Retire with just 3 US ETFs
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Description
Book Introduction
★ 'Single Fire' surpasses 2.5 million views, becoming a hot topic
★ Naver economic expert blogger 'Pomepoko's first book
★ Disclosure of real-world investment ETF portfolio and account returns
“I finished preparing for retirement with this investment method.
“I’ve reached a point where I travel abroad once every two months!”
400% Asset Growth in 5 Years with Just 3 US ETFs
The basics of ETF investment for working professionals who dream of financial freedom!
The first book by 'Pomepoko', a popular super ant who is an ordinary office worker investor and Naver economic blogger, and who appeared on YouTube's 'Single Fire' and achieved 2.5 million views in the shortest period of time, has finally been published.
He started studying stocks during his free time at work and went from zero to 3.4 billion won in assets, with a steady cash flow of 4 million won per month. This book contains his investment secrets.
He says that complicated and time-consuming investment methods are not suitable for working people, and explains “how to invest lazily and become rich for sure.”
The answer he found was 'Only 3 US ETF Investment Methods'.
This strategy seeks steady asset growth in line with U.S. economic growth through the S&P 500 ETF, targets additional high growth with the technology-focused QQQ, and secures stable dividend income by adding SCHD.
By using just three ETFs to complement the weaknesses of each investment and maximize its strengths, the author was able to grow his assets by 400% in just five years and prepare for retirement.
This book contains everything about this investment method, which the author has meticulously designed and verified.
This is the most complete investment roadmap, guiding you through the entire process of investing in US ETFs, from how to secure seed capital to the know-how for optimal investment allocation based on your current income and circumstances, reinvestment and leveraged investment methods to further maximize returns, how to fully utilize pension savings accounts and IRP accounts, and even overlooked tax-saving tips.
By starting with just three US ETFs along with this book, you'll have an automated money-hunting system that will bring you closer to the life you want.
★ Naver economic expert blogger 'Pomepoko's first book
★ Disclosure of real-world investment ETF portfolio and account returns
“I finished preparing for retirement with this investment method.
“I’ve reached a point where I travel abroad once every two months!”
400% Asset Growth in 5 Years with Just 3 US ETFs
The basics of ETF investment for working professionals who dream of financial freedom!
The first book by 'Pomepoko', a popular super ant who is an ordinary office worker investor and Naver economic blogger, and who appeared on YouTube's 'Single Fire' and achieved 2.5 million views in the shortest period of time, has finally been published.
He started studying stocks during his free time at work and went from zero to 3.4 billion won in assets, with a steady cash flow of 4 million won per month. This book contains his investment secrets.
He says that complicated and time-consuming investment methods are not suitable for working people, and explains “how to invest lazily and become rich for sure.”
The answer he found was 'Only 3 US ETF Investment Methods'.
This strategy seeks steady asset growth in line with U.S. economic growth through the S&P 500 ETF, targets additional high growth with the technology-focused QQQ, and secures stable dividend income by adding SCHD.
By using just three ETFs to complement the weaknesses of each investment and maximize its strengths, the author was able to grow his assets by 400% in just five years and prepare for retirement.
This book contains everything about this investment method, which the author has meticulously designed and verified.
This is the most complete investment roadmap, guiding you through the entire process of investing in US ETFs, from how to secure seed capital to the know-how for optimal investment allocation based on your current income and circumstances, reinvestment and leveraged investment methods to further maximize returns, how to fully utilize pension savings accounts and IRP accounts, and even overlooked tax-saving tips.
By starting with just three US ETFs along with this book, you'll have an automated money-hunting system that will bring you closer to the life you want.
- You can preview some of the book's contents.
Preview
index
★ 'Single Fire' surpasses 2.5 million views, becoming a hot topic
★ Naver economic expert blogger 'Pomepoko's first book
★ Disclosure of real-world investment ETF portfolio and account returns
“I finished preparing for retirement with this investment method.
“I’ve reached a point where I travel abroad once every two months!”
400% Asset Growth in 5 Years with Just 3 US ETFs
The basics of ETF investment for working professionals who dream of financial freedom!
