
Dividend Investing: I Retired at 50
Description
Book Introduction
"Domestic dividend stocks are a great ride! They're undervalued, model stocks with only one way to go." Even if you invest lazily, your assets will grow A Guide to Confident, Accumulative Long-Term Investments There is a constant stream of ominous news surrounding the domestic stock market, including a 10-year-old box office that has not risen, the spin-off of large corporations, and the introduction of a financial investment income tax. The negative image of the domestic stock market is so strong that the complaints of ants in the stock market are even featured on terrestrial news. But let's change our thinking. What if the current Seohak ant craze is a second dot-com bubble or a Lehman Brothers takeover? We might be caught up in the unfounded hope that our friends who scored 99 will surpass 100, even reach 110 or 120. In that sense, the current domestic stock price may not even be 50 points. However, if you know the right direction and study a little harder, you can easily get 70 or 80 points. It is about reaping returns of 40% to 60% in a blue ocean without competition and away from everyone's attention. As the author says, "Investing in dividend stocks is a smooth ride," and with dividend stocks, you can avoid even the smallest of crises. The author of this book, Juap, was a truly ordinary office worker. However, as a result of consistently investing in dividend stocks, I have now become the queen of dividends, receiving 10 million won in dividends per month. It doesn't require any difficult calculations or analysis. By listening to the author's investment rationale and following his 5-minute stock analysis method, portfolios by amount and situation, rebalancing and trading strategies, and tax-saving strategies to avoid taxes, you can climb the FIRE ladder like Jjuap, who made 1.5 billion won from 30 million won. Now it's your turn. |
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Preview
index
prolog
If you leave me 20,000 won 30 years from now
I need money but I hate working
Part 1_Before you start investing in dividend stocks
1-1 Life is a fight with
1-2 Inertia and mean reversion that blind investors
1-3 Reasons why you shouldn't buy when it's cheap and sell when it's expensive
1-4 Betrayal of Accumulated Experience
There is no 'golden time' for investing.
[Appendix] Mental Management Tips to Make Dividend Investing More Enjoyable!
Part 2_Dividend Stocks: Let's Start by Knowing This
2-1 The value of time and long-term investment
2-2 Who are you dealing with and how?
2-3 Is long-term investment the right answer?
2-4 Before investing, you should know this much.
2-5 Safe Wealth Slow Lane: Dividend Stock Investment
[Appendix] High-yield products comparable to dividend stocks
Part 3_Now, let's buy good dividend stocks.
3-1 Dividend Investor Jjuap's 5-Minute Cut Stock Analysis Method
3-2 Good, Bad, and Strange Stocks as Revealed by Financial Statements
3-3 How to buy delicious food easily
3-4 Is the news I saw the news everyone saw?
3-5 Short Sellers, Operational Forces, and Dividend Investors
3-6 Be a little careful with dividend stocks like this.
[Appendix] I'll solve a problem that's too easy for value investors.
Part 4: Dividend Stock Investment Strategies for Market Survival
4-1 I don't know anything and I want to invest in dividend stocks.
4-2 Full of Pros? ETFs Have Their Cons, Too
4-3 Let's start with the preferred stock pivot.
4-4 Recommended Amount/Situation-Based Portfolio
4-5 Rebalancing and Trading Strategies for Dividend Investors
[Appendix] Leave medicine to the pharmacist, and stock research to the expert.
Part 5_The Last Big Thing in Dividend Investing: Taxes
5-1 The Differences Between Stock Investment and Taxes
5-2 Let's learn the basics of taxes.
5-3 Dividend Investors' Fear: The Comprehensive Taxation of Financial Income Is Being Suppressed
5-4 A Hot Potato for Investors: Financial Investment Income Tax
5-5 US Stocks vs. Domestic Stocks: Who Benefits?
Health insurance premiums are scarier than comprehensive financial income tax.
Part 6: Tax Savings and Surviving Tax Inflation
6-1 No one is responsible for my old age.
The answer is retirement pension.
6-2 All-Weather Tax Savings Account ISA
6-3 Dividend Stocks, the Best Collaboration with Tax-Saving Accounts
6-4 Best Scenario for Tax-Free Account Investment
6-5 Incorporation depends on the situation.
6-6 What are the disadvantages of pension savings?
[Appendix] Understand investment, taxes, and tax savings with problem-solving!
Part 7_Long-term investor Jjuap's honest thoughts
Looking at the 7-1 10-stage hogachang
7-2 Expert, I have a slight objection.
