prolog

Part 1: The Mysterious Rules of the Universe

Negative words are also spells sent to the universe.
Master Woojoo's Spartan Lesson 1: Changing Your Speech Habits to the Perfect Tense
The first word chosen to pay off debt
You are the one who sets the level of difficulty in life.
The Universe's Spartan Lesson, Period 2: The Manner of Saying "It Can't Be Done" Is Forbidden
The situation unfolding before your eyes is one you created.
Hints from the universe are put into action the moment they are captured.
Miracles can happen anytime
Repeat the words that bring about miracles
Woojoo's Spartan Lesson 3: Say "Thank You" 500 Times a Day
To change your life, you must make peace with your subconscious.
Special training to increase the power of your spells by 60,000 times
There is a time lag before a new order is realized.
Universe's Spartan Lesson 4: Embrace the Time Difference and You Won't Be Frustrated
What happens after you order is the universe's direction.
The Universe's Spartan Lesson 5: "Yes! My wish has come true!"
A beam of love that can move people's hearts
Wishes come true according to the three rules of the universe.
How to Deal with Dream Killers
The Universe's Spartan Lesson 6: Excuses and nitpicking are manifestations of weakness.
You must first become your own ally.

Part 2: A universe that likes dramatic situations

There are times when completely unexpected developments unfold.
Why You Shouldn't Stop Working Halfway
The universe must return to the law of prepayment.
There is a saying that brings in money.
The Universe's Spartan Lesson 7: The "Jangle Jangle" Habit That Makes a Savings Account in the Universe Bank
You must make your miracle known widely.
Universe's Spartan Lesson 8: Both I and the Other Say "Everyone Is Me"
Understand the positive structure of the universe
Master Woojoo's Spartan Lesson 9: Repeating the Power-Boosting Phrase Every Day
Interest is added to orders after the due date.
Master Woojoo's Spartan Lesson 10: Understanding the Principle of Interest-Generating Migration
A cosmic network that connects connections
Expressing gratitude to the universe
Universe's Spartan Lesson 11: Sending Energy of Gratitude to the Universe
There are many pipes connected to space.
Can I get married while in debt?
The power of spells is doubled by the spouse.
Midori's Special Lesson: Making My Spouse Happy Is My Happiness
How to Block Negative Language Habits
Woojoo's Spartan Lesson 12: You Must Be Happy First
Happy people only see happy things.
Mr. Universe's Spartan Lesson 13: "There's always money to be made."
Never judge by just one thing
Master Woojoo's Spartan Lesson 14: The distance ahead is not "darkness," but "light."
Accelerate the pace of money by making it a habit to approach.
Mr. Universe's Spartan Lesson 15: The Best Phrases to Encourage Deposits
Finally repaying all 20 million yen in debt

Epilogue - The Future Was Set
After finishing

I shouted as if I was clutching at straws at the edge of a cliff.
“God!”, “Buddha!”, “Ancestors!”, “Universe!”
And then, as if on cue, he appeared before me!

The "Laws of the Universe" and "Habits of Speaking" That Changed My Life
There is nothing to fear or be discouraged in life!
You too can turn your life around!

Household debt of 200 million won per household is not someone else's story!

The rate at which household debt, which can be considered a time bomb for our economy, increases is frightening.
Household debt is approaching 1,400 trillion won. Korea's household debt growth rate is the third highest among 43 major countries, and its household debt-to-economic size ratio ranks eighth worldwide.
If things continue this way, household debt is expected to soon exceed domestic GDP.
hyeon
The official household debt announced by the Ministry of Strategy and Finance is 1,344 trillion won, but including loans to the self-employed and loans for jeonse deposits, the debt per four-person household in Korea is estimated to be 170 million won.
Taking Seoul as an example, it was found that about half (48.7%) of households in the city have household debt.
Loans for rental deposits and mortgages alone easily exceed 100 million won, and those in their 40s and 50s face significant burdens, including education costs and the elderly face significant burdens, including medical expenses.

“I’ll figure it out somehow.” “I’ll just keep paying off my debts until I die.” Paying off the debt seems like a long way off, and all that comes out is a sigh of resignation.
Hiroshi's story in "The Universe Taught Me the Good Habits That Will Turn My Luck When I Was 200 Million Won in Debt" is not someone else's story.
Hiroshi, who had accumulated a huge debt of 20 million yen (approximately 200 million won) while running a clothing store, was on the brink of bankruptcy due to his reckless use of private loans.
Hiroshi, on the verge of bankruptcy, desperately calls out to God, Buddha, his ancestors, and even the universe for help.
Anyone in Hiroshi's situation would sympathize with the desire to escape a crisis even by borrowing the power of the invisible world.


Can fate really be changed by the laws of the universe and just by speaking?

Can fate truly be changed by the "laws of the universe" and "habits of speech" alone? The universe is a place that amplifies its abundant energy, transforming that energy into form before our eyes.
As waves of energy, the thing that the universe most readily accepts is the object or word that the person believes in.
In other words, it is a common expression that is frequently used.
The words that come out of your mouth without you knowing, that is, your speaking habits, can be thought of as the 'big premises of life' that you believe in your heart.
“I am truly great.” “I am truly useless.”
I want you to think about which side your speech habit falls on.
You can tell at a glance what a person believes in his heart through his speech.
Words that come out of the mouth vibrate.
We have known since ancient times that words are imbued with powerful energy.
People send their usual speech patterns out into the universe through their subconscious.
You are choosing and constantly ordering the energy you wish to amplify in the universe.
Your life will change and your wishes will come true depending on what you say on a daily basis.
If you wanted to achieve something by tapping into the powerful forces of the invisible world, what would be your first wish? In "The Universe Taught Me the Luck-Breaking Habits of 200 Million Won in Debt," the self-proclaimed Universe appears before Hiroshi and suggests that one way to accomplish this is to send your wish in the "future perfect tense."
“After 10 years, I have paid off 20 million yen in full and am happy.” And if the universe gives me a hint, I will act on it immediately.
Negative words should be prohibited.
If you just follow these three principles, your future will also become happier.


Self-hypnosis to block negative energy and amplify positive energy

"The Universe Taught Me the Habits That Will Turn My Luck When I'm 200 Million Won in Debt" is a book that humorously explains life theories, including self-development and psychology, through the lens of a spiritual being called "Universe."
The author, who was burdened with an unmanageable debt, believes in the energy of the universe and gets back on his feet. However, the universe here symbolizes the positive psychology that exists within oneself, and the writing is based on the fundamental premise that positive energy ultimately brings about a happy life.

This book is the true story of the author who was driven to the brink of death with a huge debt of 20 million yen.
The powerful voice of the universe that appeared before the author, who was driven to the edge of a cliff, was his inner voice.
It is a self-suggestion that helps you overcome a crisis by not giving up, believing in yourself, and radiating positive energy.

This book is full of mind-blowing keywords.
The way the universe speaks, sometimes with a sadistic venom, is somewhat shocking, but because it is based on love and support for the protagonist, the harsh Spartan-style lessons ultimately cut off negative energy and give him courage and hope.
You will be able to read it with as much concentration as you need.