Everyone dreams of financial freedom, but it's not easy to achieve it with just a salary.
Prices are rising, but my salary is stagnant. After paying my credit card bills and loan interest every month, I don't have much spare money left.
As such, it is very difficult for office workers to prepare for retirement while simultaneously taking on major tasks such as marriage, raising children, and buying a home based solely on their salary.
So, like many others, author Pomepoko also started investing in stocks.
But he wasn't good at investing from the beginning.
I once experienced a 90% loss after buying a stock recommended by an acquaintance. I also tried to leverage my overdraft account to invest in IPOs, but failed to achieve the expected returns due to the market downturn caused by the COVID-19 pandemic.
What caught my eye at that time was investing in US indexes.
ETFs that invest in the U.S. market, which tends to trend upward over the long term, have relatively low volatility and high return stability, perfectly matching the author's investment style.
And with that investment, the initial assets of 300 million won grew to 1.5 billion won in 5 years.
An 'automatic money hunting system' has been completed that will 'surely' make you rich even if you 'lazily' invest in US ETFs.
This book is an investment roadmap that encompasses not only his meticulously designed and verified retirement portfolio of US ETFs, but also actual earnings data, practical investment strategies, and methods for maximizing returns.
The Triangle Portfolio That'll Get You on the Fast Track to Asset Growth
“Follow a strategy that captures both dividends and growth!”
Why did the author focus on ETFs? An ETF (Exchange Traded Fund) is an investment product designed to track a specific index by combining multiple individual stocks into a single basket.
Because investments are diversified across the entire market rather than individual stocks, busy professionals do not need to spend a lot of time analyzing companies.
It is also an easy investment strategy that even novice investors can profit from, as the impact on the overall portfolio is minimal even if a specific company disappears from the market.
Above all, its greatest strength is that it has recorded excellent returns over the long term.
In fact, the Nasdaq 100 Index has risen approximately 22,900% (including dividends reinvested) since its inception in 1985, while the S&P 500 has risen 7,200% over the same period.
When investing for the long term, ETF investment is the type of investment that can provide better returns than any individual stock.
However, as of April 2023, the number of ETFs traded globally reached approximately 9,700, with approximately 3,000 listed and traded on the U.S. stock market and over 900 listed and traded on the domestic market.
In other words, selecting a product that suits your investment objectives among these numerous ETFs and building an optimal portfolio is by no means easy, even with index investing.
So the author focused on just three US ETFs.
There are three ETFs: the S&P 500 Index, which tracks the 500 largest U.S. stocks; the QQQ Index, which tracks the Nasdaq 100 Index, which tracks 100 technology-focused Big Tech companies; and the SCHD Dividend Growth ETF, which tracks the Dow Jones Industrial Average 100 Index.
These three US ETFs, or the "Triangle Portfolio," maintain a stable cash flow through dividends while also expecting steady asset growth in line with the growth of the US economy. The strategy also leverages the Nasdaq 100 to pursue additional high growth.
We analyze the strengths, investment points, and actual returns of each index ETF, conduct investment simulations tailored to various retirement plans, and specifically present this portfolio as an all-weather strategy that can withstand all seasons.
Of course, just buying these three ETFs blindly doesn't mean your assets will grow on their own.
The key is which stocks to buy, how to buy them, and how much to buy them.
The author has currently completed the 200 million won investment in the S&P 500 ETF, 200 million won in QQQ, and 300 million won in SCHD, and is almost at the goal of investing 200 million won in a high-dividend covered call ETF that tracks U.S. indices.
He discloses all the stocks he owns in the book, and even details the strategic investment weightings that take into account the correlations between each stock.
We also help you establish a robust and effective investment strategy that maximizes returns while mitigating volatility, including how to construct an optimal portfolio tailored to your individual investment style and circumstances, and strategies that adjust the proportion of leveraged ETFs in line with market trends.
The secret to retiring faster and with less money than others with just three ETFs is contained in this book.
The easiest way to get rich
“Use the resource of time to maximize the power of compound interest!”
The thing he emphasizes most in the success of index investing is 'time'.