7-3 Why I disclose my stock account
7-4 How much have I earned so far?
Ask anything to 7-5 Dividend Stock Long-Term Investor Juap
7-6 Be sure to check other people's claims.
Epilogue
Letter to the Shareholders of Jjuap Co., Ltd.
If you leave me 20,000 won 30 years from now
I need money but I hate working
Part 1_Before you start investing in dividend stocks
1-1 Life is a fight with
1-2 Inertia and mean reversion that blind investors
1-3 Reasons why you shouldn't buy when it's cheap and sell when it's expensive
1-4 Betrayal of Accumulated Experience
There is no 'golden time' for investing.
[Appendix] Mental Management Tips to Make Dividend Investing More Enjoyable!
Part 2_Dividend Stocks: Let's Start by Knowing This
2-1 The value of time and long-term investment
2-2 Who are you dealing with and how?
2-3 Is long-term investment the right answer?
2-4 Before investing, you should know this much.
2-5 Safe Wealth Slow Lane: Dividend Stock Investment
[Appendix] High-yield products comparable to dividend stocks
Part 3_Now, let's buy good dividend stocks.
3-1 Dividend Investor Jjuap's 5-Minute Cut Stock Analysis Method
3-2 Good, Bad, and Strange Stocks as Revealed by Financial Statements
3-3 How to buy delicious food easily
3-4 Is the news I saw the news everyone saw?
3-5 Short Sellers, Operational Forces, and Dividend Investors
3-6 Be a little careful with dividend stocks like this.
[Appendix] I'll solve a problem that's too easy for value investors.
Part 4: Dividend Stock Investment Strategies for Market Survival
4-1 I don't know anything and I want to invest in dividend stocks.
4-2 Full of Pros? ETFs Have Their Cons, Too
4-3 Let's start with the preferred stock pivot.
4-4 Recommended Amount/Situation-Based Portfolio
4-5 Rebalancing and Trading Strategies for Dividend Investors
[Appendix] Leave medicine to the pharmacist, and stock research to the expert.
Part 5_The Last Big Thing in Dividend Investing: Taxes
5-1 The Differences Between Stock Investment and Taxes
5-2 Let's learn the basics of taxes.
5-3 Dividend Investors' Fear: The Comprehensive Taxation of Financial Income Is Being Suppressed
5-4 A Hot Potato for Investors: Financial Investment Income Tax
5-5 US Stocks vs. Domestic Stocks: Who Benefits?
Health insurance premiums are scarier than comprehensive financial income tax.
Part 6: Tax Savings and Surviving Tax Inflation
6-1 No one is responsible for my old age.
The answer is retirement pension.
6-2 All-Weather Tax Savings Account ISA
6-3 Dividend Stocks, the Best Collaboration with Tax-Saving Accounts
6-4 Best Scenario for Tax-Free Account Investment
6-5 Incorporation depends on the situation.
6-6 What are the disadvantages of pension savings?
[Appendix] Understand investment, taxes, and tax savings with problem-solving!
Part 7_Long-term investor Jjuap's honest thoughts
Looking at the 7-1 10-stage hogachang
7-2 Expert, I have a slight objection.
7-3 Why I disclose my stock account
7-4 How much have I earned so far?
Ask anything to 7-5 Dividend Stock Long-Term Investor Juap
7-6 Be sure to check other people's claims.
Epilogue
Letter to the Shareholders of Jjuap Co., Ltd.
Detailed image

Into the book
Long-term investment in dividend stocks is an investment that allows you to avoid competition with experts as much as possible.
Let's leave short-term trading to AI and professional institutional investors.
In the realm of long-term investment, we can simply watch the blood-spilling Colosseum and invest.
--- p.52
Long-term dividend investing is not the fast track to wealth.
In your long investing life, you will never find a stock that will grow 10x or 100x.
Even if you participate in a stock investment competition, your performance will always be below average.
Still, you will be able to steadily grow your assets for the rest of your investing life without experiencing the sad fate of a "empty account."
Let's not forget, long-term dividend investing is the safe "slow lane to wealth."
--- p.80
Ultimately, dividend investors should buy stocks at a reasonable price point, regardless of whether they are in a pre-market or a downtrend, as long as the stocks they are investing in are at a good price range that matches their performance and dividends.
