“I’m getting five years older every month.
“What if there was a classroom where you could live life in advance?”

In just one year, from 13 to 58 years old
Life simulation unfolds in an elementary school classroom! "The Thirteen-Year-Old Life Game" is now available.

The "13-Year-Old's Retirement Preparation" program, which has garnered attention as a new and innovative content in the financial education field, has been published as "The 13-Year-Old's Life Game." This course, which received attention from EBS's In-Depth Planning and major economic media outlets, has already been recognized for its educational value, winning the Republic of Korea Economic Education Award and the Financial Supervisory Service Governor's Award.
"The Thirteen-Year-Old Life Game" is a fun story about a special financial education experiment that takes place in an actual sixth-grade elementary school classroom.
Children experience various financial choices in life in a virtual reality where they age five years each month, and through the consequences of their choices over the course of a year, they naturally come to understand the importance of money, planned spending, and preparing for the future.

The children held their breath and focused on the teacher's words.
“From the month I retire until I graduate, I will be living in the classroom with the money I have saved.”
“Teacher, what if I don’t have enough money saved?”
Kang-ho asked with a worried look in his eyes.
"Um... the end of elementary school might be a little painful, right? For example, staying with the teacher to clean up after themselves?"
--- p.22

“If you could invest in only one stock among the many in the world, which one would you choose?”
Then Warren Buffett laughed out loud.
“Hahaha! That’s an interesting question.
Are you asking me to recommend which company's stocks to invest in? If you're asking where I should invest, I'd say this.
“The best investment you can make at your age is an investment in yourself.”
--- p.31

The next morning, all the children were diligently writing something down in their investment notebooks.
“I made a presentation yesterday, so I earned ten thousand won. Now all I have to do is read the book!”
“I wrote ‘Pluck out my dad’s gray hair’ as my happiness goal.
“When I told my dad that I could earn money at school if I plucked out my gray hair, he laughed, haha!”
“My growth goal is to get to school by 8 o’clock. I’m always late, so I’m going to try to fix that this time.”
--- p.38

“I remember when I received my first paycheck.
“For the first time, a large sum of money was deposited into my bank account, but I was at a loss as to how to manage it.”
“So what did you do?”
“What should I do… I just wrote it down and ended up going to the military!”
The children laughed out loud.
“But after I learned ‘this method,’ I became better at managing my money.”
Kang-ho was curious about what the 'method' the teacher was talking about.
“Before that, can we all just close our eyes for a moment?”
--- p.53

“Just as computer games and smartphones are so fun that it’s hard to control the time, spending is also so sweet that it’s hard to control.
So, there are people who end up spending more than they earn, and end up ruining their lives because they can't control their spending."
Friends recalled how they had never been able to control their gaming time, and thought that it would be difficult to manage their spending appropriately even as adults.
"So, now let's learn the money management method you've been wondering about. The money management method I'm about to teach you is called 'splitting your bank account.'"
--- p.56

“I get my salary… I subtract fixed expenses… and then I save…
Then when exactly can I consume?”
"You want to spend it quickly, right? It's almost here, so just hold on a little longer, haha."
"There's still more left?" Kang-ho and his fairy friends sighed at their teacher's words.
“What comes to mind when you hear the word ‘investment’?”
“It’s a coin!”
“It’s a once-in-a-lifetime opportunity!”
“No, if you do that, your life could end in ruins!”
Kang-ho was excited by the word investment, but at the same time he was scared.
Because I felt that if I succeeded, I could make a lot of money, but if I did it wrong, I could lose money.
It felt like gambling somehow.
"Those are the words that come to mind when you think of investing. It would be interesting to see how your thoughts on investing change through the game of life."
--- p.61

“From now on, all answers will be unified as ‘evil.’
Do you understand?
Kang-ho and his classmates were so shocked that they couldn't close their mouths.
Although it was only a short 13-year life, I had never even imagined a scene where a teacher would enter the classroom wearing a military uniform throughout my kindergarten and elementary school years.
“It is April now.
“Then how old are our class members?”
“I’m eighteen!”
“'Yo'? In the military, all answers end with 'Danaka.'
Do you understand?
--- p.74

All my friends cheered.
It was partly because I was relieved that I didn't get caught, but for some reason, it was funny that another friend got caught.
“Congratulations, Kangho!”
“Hey, you should have volunteered like me~”
“What should I do, Kang-ho!”
Kang-ho couldn't believe this moment.
‘I was trying to save a lot of money so I could be happy in the classroom…
Of all people, I got drafted in the military first!'
“Okay, next number is 12!”
“Wow! Who is number 12?”
--- p.77

“Obviously, investing can be risky.
But if you live your whole life without investing because it's risky, that too can be risky.
There are cases where people who have never invested in their lives lose all their money after investing without thinking based on someone's advice.
So, I guess it's necessary to invest yourself and develop an eye for discerning what's risky?"
“It’s dangerous to do it, and it’s dangerous not to do it?”
“Then what do you want us to do?”
My friends shouted as if they couldn't understand.
“So, what I mean is, let’s learn how to invest safely by gradually gaining investment experience from a young age.
Don't be so impatient.
Okay? Let me tell you a quick story first.”

--- p.88