“I’m getting five years older every month.
“You’re living life in advance?”

“From 33 to retirement, these are real adult issues!”
-Pension, studio apartment, investment strategy, and even retirement.
Life simulation set in an elementary school classroom! "Thirteen-Year-Old Life Game 2" is out now!

"The Thirteen-Year-Old Life Game 2," which allows elementary school children to age five years each month and experience life from ages 33 to 58, has been published. Based on the "Preparing for Retirement at Age 13" lesson, which was featured in EBS's In-Depth Planning and major economic media outlets and was verified by the Korea Economic Education Award and the Financial Supervisory Service Governor's Award, this book is being evaluated as an innovative content in the field of financial education, combining games and experiments to teach children about the real economy "through their bodies."

Are you ready to join the 'second half' of the game of life?
If the first volume of 'The Game of Life' covered major life events up to the age of 28, such as military enlistment, college admission, marriage, and first investment, 'The Game of Life at 13', which unfolds from the age of 33, takes readers through the process of becoming a 'real adult' step by step, like a game, from signing up for the national pension, investing strategies, finding a studio apartment, preparing for old age, and retirement, and makes them think deeply about the best economic choice for each individual.

But one thing is clear.
The truth is that as teachers and all of you get older, you will eventually stop working and 'retire' from your jobs.
So, in that case, we should prepare for retirement when we can no longer earn money through work, right?
Many financial experts say that it's essential to know "safe investment methods" to prepare for retirement.
When you're young, you have time to recover by working if you lose money in an investment, but when you're older, if you lose money in a risky investment, you don't have much time to recover!
So, in the second half of my life, I plan to study ways to make "safe investments" through various experiments and games.

Now, shall we begin the 'second half of the game of life' for the second time in life?
--- p.5

“I’m sorry, but joining the National Pension is not optional, it’s mandatory!”
“Ugh, no~”
Naeun and some of her friends shouted.
In the life games he had played with his teacher so far, there were always many cases where he had to make 'choices' and take 'responsibility' for them, but Kang-ho was surprised that when it came to 'pension', it was not a choice but an 'obligation'.
"Paying an extra 30,000 won a week isn't that burdensome, is it? I wonder if I'll regret signing up for the National Pension when I retire in December! Well, that's all for today's lesson!"
--- p.24

“Hey, hurry up! Let’s go get the dollars and gold!”
“I’m doing my best too.
“Don’t rush me too much.”
While his friends were frantically making their names with consonant and vowel cards, Dong-Hyeon, who was helping the teacher put gold on the blackboard and exchange dollars for gold, spoke with a very embarrassed expression.
“Uh… Teacher… But… All the gold I prepared is gone?”
Then the teacher smiled and shouted as if he had been waiting for it.
“Stop the trade game!”
The friends who were absorbed in the game looked at the teacher with bewildered expressions at the sudden announcement of the suspension.
“Unfortunately, all the gold we had prepared has run out.
From now on, even if you bring dollars, we can't exchange them for gold."
--- p.35

“Um… I was so scared that I would have sold all my Korean stocks and run away, even if it meant losing money.”
The teacher said, looking at the frightened Naeun.
“When the stock market actually starts to crash, people get really scared.
And as Naeun said, he got scared and sold the stocks he had.
“This is called a ‘panic cell.’”
“They say everyone’s heart is the same, but I’m not the only one who thinks that way!”
--- p.51

“The teacher only gave me 200,000 won, but each share was so expensive.
So I couldn't diversify my investments across different stocks."
“Naver went up the most, but Naver was worth 250,000 won per share, so I couldn’t even buy one share.”
“Yeah, that’s right.
“The discomfort you feel has been felt by adults for a long time.”
The teacher continued speaking with a smile, as if he had anticipated the children's complaints.
“Okay, now let’s open the box of cookies and pour all the cookies inside onto the desk.”
--- p.68

“Dong-Hyeon, how many types of stocks can you put in one ETF basket?”
“Well… there’s a limit to the number of items you can put in a supermarket shopping cart, so wouldn’t putting in about 30 be too much?”
“No, that’s not true.
“It can hold thousands of stock pieces.”
The teacher, who was listening to Kang-ho and Dong-hyeon's conversation, answered from the side.
“Wow~”
My friends were amazed that they could diversify their investments across thousands of stocks by purchasing just one basket called an ETF.
"Ah! I get it. There's an investment adage, 'Don't put all your eggs in one basket.' So ETFs are a product that helps you diversify your investments by allowing you to spread your eggs across multiple baskets, making for a safer investment."
--- p.71

“Grandfather Warren Buffett began investing in Coca-Cola in earnest in 1988.
In 1988, if you bought one share of Coca-Cola, it would give you about $0.03.03 in dividends per year.”
“$0.03?”
“Hey, isn’t $0.03 too little, let alone $1?”
“It doesn’t seem like much, does it? But Grandpa Buffett has been steadily buying Coca-Cola stock.
And now, he says he's collected '400 million' Coca-Cola shares." "Wow! 400 million?"
“To be exact, it would be correct to say ‘400 million shares’, right?”
"Does Grandpa Buffett find Coca-Cola so delicious? Why did he buy so much Coca-Cola stock?"
“Wow, he owns 400 million shares of dividend stocks, so Grandpa Buffett must have made a fortune from dividends!”
As the children were whispering among themselves, Hyunji retorted.

--- p.86

"Guys, if everyone's just attacking, who's going to pass the ball from the middle? And who's going to defend? Excluding the goalkeeper, if all ten of us attack together and then all run back to defend, it's just too inefficient."
Dong-Hyeon's words made his friends recall the last game against Class 3.
This is because everyone wanted to score, so they became attackers and rushed around looking at the ball without properly distributing roles, and ended up losing 3-0.
“Let’s not do that, let’s divide the roles this time.
You know what your formation is, right? For example, a 4-3-3 formation has four defenders, three midfielders, and three attackers.
“Then let’s start with a 4-3-3 formation.
Who wants to be the three attackers?
--- p.100

“The name of the portfolio I created is ‘Korea-US Alliance.’”
“ROK-US alliance?”
“We will invest half in 200 companies representing our country and half in 500 companies representing the United States!”
Naeun spoke proudly.
Naeun, who originally planned to invest only in the United States, added Korean stocks to her portfolio after hearing the teacher's explanation.
"Huh? But Naeun's portfolio doesn't have any safe assets."
Kang-ho scratched his head and asked.
"Kang-ho! I won first place in the first semester investment competition.
“If you had just diversified your investments across 700 companies, why would you need safe assets?”
--- p.129

As each friend picked a person, some cheered and some made a fuss.
“Wow! I have a whopping 100 million won in deposit money to use!”
“I only have 50 million won.
“Will this help me find the studio apartment I want?”
"Okay! Then, let's each try to find a studio apartment within our budget."
Kang-ho looked at Dong-hyeon and Hyeon-ji with envious eyes.
“Wow~ I really envy you guys.
“You have a bigger budget than me, so you can probably get a better room.”
"Hey, what difference could there be? Then let's find our own studio apartment!"
When I went to the site the teacher told me about, there were a lot of listings.
Kang-ho and his friends were looking for a studio apartment with high hopes, but Dong-hyeon and Hyun-ji's expressions suddenly turned sour.
"Huh...? This is all I can get for this amount of money? This is so far from the studio apartment I've always dreamed of."

--- p.158