If you start investing earlier than others, you can retire with less money.
Charlie Munger said, “The most certain way to get rich in life is to use compound interest.”
Warren Buffett also said, “If you make time your ally, even a small amount of money can grow into a huge amount of wealth.
“Welfare is the magic of wealth,” he emphasized.
The rich already know this secret.
The author also emphasizes the importance of compound interest, and simulates and compares the final valuations of a lump-sum investment of 200 million won and a monthly installment investment of 1 million won, applying the annual returns of the S&P 500 from 2015 to 2024.
If you had invested in a lump sum, the 200 million won would have grown to approximately 685 million won, and if you had invested in an installment plan, the original investment of 120 million won would have grown to approximately 257 million won.
Based on this diverse and specific data, the author emphasizes that anyone can achieve financial freedom by investing in US indices with a long-term, cumulative investment approach, without worrying about whether today is the peak. The only difference is the timing.
“Don’t invest without knowing this!”
10 Essential Things You Need to Know Before Investing
In addition, you can learn various basic investment knowledge for smart investment.
We will go over important information that is easily overlooked by both beginner and experienced investors.
It is filled with practical investment information and advice, based on the author's personal experience and insights gained from over 20 years of social life and investment.
▶ How to Choose an ETF for Beginners
▶ Taxes and tax-saving strategies to consider when investing in stocks
▶ How to fully utilize your pension savings account and IRP account
▶ How to effectively give gifts to your children
▶ Essential financial strategies for newlyweds preparing to buy a home.
▶ Smart ways to repay loans and invest in parallel, etc.
The author says he built an "automatic money hunting system" by investing in just these three US ETFs.
Through this, I have completely prepared myself to break free from a life solely dependent on my salary and live solely on financial income after retirement.
Just like an "auto-hunting game" where your character levels up automatically when you press the auto-play button, you can achieve financial freedom by simply investing in well-selected US ETFs.
This investment method is easy for anyone to follow.
So right now, own just three US ETFs.
All the ordinary office workers who wish to 'invest lazily and become rich for sure' will retire earlier.
★ Naver economic expert blogger 'Pomepoko's first book
★ Disclosure of real-world investment ETF portfolio and account returns
“I finished preparing for retirement with this investment method.
“I’ve reached a point where I travel abroad once every two months!”
400% Asset Growth in 5 Years with Just 3 US ETFs
The basics of ETF investment for working professionals who dream of financial freedom!
Everyone dreams of financial freedom, but it's not easy to achieve it with just a salary.
Prices are rising, but my salary is stagnant. After paying my credit card bills and loan interest every month, I don't have much spare money left.
As such, it is very difficult for office workers to prepare for retirement while simultaneously taking on major tasks such as marriage, raising children, and buying a home based solely on their salary.
So, like many others, author Pomepoko also started investing in stocks.
But he wasn't good at investing from the beginning.
I once experienced a 90% loss after buying a stock recommended by an acquaintance. I also tried to leverage my overdraft account to invest in IPOs, but failed to achieve the expected returns due to the market downturn caused by the COVID-19 pandemic.
What caught my eye at that time was investing in US indexes.
ETFs that invest in the U.S. market, which tends to trend upward over the long term, have relatively low volatility and high return stability, perfectly matching the author's investment style.
And with that investment, the initial assets of 300 million won grew to 1.5 billion won in 5 years.
An 'automatic money hunting system' has been completed that will 'surely' make you rich even if you 'lazily' invest in US ETFs.
This book is an investment roadmap that encompasses not only his meticulously designed and verified retirement portfolio of US ETFs, but also actual earnings data, practical investment strategies, and methods for maximizing returns.
The Triangle Portfolio That'll Get You on the Fast Track to Asset Growth
“Follow a strategy that captures both dividends and growth!”
Why did the author focus on ETFs? An ETF (Exchange Traded Fund) is an investment product designed to track a specific index by combining multiple individual stocks into a single basket.
Because investments are diversified across the entire market rather than individual stocks, busy professionals do not need to spend a lot of time analyzing companies.
