Prologue To you who will eventually become rich

PART 01 Why You Shouldn't Put Off Investing Any Longer

Without investment, it's difficult to escape work or prepare for retirement.
The life of a working person has structural problems | A long retirement is a disaster for those who don't prepare.
Knowing this can make you rich too
Where do you fit in the 'Pyramid of Wealth'? | How the Top 1% Accumulated Wealth | The Rich Buy Assets
If you dream of living like a weekend every day, start now.
The "4% Rule" for Calculating Retirement Funds | Permanent Portfolio | Calculating the Snowball Effect with the Rule of 72
The opportunity to become rich is coming.
History repeats itself
Poverty and wealth are passed down to children.
We must pass on rich habits to our children.

|Summary| Why You Shouldn't Put Off Investing Any Longer
Start living the capitalist life today | In a capitalist society, investing is not an option, it's a necessity | Calculate your retirement needs using the "4% rule."

PART 02 The Secret to Making You Rich

The Simplest Way for Ordinary People to Become Rich: The Triangle of Wealth
The Rich Roadmap to a Prosperous Life
The key to becoming rich is to manage your spending.
Why Working Hard Makes You Frugal | What Happens When You Spend $500,000 Less | How to Create a Balance Sheet - Assets, Liabilities, and Net Worth | The Most Effective Way to Cut Spending
BIG LESSON: Understand Your Finances
Get familiar with the compound interest calculator
How to Use the Paradise Calculator | Things You Only See When You Calculate
BIG LESSON: Calculate Your Retirement Assets Yourself
One hour a day, the power of habit
Step 1: Set small, specific habits | Step 2: Increase your time and create new habits | Step 3: Announce them on social media and create a habit checklist
BIG LESSON: Building Rich Habits Project
Team up with people who dream of becoming rich.
Change requires a completely new environment | What you can gain from the team
Don't put off making a decision, just do it.
How to Overcome Fear and Win | Good Luck Comes to Those Who Keep Trying

|Summary| The Secret to Making You Rich
Remember two things: growing your assets and generating cash flow. You need to raise seed money. Set specific goals. Team up with like-minded people and get started today.

PART 03 Wealth Triangle Stage 1 Real Estate

Follow your desires and you will become rich.
Starting a Capitalist's Life | Towards a Better Place
Use leverage wisely
Loans aren't something you'll repay for life | Can you really afford to buy when home prices fall?
Risk management is essential
Easing real estate regulations presents opportunities | When regulations are high, a smart investment is key | Gap investment risks, reverse mortgages, and rising interest rates | Perfect timing is impossible, but investing experience is valuable.
Why Gangnam Housing Prices Continue to Rise
BIG LESSON Let's find a good school district for ourselves.
First start with an apartment
Five Distinctive Features of Apartments
How to analyze location
10-point checklist
BIG LESSON: Become familiar with statistics.
A smart one is always right
What does 'a smart one' mean?
6 Steps to Buying a Home

|Summary| Wealth Triangle Stage 1 - Real Estate
Investing in real estate is an effective way to increase your wealth. Supply and demand are key to investment success. Remember the "10-Point Location Analysis Checklist" and the "6 Steps to Owning a Home." However, you should also invest in stocks.

PART 04 Wealth Triangle Stage 2 US Stocks

Five Reasons to Invest in US Stocks
For beginners, US ETFs are the answer.
ETFs are a fruit basket | The advantages of ETFs | Patterns of stock investors who fail
US Stock Q&A for Beginners
Investing in US ETFs: All You Need to Know
ETFs for Asset Allocation | How to Invest in Megatrends with ETFs
How to find the ETF you want
What to Look for When Choosing an ETF | Four Ways to Use ETF.com
How to Create an Automatic Money-Making System
Three Conditions for an Automated Profit System | What is Asset Allocation? | How to Backtest with the Portfolio Visualizer | Rebalancing: The Core of Asset Allocation Strategy
BIG LESSON: When you want to invest in domestically listed ETFs
Key Strategies to Increase Your Returns
Two-Account Strategy | Two Ways to Boost Your Returns
BIG LESSON: Practical US Stock Investment Manual

|Summary| The Wealth Triangle, Step 2 - US Stocks
Remember, long-term investments are U.S. stocks | ETFs alone are sufficient | Create a portfolio for each account.

