ETF User Guide
 |
Description
Book Introduction
“Why is Manager Kim, who is so capable, so invested in ETFs?”
How to Create a 3 Million Won Monthly Pipeline with a 500,000 Won Investment While Working
This is the first book by Jaytwo, a salaried investor and investment blogger with a solid fan base based on ETFs.
It is no exaggeration to say that "ETF User Guide" is, before being a financial management book, a testimonial on ETFs from an ordinary person who worked as a businessman in his 20s, a salaried worker in his 30s, and even prepared for retirement before entering his 40s.
Chapter 1 gives you the mindset to make money.
Chapter 2 contains a 'welfare user manual' for office workers who are always pressed for time and money.
Chapter 3 introduces readers to the world of various ETFs, including inverse ETFs, exchange rate ETFs, and dividend ETFs.
Chapter 4 generously reveals the ETF dividend reinvestment return structure that enabled the author to build a retirement income pipeline at age 39.
Chapter 5 provides guidance on dividend ETF strategies tailored to the life cycles of the 30-50 generation, and details specifics on tax deferral and year-end tax settlement benefits through pension savings and IRPs.
Let's think about whether the stories of Manager Lee, who missed out on buying a house and preparing for retirement because he couldn't decide on the right investment timing due to fear of a bear market, Assistant Manager Park, who couldn't come out of the company bathroom because he was staring at the mobile stock market every day, and Manager Yang, who lost both his lover and a promotion after losing their wedding funds on a coin investment, can apply to you.
If you're worried about your impending retirement, fear the debt you'll have to pay off soon, or can't sleep because of rising interest rates, you need to read this book now.
《ETF User Guide》 will be a turning point that will change your life.
How to Create a 3 Million Won Monthly Pipeline with a 500,000 Won Investment While Working
This is the first book by Jaytwo, a salaried investor and investment blogger with a solid fan base based on ETFs.
It is no exaggeration to say that "ETF User Guide" is, before being a financial management book, a testimonial on ETFs from an ordinary person who worked as a businessman in his 20s, a salaried worker in his 30s, and even prepared for retirement before entering his 40s.
Chapter 1 gives you the mindset to make money.
Chapter 2 contains a 'welfare user manual' for office workers who are always pressed for time and money.
Chapter 3 introduces readers to the world of various ETFs, including inverse ETFs, exchange rate ETFs, and dividend ETFs.
Chapter 4 generously reveals the ETF dividend reinvestment return structure that enabled the author to build a retirement income pipeline at age 39.
Chapter 5 provides guidance on dividend ETF strategies tailored to the life cycles of the 30-50 generation, and details specifics on tax deferral and year-end tax settlement benefits through pension savings and IRPs.
Let's think about whether the stories of Manager Lee, who missed out on buying a house and preparing for retirement because he couldn't decide on the right investment timing due to fear of a bear market, Assistant Manager Park, who couldn't come out of the company bathroom because he was staring at the mobile stock market every day, and Manager Yang, who lost both his lover and a promotion after losing their wedding funds on a coin investment, can apply to you.
If you're worried about your impending retirement, fear the debt you'll have to pay off soon, or can't sleep because of rising interest rates, you need to read this book now.
《ETF User Guide》 will be a turning point that will change your life.
- You can preview some of the book's contents.
Preview
index
prolog.
I was able to comfortably make money with ETFs while working at the company.
Before starting ETFs
Am I someone who can make money with ETFs?
Learn 18 Money-Making ETF Terms
Chapter 1.
Special lecture on the mindset that turns salaried workers into millionaires
1.
The more diligent you work, the more likely you are to find yourself in debt.
2.
Spending habits are more important than earning habits.
3.
Just don't do business
Chapter 2.
The 6-Step Compound Interest Formula That Makes Your Money Snowball
1.
Compound Interest Investing: Step 1: Distinguishing Between Bull and Bear Markets
2.
Compound Interest Investing: Step 2: Understanding Index Rising Trends
3.
Step 3 of Compound Investing: Applying Diversification
4.
Step 4 of Compound Investing: Adjusting Your Cash Balance
5.
5 Steps to Practical Compound Interest Investing: Create Your Own Compound Interest Chart
6.