Rather, as someone who consistently invests long-term by finding undervalued stocks, I'm grateful to the short sellers who have entered my holdings, I'm grateful to the strategists, and I welcome individual investors who buy without much hesitation.
--- p.136
There are some things dividend investors must know to maximize their returns.
The protagonist is 'preferred stock'.
If you are a dividend investor who does not place much importance on exercising voting rights, it is better to buy preferred stocks that pay higher dividends than common stocks.
And since preferred stocks are linked to the price of common stocks, it is better to choose stocks with a high price gap with common stocks, if possible.
Stocks with such a high spread can offer higher dividend yields than common stocks and even generate capital gains when the spread decreases.
--- p.164
It's strange to always make a rule of 10-30% profit when you can get 10-100% profit through long-term investment.
Selling your stocks because you made a profit or incurred a loss is not a good investment.
The important criteria in all trading are the performance of the stock, its current price, and whether there are better stocks.
If you are going to rebalance, it is best to do so with clear criteria like this.
--- p.177
When we invest in financial management, we often try to find the answer to investing only in investing.
But successful long-term investing lies in important answers outside of investing.
It's income and tax savings.
You could think of investing as being like the structure of a water molecule (H2O).
What is fundamentally required for successful investment (O) is the drive to raise capital by increasing the value and saving earned income (H) to secure investment funds, and to increase returns by reducing taxes (H).
Let's leave short-term trading to AI and professional institutional investors.
In the realm of long-term investment, we can simply watch the blood-spilling Colosseum and invest.
--- p.52
Long-term dividend investing is not the fast track to wealth.
In your long investing life, you will never find a stock that will grow 10x or 100x.
Even if you participate in a stock investment competition, your performance will always be below average.
Still, you will be able to steadily grow your assets for the rest of your investing life without experiencing the sad fate of a "empty account."
Let's not forget, long-term dividend investing is the safe "slow lane to wealth."
--- p.80
Ultimately, dividend investors should buy stocks at a reasonable price point, regardless of whether they are in a pre-market or a downtrend, as long as the stocks they are investing in are at a good price range that matches their performance and dividends.
Rather, as someone who consistently invests long-term by finding undervalued stocks, I'm grateful to the short sellers who have entered my holdings, I'm grateful to the strategists, and I welcome individual investors who buy without much hesitation.
--- p.136
There are some things dividend investors must know to maximize their returns.
The protagonist is 'preferred stock'.
If you are a dividend investor who does not place much importance on exercising voting rights, it is better to buy preferred stocks that pay higher dividends than common stocks.
And since preferred stocks are linked to the price of common stocks, it is better to choose stocks with a high price gap with common stocks, if possible.
Stocks with such a high spread can offer higher dividend yields than common stocks and even generate capital gains when the spread decreases.
--- p.164
It's strange to always make a rule of 10-30% profit when you can get 10-100% profit through long-term investment.
Selling your stocks because you made a profit or incurred a loss is not a good investment.
The important criteria in all trading are the performance of the stock, its current price, and whether there are better stocks.
If you are going to rebalance, it is best to do so with clear criteria like this.
--- p.177
When we invest in financial management, we often try to find the answer to investing only in investing.
But successful long-term investing lies in important answers outside of investing.
It's income and tax savings.
You could think of investing as being like the structure of a water molecule (H2O).
What is fundamentally required for successful investment (O) is the drive to raise capital by increasing the value and saving earned income (H) to secure investment funds, and to increase returns by reducing taxes (H).
--- p.226
Publisher's Review
Get on board for the highest price ever!
The spring of domestic stocks brought about by institutional changes
When the "Value Up Program" was first announced in 2024, market participants reacted with coldness.
Rather, there was criticism that the policy did not reflect the actual state of domestic stocks.
However, starting from the first week of July 2024, KB Financial Group and Hana Financial Group are expected to renew their reporting, while Shinhan Financial Group and Woori Financial Group are expected to do so, surprising many.
The secret was the “Economic Policy Direction for the Second Half of 2024” and “Dynamic Economy Roadmap” announced by the government on July 3rd.
It drew a heated response from financial stocks by proposing a corporate tax deduction, a lower dividend income tax rate, and separate taxation.
Of course, there are no securities with a PBR exceeding 1, and shareholder returns are lower in emerging countries such as Taiwan and China, as well as in developed countries such as the United States and Japan.
But if you think about it the other way around, it means that there are a lot of undervalued companies.
If you use this well, you can buy companies that are good at returning shares to shareholders at a discount, and you can also expect capital gains after receiving appropriate dividends.