PART 05 The Triangle of Wealth: 3 Steps in Domestic Stocks

Why Individual Investors Fail
Warren Buffett's stocks that pay back principal every two years through dividends alone
The Power of Dividend Investing | Can Samsung Electronics Help You Prepare for Retirement? | Dividend Growth Stocks | When the Economic Crisis Hits
Things to watch out for when investing in dividend stocks
Knowing the trends can make you money.
Three Ways to Spot Trends | A Manual for Successful Investing
How to Understand a Company's Assets, Liabilities, and Equity
What is a Balance Sheet? | How to Read a Balance Sheet
Five Investment Indicators You'll Lose If You Don't Know
What is an Income Statement? | The Relationship Between BPS, EPS, ROE, PBR, and PER | Things to Consider When Acquiring a Cafe
Five Principles for Choosing Stocks That Won't Lose
BIG LESSON: Useful Apps and Sites to Know When Investing in Stocks

Summary: The Wealth Triangle: 3 Steps - Domestic Stocks
Earn a Second Bonus with Dividend Investing | Invest Without Losing | Acquire Profitable Companies at a Reasonable Price

PART 06 Living a Rich Life: It Starts Now

Simple but sure rules for success
It's a wonderful thing to live as a stock investor.
Successful investing is all about mental management.

|Summary| Living a life of wealth, starting now.
Believe in yourself | Becoming rich isn't difficult.

|SPECIAL| The 5-Day Roadmap to Riches: Action Plan

Epilogue: Everything starts with one small action.

From a salary earner earning 1.7 million won
The Secret to Living as an Investor with a Net Worth of 2 Billion Won

Her dream was to be a teacher.
He was good at studying and had clear goals about what he had to do and what he wanted to do.
I didn't feel tired or tired at all while studying for the teacher certification exam and working part-time.
So, after three years, she finally became a teacher.
However, even though she became the teacher she had dreamed of, she realized the wall of reality.
The first salary I received after becoming a teacher was 1.7 million won.


When she was in school, she was always ahead with good grades, but in reality, it wasn't about grades.
When preparing for marriage, we started by borrowing 50 million won for the deposit.
How could she "own a home" on a government employee's paltry salary? She read every book on "rich people" available and began charting a new course for her life.
And she was convinced that all she needed to become rich was 'investment'.
She now lives as an investor with a net worth of 2 billion won.


Sometimes, because of too much information and news
I'm so confused that I can't even start.

I want to save you time.

'That person also started with 50 million won,
I want to give people hope that they can make 2 billion won by studying money.
After reading this book, you will feel like getting started right away.
So that we can stop worrying and start taking action
I will guide you through a simple and easy path.
Let's remember.
If you study in advance, you can seize the opportunity when it comes.

Luck favors the prepared mind.
From "Prologue - To You Who Will Eventually Become Rich"

Famous as the Naver economic blogger 'Grit', she runs the YouTube channel Rich Mom Life and shares her know-how on how to achieve financial freedom, exerting a positive influence on many people.
[The Wealth Triangle] is her first book and contains all of her investment secrets as she chose the life of an investor from a salaried worker.
This book covers the three stages of investing needed to become rich: real estate, U.S. stocks, and domestic stocks.
The author of this book introduces how he built his wealth using realistic amounts and methods, and carefully reveals the secrets to achieving maximum returns with minimal risk.


Working 24 hours a day, even while you sleep
Anyone can create an automated profit system.

“Should I start now or not?”
“That is the only difference.”

It's not that only a select few become rich.
'Wealth' is the result of constant effort, adapting to constant change, analyzing, and finding the right investment method for you.
While salaried workers focus solely on their given circumstances and tend to settle for the status quo, investors seek to escape reality and find a new self, even if it means taking risks.
The author of this book tells his own story through [The Triangle of Wealth], in which he was forced to make simple, risk-minimizing investments because he was the most ordinary.


Chapter 1 explains, through various examples, why you should not postpone investing.
Chapter 2 specifically introduces the secrets of the rich, explains the roadmap to wealth, and covers planning, execution, and the secrets to success.
Chapters 3, 4, and 5 present practical investment methods for the wealth triangle of real estate, U.S. stocks, and domestic stocks, emphasizing that they are not difficult or tricky and can be done by anyone.
The final chapter, Chapter 6, contains the author's insights into how to live a life of wealth.
It illuminates the mindset and mental management of the wealthy, and the investment cycle, which inevitably becomes a long-term battle, and guides you to live the life of a wise investor and capitalist.


Anyone can do it, but this will be a guide for all those who are afraid of challenges because they lack the courage to start, and the most friendly introduction to investing for those who are taking their first steps in investing.


“You don’t have to be incredibly smart.
Just be a little bit wiser than other people.
But on average, in the long run, over a very long period of time.”
- Charlie Munger, the great investor -