A new trend emerging in the global financial market
Knowing just this much about US monthly dividend ETFs is all you need to invest!

This book dispenses with unnecessary theory and focuses solely on essential information, making it easy for even novice investors to begin investing. By understanding the basic concepts of ETFs and following the steps from account opening and currency exchange to buy orders and dividend confirmation, you can immediately begin investing.
By analyzing US monthly dividend ETFs, you can develop an insight into which products to invest in.
You can also create a customized investment portfolio for those who want to create a smooth cash flow by receiving monthly cash dividends or grow their assets through reinvestment.
In addition, you can find ultra-high dividend ETFs through the author's own 30% annual dividend yield portfolio, as well as various US monthly dividend ETF products through the Top 50 US monthly dividend ETFs by market capitalization and the Top 100 US monthly dividend ETFs by market dividend yield.

It seemed obvious that I would never become rich as a salaried worker and that I would only be able to barely maintain my current lifestyle.
So how can I escape the salaryman trap and dream of becoming rich? No matter how much I thought about it, there was no alternative.
An alternative to your salary after leaving your job….
It seemed like the outside of the company was full of invisible dangers.
What could replace the steady salary I'd been receiving? With no alternative, I just gave up and kept thinking, "I can't go on like this."
I started creating my own retirement scenario four years ago, thinking that I couldn't live like this and die.
I started watching successful people's YouTube videos and started writing on my own blog.
Then, the dim future began to appear little by little, and results began to appear.
--- p.25

Domestic companies are also very stingy with dividends.
When a company makes a profit, it often hoards it as cash instead of paying dividends to shareholders.
However, this does not mean that we actively invest in product development or research.
There are many companies that are more focused on real estate investment than on increasing corporate value, and I believe this is not an action that takes shareholder value into consideration.
On the other hand, American companies actively pay dividends to shareholders.
The owners of a company are not a small number of executives, but a large number of shareholders, and it is taken for granted that the company's performance is reported to shareholders without lies.
Dividends paid also increase every year, and in the United States, there are many companies that have continuously increased their dividends for more than 50 years, such as Coca-Cola and P&G.
--- p.47

“America has a short history, but there has never been an incubator like the United States anywhere in the world.
“America lets people reach their full potential,” said Warren Buffett.
The United States holds the lead in the global economy, and if the U.S. economy is not doing well, it can stimulate the economy by releasing dollars through interest rate cuts.
The United States has an economic system that can withstand constant dollar printing! Its power is expected to last for at least 50 years.
--- p.53

When it comes to US ETFs, the most well-known are SPY and QQQ, which are the most traded ETFs among Koreans.
Although the dividend yield is low at 0.5-1%, it is an excellent stock for long-term investment purposes of 10 years or more, as it tracks the U.S. S&P 500 and Nasdaq 100 indices, which have been trending upward over the long term.
--- p.63

SCHD is an ETF that many retail investors invest in, and they invest primarily based on dividend growth rather than dividend yield.
The dividend yield is below expectations at 3%, but the dividend growth rate is high at around 11%, meaning that the dividend increases by 11% every year.
This ETF aims to increase dividends by improving performance every year, and thus, it can capture both dividends and stock price gains.
--- p.86

APLY has a lower dividend yield than NVDY, TSLY, and CONY, but its stock price volatility is relatively low, making it more stable.
Still, the dividend yield exceeds 27% per year.
This ETF generates income (option premium) by selling call and put options, and also earns interest income by investing in government bonds.
Meanwhile, APLY also fell significantly due to the decline in Apple's stock price caused by the loss of business momentum due to the withdrawal of the Apple Car business and sluggish sales in China.
However, as Apple's stock price has significant room for growth in the future, including the recent announcement of an artificial intelligence (AI) project, APLY's outlook also appears bright.

--- p.102

No matter how strong your resolve, how strong your goals, and how strong your dreams are, they are all useless if you don't put them into action.
But putting it into practice is truly difficult.
People are forced to do things they normally wouldn't do, and when they accept change and put that change into action, they experience a lot of stress.
Because environments and behaviors change.
There are many people who miss opportunities by judging this and that before even starting, and end up giving up like that.
Instead of trying to do too many things right away, let's start with small and easy things and work our way up.

--- p.169