prolog

Part 1: A Teacher's Guide to Money Management: Building a Foundation

Payslip for the 17th
A Financial Planning Process for Money Management Beginners
How much do other teachers spend and how much do they save?

Part 2: Looking into the next class teacher's household account book

This is my first time managing money
Investment experience before marriage
I borrowed money to invest in stocks, and it's hard.
Should I move to an expensive school district?
Income-generating real estate isn't easy.
Education Costs vs. Retirement Planning

Financial common sense that every teacher should know

Even during your vacation, you need to take care of what you need to take care of!
Teachers' Mutual Aid Association? Government Employees Pension Service? Customized Welfare System
Can I do work or lectures outside of work hours?
13th month salary, year-end settlement
Civil servant benefits during life cycle events
Buying a home through subscription

Part 4: Teacher Financial Management: Ask Anything

Q1.
Will I be able to receive my civil servant pension properly?
Q2.
Should I sign up for a pension savings plan?
Q3.
How much should I put into the Teachers' Mutual Aid Association's long-term savings benefits?
Q4.
Are there any examples of creating pipelines with side income?
Q5.
What loans are good for teachers?
Q6.
Financial freedom and early retirement: is it possible?
Q7.
Please recommend channels or books that would be helpful for studying investment.
Q8.
Group Loss Insurance vs. Individual Loss Insurance

Epilogue

Teachers also start investing after class.

There was a time when teaching was considered a profession that was far removed from money, like a priesthood.
But now, the practical value that teaching is also a profession for making money has taken hold.
This shift in values ​​naturally leads to teachers' interest in financial management.
Young teachers are particularly interested in financial management due to concerns about retirement caused by uncertain financial conditions, high real estate prices, and unstable civil servant pensions.
On the other hand, many financial investment methods were solved by accepting the solutions of senior teachers that had been passed down through generations as common sense.
As teachers continue their careers, they face unique financial concerns due to their limited civil servant salaries and life cycles that are different from those of regular office workers.


"Teacher's Money Study - Class is Over, Now It's Time for Investment" is a book written by four authors from the Economic and Financial Education Research Association, a research group specializing in fun and informative economic and financial education methods. It provides teachers with essential financial management techniques.
Through the 'Teacher Reading Finance' club, they conducted counseling and training for fellow teachers and realized that many teachers felt the need for money management.
I wrote this book with the hope that it will help teachers who are just starting to manage their finances, teachers who are already doing it but are doubtful whether they are doing it correctly, and teachers who are curious about how their colleagues are managing their finances, and that it will help them all live well together.


Made with the teaching environment in mind
A Financial Plan Just for Teachers

When the authors actually meet with fellow teachers through counseling or training and hear their concerns, they encounter a common regret.
The problem is that all investment-related books and video content available in bookstores are composed of general content aimed at ordinary office workers.
Accordingly, the authors began researching financial management methods that fit each individual's life values ​​and habits, while taking into account the special characteristics of the teaching profession.

This book is divided into four parts.
Part 1 covers the basics of managing income and expenses, including payroll statements for new teachers.
In Part 2, based on actual counseling cases, you can find solutions to financial management by examining the concerns of fellow teachers and how they manage their finances.
Part 3 presents valuable financial information that would be detrimental to teachers if they didn't know about it.
In the final four parts, the authors have compiled a selection of questions and answers they frequently hear from those around them.


Teachers know their teachers' hearts better than anyone else, and they also know their teachers' salary situation better than anyone else.
This book is a financial advice book exclusively for teachers, a ray of light amidst the plethora of investment books being published.


Financial planning is life planning that takes care of 'me'.

As we go through life, we form countless relationships and engage in countless actions, most of which are mediated by money.
Financial planning is the act of controlling cash flow to understand your income and expenses, or in other words, managing your money.
Therefore, managing your money also means managing your life.
The authors add that financial planning for teachers involves more than just managing money.
What does it really mean?

Among all occupations in our country, teachers have the longest tenure.
Therefore, from a teacher's perspective, financial planning can be said to be life planning.
Everyone dreams of a happy life.
The same goes for teachers.
Financial management is essential to being happy now and to building a happy life in the future.
Especially, being a teacher is not a profession where you can rely on luck or turn your life around.
To design a solid and happy future, it is important to build a foundation, starting with very small things.


The methods suggested in this book may not be perfect solutions, but I hope they can serve as a cornerstone for teachers to build a comfortable and secure future.