It is also an easy investment strategy that even novice investors can profit from, as the impact on the overall portfolio is minimal even if a specific company disappears from the market.
Above all, its greatest strength is that it has recorded excellent returns over the long term.
In fact, the Nasdaq 100 Index has risen approximately 22,900% (including dividends reinvested) since its inception in 1985, while the S&P 500 has risen 7,200% over the same period.
When investing for the long term, ETF investment is the type of investment that can provide better returns than any individual stock.
However, as of April 2023, the number of ETFs traded globally reached approximately 9,700, with approximately 3,000 listed and traded on the U.S. stock market and over 900 listed and traded on the domestic market.
In other words, selecting a product that suits your investment objectives among these numerous ETFs and building an optimal portfolio is by no means easy, even with index investing.
So the author focused on just three US ETFs.
There are three ETFs: the S&P 500 Index, which tracks the 500 largest U.S. stocks; the QQQ Index, which tracks the Nasdaq 100 Index, which tracks 100 technology-focused Big Tech companies; and the SCHD Dividend Growth ETF, which tracks the Dow Jones Industrial Average 100 Index.
These three US ETFs, or the "Triangle Portfolio," maintain a stable cash flow through dividends while also expecting steady asset growth in line with the growth of the US economy. The strategy also leverages the Nasdaq 100 to pursue additional high growth.
We analyze the strengths, investment points, and actual returns of each index ETF, conduct investment simulations tailored to various retirement plans, and specifically present this portfolio as an all-weather strategy that can withstand all seasons.
Of course, just buying these three ETFs blindly doesn't mean your assets will grow on their own.
The key is which stocks to buy, how to buy them, and how much to buy them.
The author has currently completed the 200 million won investment in the S&P 500 ETF, 200 million won in QQQ, and 300 million won in SCHD, and is almost at the goal of investing 200 million won in a high-dividend covered call ETF that tracks U.S. indices.
He discloses all the stocks he owns in the book, and even details the strategic investment weightings that take into account the correlations between each stock.
We also help you establish a robust and effective investment strategy that maximizes returns while mitigating volatility, including how to construct an optimal portfolio tailored to your individual investment style and circumstances, and strategies that adjust the proportion of leveraged ETFs in line with market trends.
The secret to retiring faster and with less money than others with just three ETFs is contained in this book.
The easiest way to get rich
“Use the resource of time to maximize the power of compound interest!”
The thing he emphasizes most in the success of index investing is 'time'.
If you start investing earlier than others, you can retire with less money.
Charlie Munger said, “The most certain way to get rich in life is to use compound interest.”
Warren Buffett also said, “If you make time your ally, even a small amount of money can grow into a huge amount of wealth.
“Welfare is the magic of wealth,” he emphasized.
The rich already know this secret.
The author also emphasizes the importance of compound interest, and simulates and compares the final valuations of a lump-sum investment of 200 million won and a monthly installment investment of 1 million won, applying the annual returns of the S&P 500 from 2015 to 2024.
If you had invested in a lump sum, the 200 million won would have grown to approximately 685 million won, and if you had invested in an installment plan, the original investment of 120 million won would have grown to approximately 257 million won.
Based on this diverse and specific data, the author emphasizes that anyone can achieve financial freedom by investing in US indices with a long-term, cumulative investment approach, without worrying about whether today is the peak. The only difference is the timing.
“Don’t invest without knowing this!”
10 Essential Things You Need to Know Before Investing
In addition, you can learn various basic investment knowledge for smart investment.
We will go over important information that is easily overlooked by both beginner and experienced investors.
It is filled with practical investment information and advice, based on the author's personal experience and insights gained from over 20 years of social life and investment.
▶ How to Choose an ETF for Beginners
▶ Taxes and tax-saving strategies to consider when investing in stocks
▶ How to fully utilize your pension savings account and IRP account
▶ How to effectively give gifts to your children
▶ Essential financial strategies for newlyweds preparing to buy a home.
▶ Smart ways to repay loans and invest in parallel, etc.
The author says he built an "automatic money hunting system" by investing in just these three US ETFs.
Through this, I have completely prepared myself to break free from a life solely dependent on my salary and live solely on financial income after retirement.
