Work is the golden egg that creates cash flow!
Office workers, be faithful to your work, observe the world's trends, and invest with peace of mind!
A practical investment guide for salaried workers, from Pokara, a top investment expert with 30 years of corporate analysis experience!

Are you currently working and frequently checking stock prices while away from your desk? If so, you're likely unhappy with your work life.
Can you work with peace of mind while your investments fluctuate? Impossible! Making money in the short term isn't easy, but a proper career comes first.
Don't confuse your main job with your side job.

This book is the ultimate guide for salaried investors, written by the author of the stock investment blog "Pokhara's Real Investment," which is visited by 30,000 people every day.
It contains investment know-how that will help you avoid being swayed by daily stock prices.
Office workers should include about 10 blue-chip stocks in their portfolio and pursue comfortable trading.
I'm not saying to put a few stocks in your account and let the years pass by.
With so much money invested, why wouldn't you study? However, you should first collect blue-chip stocks by checking financial statements, use technical analysis like Bollinger Bands to buy and sell at the right time, and pursue a lump-sum investment approach. This means you need to acquire a methodology tailored to salaried workers.
Let's start investing properly with the methodology provided by Pokara, a leading expert in corporate analysis in Yeouido with over 30 years of experience.

Many novice investors study the investment methods of great investors and adopt strategies that mirror theirs.
The problem is that each investor's circumstances are different.
All investors are bound to be different in terms of investment conditions, financial circumstances, level of education, and investment targets.
With everyone's circumstances so different, is it really effective to follow the same strategy? Let's think about it from the perspective of office workers.
Because office workers spend so much time at work, they have absolutely no time to analyze the market and stocks.
Day trading or short-term trading is hard to even dream of.
I have monthly cash flow, but my investment funds are limited.
All investors, but especially working professionals, need to consider these constraints and develop a sound investment strategy that suits them.
---「To begin with.
From "A Journey to Find the Holy Grail of Stock Investment"

The most important indicator to check in financial statements is return on equity (ROE). Companies with an ROE of 20% or higher are the ones investors should pay the most attention to.
However, when using ROE as an investment indicator, the following should be kept in mind:
First, companies with high debt ratios should be avoided.
Second, companies with low or stagnant sales growth potential need to be excluded.
Third, companies that consistently maintain a high ROE shouldn't be overly concerned about stock price volatility. Companies with high ROEs are more likely to see stock price increases because they increase shareholder value in the short term.
---「Chapter 2.
From “How to Identify a Good Company”

Companies with an operating profit margin of 20% or higher and an ROE of 20% or higher are often referred to as the '20-20 Club.'
Among the stocks listed on the domestic stock market, about 100 fall into this category.
In a word, it can be said to be the best item.
For working investors with limited time, it's a good idea to focus on selecting and trading high-quality stocks like these and track their stock prices.
(…) Companies that simultaneously maintain high economic performance and high profit margins, which indicate the growth rate of shareholder value, are worth investing in for the long term.
However, if the operating profit rate drops significantly during the investment, it should be excluded from the investment target.
Because the economic moat may have collapsed.
---「Chapter 2.
From “How to Identify a Good Company”

Bollinger Bands is a technical indicator that was created based on the observation that stock prices move within a certain band.
The band consists of three lines, the top is called the upper line, the bottom is called the lower line, and a moving average line is drawn in the center, which is called the center line.
Its biggest advantage is that it is easy to understand intuitively as it consists of a stock price and three lines.
Stock prices move within the Bollinger Bands 95.4% of the time.
When the stock price reaches the lower band, it is more likely to rise, and when it reaches the upper band, it is more likely to fall.
(…) A prerequisite for using Bollinger Bands is that the target stocks must be limited to blue chip stocks.
Applying Bollinger Bands to companies with poor performance is not recommended.
Even if you limit your trading to blue chip stocks, trading opportunities will often arise.
If you are a salaried worker, we recommend using the Bollinger trading technique with the variable value set to (80.2).
This is because, considering the practical aspect of mid-term investment and the need to trade without interfering with company operations, it is necessary to avoid looking at market prices excessively short-term.

---Chapter 3.
From "How to Find the Best Trading Timing"

Stocks that are invested in an accumulation plan are not held indefinitely.
If the operating profit rate drops sharply, the company turns into a deficit, or the moat is found to have collapsed, it must be sold unconditionally.
A liquidation strategy, such as reducing your holdings by 50% when a stock falls 30% from its peak, is also essential in lump-sum investing.
That's the only way to maximize your profits.
However, since the accumulation method is a trading method that creates a lump sum through long-term investment, the liquidation criteria need to be more lenient than those for general trading methods.
If you set a goal of saving for more than 10 years, a strategy of holding onto the investment until the end is recommended as long as the operating profit margin is not damaged.
You need to acquire your own know-how while investing in lump sums.
(…) Accumulative investing allows you to view the market like Warren Buffett.
When a blue chip stock comes in at a lower price, investors can buy more shares for the same amount of money, and as they see the stocks they bought rise, their thinking will gradually change.
It's a three-for-one investment technique that helps you overcome psychological anxiety while learning value investing and achieving high returns in the long term.

---Chapter 4.
From “How to Achieve Stability and Profitability at the Same Time”