Compound Interest Investing: Step 6: Check the Simulation
Chapter 3.
14 ETF Investment Systems That Survive Bear Markets
1.
A Beginner's Guide to the ETF Market
2.
Why I Invested in ETFs in My 30s
3.
This is how I invest in gold ETFs.
4.
This is how I invest in crude oil ETFs.
5.
This is how I invest in future ETFs.
6.
This is how I invest in inverse ETFs.
7.
This is how I invest in leveraged ETFs.
8.
This is how I invest in exchange rate ETFs.
9.
This is how I invest in real estate ETFs.
10.
This is how I invest in monthly dividend ETFs.
11.
This is how I invest in gaming ETFs.
12.
This is how I invest in domestically listed overseas ETFs.
13.
This is how I invest in high-dividend ETFs.
14.
This is how I invest in semiconductor ETFs.
Chapter 4.
7 Investment Principles for a Worry-Free Retirement at 39
1.
For those looking to invest 3 million won a month after retirement, high-dividend ETFs are the answer.
2.
6 Things to Consider Before Investing in Dividend ETFs
3.
Preview your retirement with the dividend reinvestment calculator.
4.
How to Kill Two Birds: Stability and High Dividends
5.
Simulation of reinvestment in overseas dividend ETFs listed in Korea
6.
Simulation of reinvestment in dividend ETFs listed overseas
7. JEPI ETF Reinvestment Simulation
Chapter 5.
Top 8 Smart ETF Investment Tips for 30-50 Year Olds
1.
The 80/20 Rule for ETF Investments for Office Workers in Their 30s
2.
The 60/40 Rule for ETF Investments for Office Workers in Their 40s
3.
The 30/70 Rule for ETF Investments for Office Workers in Their 50s
4. Successful investing requires paying ETF taxes.
5.
Pension savings, if left alone, will become a waste.
6.
7 Investing Habits That Lead to Repeated Success
7.
It's not just about the 40-something happy FIRE tribe.
8.
5 Types of ETF Investment Failures to Avoid
Epilogue.
Life is a journey of developing unwavering investment habits.
I was able to comfortably make money with ETFs while working at the company.
Before starting ETFs
Am I someone who can make money with ETFs?
Learn 18 Money-Making ETF Terms
Chapter 1.
Special lecture on the mindset that turns salaried workers into millionaires
1.
The more diligent you work, the more likely you are to find yourself in debt.
2.
Spending habits are more important than earning habits.
3.
Just don't do business
Chapter 2.
The 6-Step Compound Interest Formula That Makes Your Money Snowball
1.
Compound Interest Investing: Step 1: Distinguishing Between Bull and Bear Markets
2.
Compound Interest Investing: Step 2: Understanding Index Rising Trends
3.
Step 3 of Compound Investing: Applying Diversification
4.
Step 4 of Compound Investing: Adjusting Your Cash Balance
5.
5 Steps to Practical Compound Interest Investing: Create Your Own Compound Interest Chart
6.
Compound Interest Investing: Step 6: Check the Simulation
Chapter 3.
14 ETF Investment Systems That Survive Bear Markets
1.
A Beginner's Guide to the ETF Market
2.
Why I Invested in ETFs in My 30s
3.
This is how I invest in gold ETFs.
4.
This is how I invest in crude oil ETFs.
5.
This is how I invest in future ETFs.
6.
This is how I invest in inverse ETFs.
7.
This is how I invest in leveraged ETFs.
8.
This is how I invest in exchange rate ETFs.
9.
This is how I invest in real estate ETFs.
10.
This is how I invest in monthly dividend ETFs.
11.
This is how I invest in gaming ETFs.
12.
This is how I invest in domestically listed overseas ETFs.
13.
This is how I invest in high-dividend ETFs.
14.
This is how I invest in semiconductor ETFs.
Chapter 4.
7 Investment Principles for a Worry-Free Retirement at 39
1.
For those looking to invest 3 million won a month after retirement, high-dividend ETFs are the answer.
2.
6 Things to Consider Before Investing in Dividend ETFs
3.
Preview your retirement with the dividend reinvestment calculator.
4.
How to Kill Two Birds: Stability and High Dividends
5.
