CHAPTER 1 OVERVIEW OF AUTO INSURANCE
Section 1. Significance and Function of Automobile Insurance
1.
Meaning
2.
function

Section 2 Types of Automobile Insurance
1.
Personal auto insurance
2.
Business Auto Insurance
3.
Commercial auto insurance
4.
Other insurance

Section 3 Composition of Automobile Insurance
1.
Liability insurance
2.
Accident insurance
3.
Damage to one's own vehicle

CHAPTER 2 LAWS RELATING TO AUTO INSURANCE
Section 1. Liability of the at-fault party in a car accident
1.
civil liability
2.
criminal liability
3.
Administrative responsibility

Section 2 Automobile Damage Compensation Security Act
1.
Purpose of enacting the Self-Cultivation Act and definition of terms
2.
Operator responsibility
3.
Operator's scope
4.
The scope of others under the law of self-cultivation
5.
Driving without permission
6.
stealing and driving
7.
Driver's legal and contractual status
8.
Medical fee system under the Childcare Act
9.
Automobile Damage Compensation Insurance Business
10.
Automobile under the Automobile Control Act
11.
Advance payment system under the Cultivation Act (Article 11 of the Cultivation Act)
12.
Victim protection system under the Child Welfare Act

Section 3 Civil Law
1.
Liability for damages under civil law
2.
Legal heir (heir)
3.
Party with the right to agree (party with the right to claim damages)
4.
Statute of limitations
5.
Additional claims after agreement
6.
Civil law confusion in car accidents

Section 4 Other related laws
1.
Special Act on the Handling of Traffic Accidents
2.
Criminal (individual) agreement
3.
Special Act on Prevention of Insurance Fraud

CHAPTER 3 Standard Terms and Conditions for Automobile Insurance
Section 1. Liability for Compensation Security
1.
Personal injury compensation 1
2.
Personal injury compensation 2
3.
Personal Injury Compensation 2 Disclaimer
4.
Disclaimer of liability for paid transportation
5.
In case of compensation in case of accident during paid transportation
6.
Family Disclaimer
7.
Industrial accident exemption clause
8.
car dealer
9.
Applicable to individual insured persons
10.
Accident deductible
11.
Calculation of personal injury compensation insurance benefits

Section 2 Security other than liability for damages
1.
Self-body accident
2.
Injury caused by uninsured motorists
3.
Definition, types, and compensation methods of personal mobility devices (PMs)

Section 3 General Matters
1.
Insurance claim procedures and precautions for the insured
2.
Direct claim by the claimant for damages
3.
Payment of advance payment
4.
Sharing of insurance benefits
5.
insurance company subrogation
6.
Cooperation and agency in agreements, etc.
7.
Insurance period
8.
Duty to notify before contract
9.
Obligation to notify after contract
10.
Obligations in case of an accident
11.
Transfer of insured vehicle
12.
Replacement of the insured vehicle
13.
Principles of interpretation of terms and conditions
14.
Insurance premium calculation method
15.
Termination of illegal contract

CHAPTER 4 SPECIAL TERMS AND CONDITIONS
Section 1 Driver Age-Limited Driving Special Provisions
Section 2 Driver-limited driving special contract
Section 3 Other Automobile Driving Security Special Provision
Section 4. Temporary coverage special contract for mandatory insurance
Section 5. Installment Payment of Insurance Premiums Special Provision
Section 6 Automobile Dealer Insurance
CHAPTER 5 INSURANCE PAYMENT STANDARDS
Section 1 Death Benefit
1.
Components of death insurance
2.
Method for calculating the actual income of employed persons
3.
technical workers
4.
Method for calculating actual income of non-employed persons
5.
daily worker wages
6.
Number of months available for employment
7.
Leibniz method, Hoffmann method

Section 2 Injury Insurance
1.
Active loss
2.
solatium
3.
Loss of business suspension
4.
Nursing care expenses
5.
Other damages

Section 3 Disability Insurance
1.
solatium
2.
Disability loss of earnings
3.
Home nursing expenses
4.
McBride Disability Assessment Method
5.
Preexisting conditions
6.
limited time disability
7.
Classification of Shanghai
8.
Classification of disabilities

CHAPTER 6 Set-off of negligence, etc.
Section 1 General Theory of Negligence
Section 2 Provisions on Offsetting Negligence in Automobile Insurance Terms and Conditions
Section 3 Negligence on the part of the victim
Section 4 Separate application standards for negligence offset in personal injury
Section 5 Elements for Correcting Negligence
1.
Car vs. Pedestrian
2.
Car vs. Car
3.
Car vs. Bike

Section 6 Passenger Discount
Section 7 Offset of Profit and Loss

CHAPTER 7 Others
Section 1 Types of occurrence of right of subrogation
1.
Types of occurrence of the right of subrogation
2.
Action on the ball box

Section 2 Types of Disguised Accidents (Insurance Fraud) and Investigation Methods
Section 3. Matters investigated by the loss adjuster
Section 4 Damage Assessment Procedures

Appendix: Past Year's Exam Questions