Just like an "auto-hunting game" where your character levels up automatically when you press the auto-play button, you can achieve financial freedom by simply investing in well-selected US ETFs.
This investment method is easy for anyone to follow.
So right now, own just three US ETFs.
All the ordinary office workers who wish to 'invest lazily and become rich for sure' will retire earlier.
Prologue - You Can Get Rich by Creating an Automated Money Hunting System
Chapter 1 - Why Working People Should Invest
01 Can I retire with a 3% salary increase?
02 The Life Cycle of Office Workers and Risky Investment Patterns
03 Don't repeat investment failures any more.
04 Why US stocks and US indices?
05 "I should have bought it then" "I should have sold it then" - an investment method that leaves you with no regrets.
06 Why You Should Invest in ETFs Instead of Individual Stocks
07 Three Mindsets to Maintain Before Investing
Chapter 2 - How to Plan for Retirement
01 Set your own standards for financial freedom.
02 The Science of a 4% Withdrawal Rate That Never Runs Out of Retirement Funds
03 How to Retire with Less Investment Than Others
04 Five Asset Management Pipelines
05 My Triangle Portfolio Built with Just 3 US ETFs
Step 6: Creating Seed Money: The First Step in Investing
Chapter 3 - Triangle Portfolio I: The Cornerstone of Investing to Financial Freedom: The S&P 500 ETF
01 Why You Should Invest in the S&P 500 First
02 Is lump sum investment better or lump sum investment better?
03 Even if you buy at the worst possible time, there is an exit.
04 My S&P 500 ETF Investment Portfolio Revealed
05 Yen Investment Methods and Leverage Investment Methods for Maximizing Profits
Chapter 4 - Triangle Portfolio II: QQQ, the Express Train to Asset Growth
01 QQQ, a monster ETF with overwhelming growth potential
02 Retirement Potion: How to Retire with QQQ
03 My QQQ Investment Portfolio Revealed
04 A winning strategy for increasing your assets by reinvesting your investment profits.
05 What if my retirement date doesn't coincide with the market peak?
Chapter 5 - Triangle Portfolio III: Creating a Second Salary That Will Be Your Fortune for a Long Life, SCHD
01 The future you can face even if you invest hard in stocks
02 Invest in dividend stocks through ETFs.
03 The Secret to SCHD's Volatility Resistance
04 My SCHD Dividend Stock Investment Portfolio Revealed
05 How much do I need to retire with SCHD?
06 Dividend investments should be different for the 2030 and 4050 generations.
07 Lessons from High-Dividend Investments That Ended in Failure
08 The easiest way to double or triple your dividends
09 Rebalancing your portfolio to account for comprehensive financial income tax
Chapter 6 - The 10 Most Important Basic Knowledge That Will Save Your Investments
01 How to Choose an ETF for Beginners
02 How to fully utilize pension savings accounts and IRP accounts
03 How to save on taxes with two pension accounts
04 Understanding the Correlation Between Exchange Rates and Stocks
05 Financial Planning Tips for Newlyweds in Their 20s and 30s Planning to Buy a Home
06 Repaying a loan or investing in stocks? The golden ratio for both.
07 Tax-Saving Tips for Gifts to Minor Children and Spouses
08 Want to earn more by investing in US indices?
09 Asset Allocation Strategy that Never Loses
10 Pomepoko's Daily Investment Routine
Epilogue Prologue - You Can Become Rich by Creating an Automated Money Hunting System
Chapter 1 - Why Working People Should Invest
01 Can I retire with a 3% salary increase?
02 The Life Cycle of Office Workers and Risky Investment Patterns
03 Don't repeat investment failures any more.
04 Why US stocks and US indices?
05 "I should have bought it then" "I should have sold it then" - an investment method that leaves you with no regrets.