Simulation of reinvestment in overseas dividend ETFs listed in Korea
6.
Simulation of reinvestment in dividend ETFs listed overseas
7. JEPI ETF Reinvestment Simulation
Chapter 5.
Top 8 Smart ETF Investment Tips for 30-50 Year Olds
1.
The 80/20 Rule for ETF Investments for Office Workers in Their 30s
2.
The 60/40 Rule for ETF Investments for Office Workers in Their 40s
3.
The 30/70 Rule for ETF Investments for Office Workers in Their 50s
4. Successful investing requires paying ETF taxes.
5.
Pension savings, if left alone, will become a waste.
6.
7 Investing Habits That Lead to Repeated Success
7.
It's not just about the 40-something happy FIRE tribe.
8.
5 Types of ETF Investment Failures to Avoid
Epilogue.
Life is a journey of developing unwavering investment habits.
Detailed image
Into the book
If you've found a reason to make a change right now, let's take a closer look at why ETF investing is a safe and comfortable way to prepare for retirement.
Office workers have no time to invest because they are busy with work and family.
Each person's work comes first.
This is natural, since I am not a professional investor.
So don't be discouraged if you've failed at investing so far.
Because I didn't have time to focus on investing and my approach was wrong.
Now that we know the cause, we can find the solution.
The answer is compound investment through ETFs.
--- p.6, from "Prologue"
Warren Buffett stated in his will that 90% of his assets after his death should be invested in an S&P 500 index fund, and the remaining 10% should be invested in short-term U.S. Treasury bonds.
If your surviving family members cannot invest as well as you, then trust in the US and the upward trend of the index.
This will was possible because it was based on an upward trend in the index and compound interest investments.
I, too, understood the principle of an upward trend in the index and invested based on my belief in its upward trend.
--- p.81, from “Chapter 2 Compound Interest Investment Practice, Step 2: Understanding the Index Uptrend”
There is no stock that only goes up 100%.
The bubble is 100% burst.
Also, bubbles come without warning.
It's not like winter just keeps coming, nor is it like spring just keeps continuing.
You must invest according to the manual, eliminating greed based on cool-headedness.
I've been investing for 13 years, but it's actually really difficult to control my greed while investing.
95% of investments fail, but if I can be one of the 5%, wouldn't I be able to make a fortune? Only by thinking against others and approaching investment with my own unique manual can I survive and achieve wealth.
--- p.100, from “Chapter 2: Practical Compound Interest Investment, Step 4: Adjusting the Cash Ratio”
If you invest in individual stocks, you can only make a profit if the index rises.
If a bear market develops, it will be difficult to make a profit unless you are a professional trainer skilled in short-term investing.
However, through ETF products, you can invest in both rising and falling markets at any time.
You can invest in index-tracking ETFs during a bull market and inverse ETFs during a bear market.
Since the dollar also tends to move inversely to the index, you can invest in the dollar and dollar futures ETFs.
In addition, you can invest in various raw materials such as gold, silver, crude oil, natural gas, and copper, as well as grains and bonds.
Investing in a variety of ETFs allows you to employ a variety of investment strategies if you understand the characteristics of the assets and are sufficiently prepared.
--- p.152, from “Chapter 3: Why I Settled on ETF Investment in My 30s”
I once had a meal with a company executive.
As we continued our conversation, the director talked about his plans for his old age.
“Now, at most, the period of time I can work at the company is two years.
“I may look like a director to my employees, but I’m actually a temporary employee with a one-year contract with the company.” While I was thinking that even an executive position isn’t easy, the director said he wasn’t worried and told me about his investment in US index ETFs.
The product the director invested in was designed by a friend and was a product that reinvested dividends.
He signed up for this product at the age of 35 and invested 1 million won every month for 20 years.
He said that while his children were growing up, he thought about canceling the plan dozens of times, but he kept investing because he felt it was a waste to hold on to it.
But the choice not to cancel the ETF was a life-changing one.
He said that he was the only one who had risen to the position of executive and had even completed retirement preparations.
Most of my retired friends said they are self-employed.
The director said that even if he retired immediately, he would still receive 3 million won per month as a salary.
Office workers have no time to invest because they are busy with work and family.
Each person's work comes first.