Now, let's not just wait for a vague rise or be afraid of a sudden decline.
Welcome the spring of retirement planning with profits, dividends, and a solid cash flow in hand.
The dividend queen, Jjuap, who picks out the 'underrated top student' in 5 minutes
A no-loss dividend investment strategy × A tax-saving plan to prevent money from leaking out
Since the beginning of the year, Taiwan's KOSPI has risen 31.9%, the US's Nasdaq has risen 24.3%, and Japan's Nikkei has risen 22.9%, but South Korea's KOSPI has grown 7.2% over the same period.
Also, while Taiwan's TSMC grew 313% over five years, Samsung Electronics grew 90%.
So does this report card show the underperformance of domestic stocks? Absolutely not.
Samsung Electronics has been steadily rising since January 2023, with its semiconductor exports also increasing by more than 50%.
There is just a lot of room to go up because of the excessive undervaluation.
So, can you make a profit by buying any stock you want? Unfortunately, not all stocks on the stock market are blue-chip.
Even ETFs, which are invested in to minimize losses, contain relatively poor stocks, and institutional investors, foreign investors, and short sellers always cloud our judgment.
For you, the queen of dividends, Jjuap, has prepared a dividend stock investment strategy and tax-saving plan.
From stock analysis methods, portfolios based on financial situation, rebalancing and trading strategies, to tax-saving methods, each page is packed with survival tips learned over 24 years as an individual investor.
What can lead us to FIRE? There are many ways, but the most comforting is dividend stocks.
Let's prepare a clear retirement map to prevent poor planning from destroying us.
The spring of domestic stocks brought about by institutional changes
When the "Value Up Program" was first announced in 2024, market participants reacted with coldness.
Rather, there was criticism that the policy did not reflect the actual state of domestic stocks.
However, starting from the first week of July 2024, KB Financial Group and Hana Financial Group are expected to renew their reporting, while Shinhan Financial Group and Woori Financial Group are expected to do so, surprising many.
The secret was the “Economic Policy Direction for the Second Half of 2024” and “Dynamic Economy Roadmap” announced by the government on July 3rd.
It drew a heated response from financial stocks by proposing a corporate tax deduction, a lower dividend income tax rate, and separate taxation.
Of course, there are no securities with a PBR exceeding 1, and shareholder returns are lower in emerging countries such as Taiwan and China, as well as in developed countries such as the United States and Japan.
But if you think about it the other way around, it means that there are a lot of undervalued companies.
If you use this well, you can buy companies that are good at returning shares to shareholders at a discount, and you can also expect capital gains after receiving appropriate dividends.
Now, let's not just wait for a vague rise or be afraid of a sudden decline.
Welcome the spring of retirement planning with profits, dividends, and a solid cash flow in hand.
The dividend queen, Jjuap, who picks out the 'underrated top student' in 5 minutes
A no-loss dividend investment strategy × A tax-saving plan to prevent money from leaking out
Since the beginning of the year, Taiwan's KOSPI has risen 31.9%, the US's Nasdaq has risen 24.3%, and Japan's Nikkei has risen 22.9%, but South Korea's KOSPI has grown 7.2% over the same period.
Also, while Taiwan's TSMC grew 313% over five years, Samsung Electronics grew 90%.
So does this report card show the underperformance of domestic stocks? Absolutely not.
Samsung Electronics has been steadily rising since January 2023, with its semiconductor exports also increasing by more than 50%.
There is just a lot of room to go up because of the excessive undervaluation.
So, can you make a profit by buying any stock you want? Unfortunately, not all stocks on the stock market are blue-chip.
Even ETFs, which are invested in to minimize losses, contain relatively poor stocks, and institutional investors, foreign investors, and short sellers always cloud our judgment.
For you, the queen of dividends, Jjuap, has prepared a dividend stock investment strategy and tax-saving plan.
From stock analysis methods, portfolios based on financial situation, rebalancing and trading strategies, to tax-saving methods, each page is packed with survival tips learned over 24 years as an individual investor.
What can lead us to FIRE? There are many ways, but the most comforting is dividend stocks.
Let's prepare a clear retirement map to prevent poor planning from destroying us.
GOODS SPECIFICS
- Date of issue: July 24, 2024
- Page count, weight, size: 276 pages | 522g | 152*225*20mm
- ISBN13: 9791191378573
- ISBN10: 1191378578
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