06 Why You Should Invest in ETFs Instead of Individual Stocks
07 Three Mindsets to Maintain Before Investing
Chapter 2 - How to Plan for Retirement
01 Set your own standards for financial freedom.
02 The Science of a 4% Withdrawal Rate That Never Runs Out of Retirement Funds
03 How to Retire with Less Investment Than Others
04 Five Asset Management Pipelines
05 My Triangle Portfolio Built with Just 3 US ETFs
Step 6: Creating Seed Money: The First Step in Investing
Chapter 3 - Triangle Portfolio I: The Cornerstone of Investing to Financial Freedom: The S&P 500 ETF
01 Why You Should Invest in the S&P 500 First
02 Is lump sum investment better or lump sum investment better?
03 Even if you buy at the worst possible time, there is an exit.
04 My S&P 500 ETF Investment Portfolio Revealed
05 Yen Investment Methods and Leverage Investment Methods for Maximizing Profits
Chapter 4 - Triangle Portfolio II: QQQ, the Express Train to Asset Growth
01 QQQ, a monster ETF with overwhelming growth potential
02 Retirement Potion: How to Retire with QQQ
03 My QQQ Investment Portfolio Revealed
04 A winning strategy for increasing your assets by reinvesting your investment profits.
05 What if my retirement date doesn't coincide with the market peak?
Chapter 5 - Triangle Portfolio III: Creating a Second Salary That Will Be Your Fortune for a Long Life, SCHD
01 The future you can face even if you invest hard in stocks
02 Invest in dividend stocks through ETFs.
03 The Secret to SCHD's Volatility Resistance
04 My SCHD Dividend Stock Investment Portfolio Revealed
05 How much do I need to retire with SCHD?
06 Dividend investments should be different for the 2030 and 4050 generations.
Lessons from High-Dividend Investments That Ended in Failure
08 The easiest way to double or triple your dividends
09 Rebalancing your portfolio to account for comprehensive financial income tax
Chapter 6 - The 10 Most Important Basic Knowledge That Will Save Your Investments
01 How to Choose an ETF for Beginners
02 How to fully utilize pension savings accounts and IRP accounts
03 How to save on taxes with two pension accounts
04 Understanding the Correlation Between Exchange Rates and Stocks
05 Financial Planning Tips for Newlyweds in Their 20s and 30s Planning to Buy a Home
06 Repaying a loan or investing in stocks? The golden ratio for both.
07 Tax-Saving Tips for Gifts to Minor Children and Spouses
08 Want to earn more by investing in US indices?
09 Asset Allocation Strategy that Never Loses
10 Pomepoko's Daily Investment Routine
Epilogue
Chapter 1 - Why Working People Should Invest
01 Can I retire with a 3% salary increase?
02 The Life Cycle of Office Workers and Risky Investment Patterns
03 Don't repeat investment failures any more.
04 Why US stocks and US indices?
05 "I should have bought it then" "I should have sold it then" - an investment method that leaves you with no regrets.
06 Why You Should Invest in ETFs Instead of Individual Stocks
07 Three Mindsets to Maintain Before Investing
Chapter 2 - How to Plan for Retirement
01 Set your own standards for financial freedom.
02 The Science of a 4% Withdrawal Rate That Never Runs Out of Retirement Funds
03 How to Retire with Less Investment Than Others
04 Five Asset Management Pipelines
05 My Triangle Portfolio Built with Just 3 US ETFs
Step 6: Creating Seed Money: The First Step in Investing
Chapter 3 - Triangle Portfolio I: The Cornerstone of Investing to Financial Freedom: The S&P 500 ETF