This is natural, since I am not a professional investor.
So don't be discouraged if you've failed at investing so far.
Because I didn't have time to focus on investing and my approach was wrong.
Now that we know the cause, we can find the solution.
The answer is compound investment through ETFs.
--- p.6, from "Prologue"
Warren Buffett stated in his will that 90% of his assets after his death should be invested in an S&P 500 index fund, and the remaining 10% should be invested in short-term U.S. Treasury bonds.
If your surviving family members cannot invest as well as you, then trust in the US and the upward trend of the index.
This will was possible because it was based on an upward trend in the index and compound interest investments.
I, too, understood the principle of an upward trend in the index and invested based on my belief in its upward trend.
--- p.81, from “Chapter 2 Compound Interest Investment Practice, Step 2: Understanding the Index Uptrend”
There is no stock that only goes up 100%.
The bubble is 100% burst.
Also, bubbles come without warning.
It's not like winter just keeps coming, nor is it like spring just keeps continuing.
You must invest according to the manual, eliminating greed based on cool-headedness.
I've been investing for 13 years, but it's actually really difficult to control my greed while investing.
95% of investments fail, but if I can be one of the 5%, wouldn't I be able to make a fortune? Only by thinking against others and approaching investment with my own unique manual can I survive and achieve wealth.
--- p.100, from “Chapter 2: Practical Compound Interest Investment, Step 4: Adjusting the Cash Ratio”
If you invest in individual stocks, you can only make a profit if the index rises.
If a bear market develops, it will be difficult to make a profit unless you are a professional trainer skilled in short-term investing.
However, through ETF products, you can invest in both rising and falling markets at any time.
You can invest in index-tracking ETFs during a bull market and inverse ETFs during a bear market.
Since the dollar also tends to move inversely to the index, you can invest in the dollar and dollar futures ETFs.
In addition, you can invest in various raw materials such as gold, silver, crude oil, natural gas, and copper, as well as grains and bonds.
Investing in a variety of ETFs allows you to employ a variety of investment strategies if you understand the characteristics of the assets and are sufficiently prepared.
--- p.152, from “Chapter 3: Why I Settled on ETF Investment in My 30s”
I once had a meal with a company executive.
As we continued our conversation, the director talked about his plans for his old age.
“Now, at most, the period of time I can work at the company is two years.
“I may look like a director to my employees, but I’m actually a temporary employee with a one-year contract with the company.” While I was thinking that even an executive position isn’t easy, the director said he wasn’t worried and told me about his investment in US index ETFs.
The product the director invested in was designed by a friend and was a product that reinvested dividends.
He signed up for this product at the age of 35 and invested 1 million won every month for 20 years.
He said that while his children were growing up, he thought about canceling the plan dozens of times, but he kept investing because he felt it was a waste to hold on to it.
But the choice not to cancel the ETF was a life-changing one.
He said that he was the only one who had risen to the position of executive and had even completed retirement preparations.
Most of my retired friends said they are self-employed.
The director said that even if he retired immediately, he would still receive 3 million won per month as a salary.
--- p.207, from “Chapter 4: 3 million won per month after retirement, high-dividend ETFs are the answer”
Publisher's Review
"The best investment for salaried workers? ETFs are the answer!"
A 20-something entrepreneur and a 30-something manager at a large corporation share 13 years of investment know-how!
The reality for most people is that they grow older year by year, but they don't have much money saved, their physical strength seems to be deteriorating, their spending habits keep increasing, and their expenses just keep increasing.
I thought marriage was the answer, but now I have no time to be happy with the talents of my hard-earned child and I have no way to escape the worries about money, such as my child's education and the housing loan.
Salaried workers, who should be proud of being the driving force behind the country's growth and its best workers, need a lot of money at different times to live well, but they often become frustrated with the salary that just passes through their bank accounts.
But Manager Kim of the team next door is always very relaxed, even though he says his incentives are generous.
Perhaps he secretly inherited some wealth? He's not tired of life, and he occasionally treats me to a big lunch, saying he's made some money from his investments.
He's not even 40 yet, but rumor has it he's even finished preparing for retirement...
What's the secret? Manager Kim's secret weapon is the "ETF User Manual."
