housework, it's important to establish your own principles that you can maintain for the long term and organize your life in a way that suits you.

This book isn't about how to become a good organizer, but rather about creating a lifestyle that suits you. It also introduces warm and realistic methods to gradually change your entire life through organizing, giving readers the confidence that "I, too, can save money through organizing."