01 Why You Should Invest in the S&P 500 First
02 Is lump sum investment better or lump sum investment better?
03 Even if you buy at the worst possible time, there is an exit.
04 My S&P 500 ETF Investment Portfolio Revealed
05 Yen Investment Methods and Leverage Investment Methods for Maximizing Profits
Chapter 4 - Triangle Portfolio II: QQQ, the Express Train to Asset Growth
01 QQQ, a monster ETF with overwhelming growth potential
02 Retirement Potion: How to Retire with QQQ
03 My QQQ Investment Portfolio Revealed
04 A winning strategy for increasing your assets by reinvesting your investment profits.
05 What if my retirement date doesn't coincide with the market peak?
Chapter 5 - Triangle Portfolio III: Creating a Second Salary That Will Be Your Fortune for a Long Life, SCHD
01 The future you can face even if you invest hard in stocks
02 Invest in dividend stocks through ETFs.
03 The Secret to SCHD's Volatility Resistance
04 My SCHD Dividend Stock Investment Portfolio Revealed
05 How much do I need to retire with SCHD?
06 Dividend investments should be different for the 2030 and 4050 generations.
07 Lessons from High-Dividend Investments That Ended in Failure
08 The easiest way to double or triple your dividends
09 Rebalancing your portfolio to account for comprehensive financial income tax
Chapter 6 - The 10 Most Important Basic Knowledge That Will Save Your Investments
01 How to Choose an ETF for Beginners
02 How to fully utilize pension savings accounts and IRP accounts
03 How to save on taxes with two pension accounts
04 Understanding the Correlation Between Exchange Rates and Stocks
05 Financial Planning Tips for Newlyweds in Their 20s and 30s Planning to Buy a Home
06 Repaying a loan or investing in stocks? The golden ratio for both.
07 Tax-Saving Tips for Gifts to Minor Children and Spouses
08 Want to earn more by investing in US indices?
09 Asset Allocation Strategy that Never Loses
10 Pomepoko's Daily Investment Routine
Epilogue Prologue - You Can Become Rich by Creating an Automated Money Hunting System
Chapter 1 - Why Working People Should Invest
01 Can I retire with a 3% salary increase?
02 The Life Cycle of Office Workers and Risky Investment Patterns
03 Don't repeat investment failures any more.
04 Why US stocks and US indices?
05 "I should have bought it then" "I should have sold it then" - an investment method that leaves you with no regrets.
06 Why You Should Invest in ETFs Instead of Individual Stocks
07 Three Mindsets to Maintain Before Investing
Chapter 2 - How to Plan for Retirement
01 Set your own standards for financial freedom.
02 The Science of a 4% Withdrawal Rate That Never Runs Out of Retirement Funds
03 How to Retire with Less Investment Than Others
04 Five Asset Management Pipelines
05 My Triangle Portfolio Built with Just 3 US ETFs
Step 6: Creating Seed Money: The First Step in Investing
Chapter 3 - Triangle Portfolio I: The Cornerstone of Investing to Financial Freedom: The S&P 500 ETF
01 Why You Should Invest in the S&P 500 First
02 Is lump sum investment better or lump sum investment better?
03 Even if you buy at the worst possible time, there is an exit.
04 My S&P 500 ETF Investment Portfolio Revealed
05 Yen Investment Methods and Leverage Investment Methods for Maximizing Profits
Chapter 4 - Triangle Portfolio II: QQQ, the Express Train to Asset Growth
01 QQQ, a monster ETF with overwhelming growth potential
02 Retirement Potion: How to Retire with QQQ
03 My QQQ Investment Portfolio Revealed
04 A winning strategy for increasing your assets by reinvesting your investment profits.
05 What if my retirement date doesn't coincide with the market peak?
Chapter 5 - Triangle Portfolio III: Creating a Second Salary That Will Be Your Fortune for a Long Life, SCHD
01 The future you can face even if you invest hard in stocks
02 Invest in dividend stocks through ETFs.
03 The Secret to SCHD's Volatility Resistance
04 My SCHD Dividend Stock Investment Portfolio Revealed
05 How much do I need to retire with SCHD?
06 Dividend investments should be different for the 2030 and 4050 generations.
Lessons from High-Dividend Investments That Ended in Failure
08 The easiest way to double or triple your dividends
09 Rebalancing your portfolio to account for comprehensive financial income tax
Chapter 6 - The 10 Most Important Basic Knowledge That Will Save Your Investments
01 How to Choose an ETF for Beginners
02 How to fully utilize pension savings accounts and IRP accounts
03 How to save on taxes with two pension accounts
04 Understanding the Correlation Between Exchange Rates and Stocks
05 Financial Planning Tips for Newlyweds in Their 20s and 30s Planning to Buy a Home
06 Repaying a loan or investing in stocks? The golden ratio for both.
07 Tax-Saving Tips for Gifts to Minor Children and Spouses
08 Want to earn more by investing in US indices?
09 Asset Allocation Strategy that Never Loses
10 Pomepoko's Daily Investment Routine
Epilogue
Detailed image
Into the book
To increase your assets while accounting for inflation, your annual salary needs to increase by at least 6%.