He said that not only did he prepare for retirement with ETFs, he also earned a steady income every month.
How did Manager Kim achieve both company recognition and investment returns? The answer lies in "ETF User Guide."
Let's say you saved up 100 million won by saving money on coffee and lunch and putting it into a savings account.
Could you invest that money and earn 1 million won a month? Let's say you're lucky and skilled enough to earn that much.
If you are investing in stocks, it is difficult for investors to take their eyes off the stock market 24 hours a day.
If you have invested in European or American stocks, you should check the market conditions even at dawn.
However, if an office worker is only focused on personal investments during work hours, it will be difficult to keep his or her job.
What if there was a system that could create a second income for salaried workers by studying investment for just 10 minutes a day, without interrupting their livelihood? That system was ETFs.
It also took J2, the author of "ETF User Guide," over 10 years to find the answer: ETF.
He started investing in stocks during his college years, started a business in his 20s, and has worked as a company employee for over 11 years.
I experienced a completely opposite trend from the average person who gets a job after graduating from college and starts a business after retirement.
Thanks to all those experiences, I was able to open my eyes early to the hardships of business and the reality of being a salaried worker.
And after understanding the nature of money, which makes you poorer the harder you work, I finally found an investment system that doesn't require you to trade your time and leisure for money.
This is the compound interest system and dividend ETF investment that this book emphasizes.
Manager Kim's investment secret: How he's prepared for retirement without worrying about his boss's opinion? Dividend ETFs!
The most realistic system for making 10 billion won before retirement through compound interest investments.
An ETF is a product that lists index funds linked to stock prices and allows them to be traded like stocks.
Therefore, rather than investing in individual company stocks, you can invest in a product that gathers promising stocks by sector.
Investors also have the advantage of not having to pick individual stocks and being able to trade them like stocks at any time.
This can be viewed as an investment in a specific market rather than an investment in an individual market.
Moreover, it is attractive because it allows you to start with a small amount of money, the investment cost is low, the net asset value is disclosed, and it allows for diversification of investments even with small amounts.
Even Warren Buffett is said to have left a will stating, “When I die, invest 90% of my assets in an index fund that tracks the S&P 500, and 10% in bonds.”
This is a key investment keyword that is left to family members who are not as knowledgeable about investments as you are.
If you carefully select dividend-focused ETF products, you can achieve high and stable returns.
Recently, as the number of investors preferring to generate cash every month has increased, the types and lineups of monthly dividend exchange-traded funds (ETFs) in the domestic stock market have also diversified.
Several ETFs have emerged that offer an annual dividend yield of 12%, or a monthly return of more than 1%.
Some ETFs have enjoyed high price differences along with the boom in technology stocks, including those in the US Nasdaq, and even products with dividend yields as high as 11.7% have emerged.
That means, if you invested 100 million won, you could have earned 10.15 million won in profit over the course of a year.
Additionally, ETFs can be invested through retirement accounts that offer tax-saving and tax-deferred benefits.
Retirement pension accounts prioritize safety.
This is because regulations have been put in place to prevent investment in individual stocks.
Therefore, monthly dividend ETFs are classified as safe assets in which up to 100% of savings can be invested.
Investors who actively manage their retirement savings can increase their pension account returns through monthly dividend ETFs.
This is the investment principle of author J2, a salaried worker who achieved a worry-free retirement at the age of 39, and who freed himself from financial worries.
By studying investment for 10 minutes a day, you can acquire his investment know-how accumulated over 10,000 hours, which allows him to build a pipeline of at least 3 million won per month by investing 500,000 won per month.
Pick up this book right now and put it into practice.
A 20-something entrepreneur and a 30-something manager at a large corporation share 13 years of investment know-how!
The reality for most people is that they grow older year by year, but they don't have much money saved, their physical strength seems to be deteriorating, their spending habits keep increasing, and their expenses just keep increasing.
I thought marriage was the answer, but now I have no time to be happy with the talents of my hard-earned child and I have no way to escape the worries about money, such as my child's education and the housing loan.
Salaried workers, who should be proud of being the driving force behind the country's growth and its best workers, need a lot of money at different times to live well, but they often become frustrated with the salary that just passes through their bank accounts.
