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Lotto Mom's Household Account Book: PLAN FOR TOMORROW
Lotto Mom's Household Account Book: PLAN FOR TOMORROW
Description
Book Introduction
Not someone who only saves
How to Become a "Raising a Child by Rolling Them Up"
Lotto Mom's Household Account Book 《PLAN FOR TOMORROW》

The moment you decide, start writing with the 'Lotto Mom's Account Book.'
The more I write with a perpetual pen,
The amount of money you save is equivalent to winning the lottery.


The perpetually penned 'Lotto Mom's Household Account Book' is a new concept household account book that helps you to write down quotes about money and investment every week, and to save money equivalent to your lottery winnings.
This budget book transcends the limitations of traditional budget books with the freedom to start at any time, motivating writing, and a category-by-item "weekly budget" management structure.
The first part contains asset management principles like the 50/30/20 rule, how to understand your investment tendencies, and must-check investment information sites, naturally connecting saving habits to preparing seed money and even basic investment knowledge.
The author has been running a household account challenge on Instagram with over 1,000 participants, based on the know-how he has gained from keeping a household account book for 20 years.
'Lotto Mom's Household Account Book', which is a compilation of those experiences, will show a sure path that even those who have repeatedly failed at keeping a household account book can follow through.
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index
prolog.
Keeping a household account book opens up a special world.
Lotto Mom's household account book writing method

Chapter 1.
From managing living expenses to investing, all in one place

Why I'm always short on living expenses
6 Lifestyle Habits That Slowly Drain Your Money
The Fundamentals of Money Management: The 50/30/20 Rule
The No-Spend Day Challenge: Fun and a Good Way to Improve Your Spending
Studying investments takes just 10 minutes on your commute.
7 Options for Beginner Investors
What kind of investor am I?
Investing is an information war! Must-visit sites before investing.

Chapter 2.
Change your life in just 3 weeks with a household account book

If you set a goal, the money will follow.
Money Management: Get It Right From the Start! Things to Check Before Using a Household Ledger
Week 1: Understanding Your Spending Habits
Week 2: Cut unnecessary expenses and prepare a reserve fund.
Week 3: Budgeting
A Line of the Day for Beginners in Household Accounting

Chapter 3.
How to keep a household account book that saves you money equivalent to your lottery winnings

Understanding your net worth
Important Events
Determine your annual reserve fund
Identifying fixed costs
Financial Goals and Plans at a Glance
First Month's Household Account Book, Weekly Transcription
Second Month's Household Account Book, Weekly Transcription
Third Month Household Account Book, Weekly Transcription
Fourth Month Household Account Book, Weekly Transcription
Fifth Month Household Account Book, Weekly Transcription
Sixth Month Household Account Book, Weekly Transcription
A look back at your investments over the past six months
Seventh Month Household Account Book, Weekly Transcription
Eighth Monthly Household Account Book, Weekly Transcription
Ninth Month Household Account Book, Weekly Transcription
Tenth Month Household Account Book, Weekly Transcription
Eleventh Month Household Account Book, Weekly Transcription
Twelfth Month Household Account Book, Weekly Transcription
A look back at your investments over the past six months
Confirm goal achievement
1 year settlement
Life cycle chart
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Into the book
Just keeping records is meaningless.
Change begins when we look at those records and plan differently for tomorrow.
So I started keeping a household account book.
I wrote down my spending details one by one, compared today's and yesterday's records, and planned for tomorrow.
Then a special world unfolded.
--- p.4 From the Prologue, “A Special World Unfolds When You Keep a Household Account Book”
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Publisher's Review
The perpetually handwritten household account book, "Lotto Mom's Household Account Book"
#LottoMomHouseholdBankbook #MurdererBankbook #PerpetualBankbook


Many people try to start their household account book on the first day of the new year or the beginning of the month.
But if you miss that time, the blank pages of January and February will bother you and you will end up giving up, thinking, 'I'll do it starting next year.'
This household account book was created as a perpetual calendar to eliminate such problems.
Don't be tied down by dates; just open the first page the moment you decide to start managing your money.
There's no need to force fill in the blanks or wait for a starting time.
The moment you think, "Should I start managing my money now?" is the starting point.
The freedom to start whenever you want is the most powerful force for wisely growing your wealth.

Forget about household account books that only record expenses!
Helping you manage your assets wisely
The perpetually handwritten household account book, "Lotto Mom's Household Account Book"


It is very important to keep a household account book consistently.
But at some point, if you lose motivation, even the records you've written down become useless.
So, in this ledger, I included famous quotes that you can copy down every week.
The household account book contains a total of 60 famous quotes, one sentence per week.

If you write down one sentence every week, you will be able to calm your weary mind and gain the strength to keep writing in your household account book again.
Above all, these sentences make you reflect on your attitude toward money and the mindset you should have when investing, so they are very useful for growing your assets.


Money management starts with saving and ends with investing!
A 20-year veteran in household accounting tells you
The Secret to Growing Your Investments Without Wasting a Penny


The biggest feature of this household account book is ‘weekly budget management.’
Many household account bookkeepers record their expenses for a month and only check the balance at the end of the month.
But then you often end up spending more than you budgeted.
This household account book is different.
In addition to setting a monthly budget, you can also write down your budget for each item, such as food, transportation, and living expenses, on a weekly basis and check the balance.
It helps you manage your money more systematically by checking every week how much money you can spend this week and how much you have left over.

Additionally, you can check the 'Investment Study Days' on the weekly form, so you can start investing smartly by consistently studying investments.
As these times accumulate, you will gain a sense of accomplishment that goes beyond saving money and that you have wisely grown your assets.
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GOODS SPECIFICS
- Date of issue: October 21, 2025
- Format: Guide to book binding methods for four-sided binding
- Page count, weight, size: 248 pages | 152*224*20mm
- ISBN13: 9791172109998
- ISBN10: 1172109990

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