This is because if the annual salary increases by 6%, the actual increase rate will be approximately 3% even after reflecting the 3% increase in prices.
In that sense, successfully preparing for retirement with just a 3% salary increase is not an easy task unless you win the lottery.
--- p.18
Many people manage their assets by using all their accumulated assets to cover major life events.
So, right before retirement, you're in trouble.
Also, after purchasing a home, people tend to neglect investing as they focus on paying off their mortgage.
Many people still consider loans to be debt, so they pour all their cash assets into them to shorten the repayment period as much as possible.
There is a common error in both of these choices.
That is, it consumes the most important factor in compounding assets through investment: time.
If you don't break away from this type of asset management, you'll end up in a situation where you can't become rich when you're young because you don't have money, and you can't become rich when you're older because you don't have time.
--- p.29
How many people can predict the rise and fall of a company?
There is no way to avoid the belated regret of 'I should have bought it then' or 'I should have sold it then'.
But there is one way for individual investors to beat the market.
This is ETF (Exchange Traded Fund) investment.
Index investing is like taking an open-book exam with someone else organizing the material for you instead of studying everything yourself.
--- p.63
This is why I call myself a 'lazy investor'.
Index investing strategies are simple, effective, and, above all, convenient.
Investing in individual stocks requires continuous market monitoring and stock analysis, but index investing simply involves tracking the index.
This can significantly reduce the time spent on investing and the effort spent on stock analysis.
--- p.68
I wanted to kill two birds with one stone: stability and price difference.
The portfolio was designed to avoid "FOMO" in bull markets and to withstand bear markets while receiving stable dividends, through a balanced asset allocation that avoids overweighting technology or dividend stocks.
My perfect 'All Weather' investment strategy, built around just three ETFs, that's immune to market volatility.
This is because if the annual salary increases by 6%, the actual increase rate will be approximately 3% even after reflecting the 3% increase in prices.
In that sense, successfully preparing for retirement with just a 3% salary increase is not an easy task unless you win the lottery.
--- p.18
Many people manage their assets by using all their accumulated assets to cover major life events.
So, right before retirement, you're in trouble.
Also, after purchasing a home, people tend to neglect investing as they focus on paying off their mortgage.
Many people still consider loans to be debt, so they pour all their cash assets into them to shorten the repayment period as much as possible.
There is a common error in both of these choices.
That is, it consumes the most important factor in compounding assets through investment: time.
If you don't break away from this type of asset management, you'll end up in a situation where you can't become rich when you're young because you don't have money, and you can't become rich when you're older because you don't have time.
--- p.29
How many people can predict the rise and fall of a company?
There is no way to avoid the belated regret of 'I should have bought it then' or 'I should have sold it then'.
But there is one way for individual investors to beat the market.
This is ETF (Exchange Traded Fund) investment.
Index investing is like taking an open-book exam with someone else organizing the material for you instead of studying everything yourself.
--- p.63
This is why I call myself a 'lazy investor'.
Index investing strategies are simple, effective, and, above all, convenient.
Investing in individual stocks requires continuous market monitoring and stock analysis, but index investing simply involves tracking the index.
This can significantly reduce the time spent on investing and the effort spent on stock analysis.
--- p.68
I wanted to kill two birds with one stone: stability and price difference.
The portfolio was designed to avoid "FOMO" in bull markets and to withstand bear markets while receiving stable dividends, through a balanced asset allocation that avoids overweighting technology or dividend stocks.
My perfect 'All Weather' investment strategy, built around just three ETFs, that's immune to market volatility.
--- p.125
GOODS SPECIFICS
- Date of issue: March 21, 2025
- Page count, weight, size: 324 pages | 600g | 152*225*20mm
- ISBN13: 9788901294179
- ISBN10: 8901294176
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