But Manager Kim of the team next door is always very relaxed, even though he says his incentives are generous.
Perhaps he secretly inherited some wealth? He's not tired of life, and he occasionally treats me to a big lunch, saying he's made some money from his investments.
He's not even 40 yet, but rumor has it he's even finished preparing for retirement...
What's the secret? Manager Kim's secret weapon is the "ETF User Manual."
He said that not only did he prepare for retirement with ETFs, he also earned a steady income every month.
How did Manager Kim achieve both company recognition and investment returns? The answer lies in "ETF User Guide."
Let's say you saved up 100 million won by saving money on coffee and lunch and putting it into a savings account.
Could you invest that money and earn 1 million won a month? Let's say you're lucky and skilled enough to earn that much.
If you are investing in stocks, it is difficult for investors to take their eyes off the stock market 24 hours a day.
If you have invested in European or American stocks, you should check the market conditions even at dawn.
However, if an office worker is only focused on personal investments during work hours, it will be difficult to keep his or her job.
What if there was a system that could create a second income for salaried workers by studying investment for just 10 minutes a day, without interrupting their livelihood? That system was ETFs.
It also took J2, the author of "ETF User Guide," over 10 years to find the answer: ETF.
He started investing in stocks during his college years, started a business in his 20s, and has worked as a company employee for over 11 years.
I experienced a completely opposite trend from the average person who gets a job after graduating from college and starts a business after retirement.
Thanks to all those experiences, I was able to open my eyes early to the hardships of business and the reality of being a salaried worker.
And after understanding the nature of money, which makes you poorer the harder you work, I finally found an investment system that doesn't require you to trade your time and leisure for money.
This is the compound interest system and dividend ETF investment that this book emphasizes.
Manager Kim's investment secret: How he's prepared for retirement without worrying about his boss's opinion? Dividend ETFs!
The most realistic system for making 10 billion won before retirement through compound interest investments.
An ETF is a product that lists index funds linked to stock prices and allows them to be traded like stocks.
Therefore, rather than investing in individual company stocks, you can invest in a product that gathers promising stocks by sector.
Investors also have the advantage of not having to pick individual stocks and being able to trade them like stocks at any time.
This can be viewed as an investment in a specific market rather than an investment in an individual market.
Moreover, it is attractive because it allows you to start with a small amount of money, the investment cost is low, the net asset value is disclosed, and it allows for diversification of investments even with small amounts.
Even Warren Buffett is said to have left a will stating, “When I die, invest 90% of my assets in an index fund that tracks the S&P 500, and 10% in bonds.”
This is a key investment keyword that is left to family members who are not as knowledgeable about investments as you are.
If you carefully select dividend-focused ETF products, you can achieve high and stable returns.
Recently, as the number of investors preferring to generate cash every month has increased, the types and lineups of monthly dividend exchange-traded funds (ETFs) in the domestic stock market have also diversified.
Several ETFs have emerged that offer an annual dividend yield of 12%, or a monthly return of more than 1%.
Some ETFs have enjoyed high price differences along with the boom in technology stocks, including those in the US Nasdaq, and even products with dividend yields as high as 11.7% have emerged.
That means, if you invested 100 million won, you could have earned 10.15 million won in profit over the course of a year.
Additionally, ETFs can be invested through retirement accounts that offer tax-saving and tax-deferred benefits.
Retirement pension accounts prioritize safety.
This is because regulations have been put in place to prevent investment in individual stocks.
Therefore, monthly dividend ETFs are classified as safe assets in which up to 100% of savings can be invested.
Investors who actively manage their retirement savings can increase their pension account returns through monthly dividend ETFs.
This is the investment principle of author J2, a salaried worker who achieved a worry-free retirement at the age of 39, and who freed himself from financial worries.
By studying investment for 10 minutes a day, you can acquire his investment know-how accumulated over 10,000 hours, which allows him to build a pipeline of at least 3 million won per month by investing 500,000 won per month.
Pick up this book right now and put it into practice.
GOODS SPECIFICS
- Date of issue: April 22, 2024
- Page count, weight, size: 344 pages | 536g | 145*205*20mm
- ISBN13: 9791198701022
- ISBN10: 1198701021
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