Loss Appraiser 2nd Basic Theory Book

Chapter 01.
Background and 10 Second Exam Subjects for the Loss Appraiser Qualification Exam
1. Loss assessor and the meaning of loss assessment 10
2 Background of the Loss Appraiser Qualification Exam 11
3 Exam Subjects, Examination Methods, and Passing Criteria 12
4 "Theory and Practice of Agricultural Disaster Insurance and Loss Assessment" 12

Chapter 02.
Classification of Crop Disaster Insurance and Livestock Disaster Insurance 14
1 Product System and Classification 14
2. Product Composition of Crop Disaster Insurance and Livestock Disaster Insurance (Learning Content Composition) 15

Chapter 03.
Characteristics and Structure of "Theory and Practice of Agricultural Disaster Insurance and Loss Assessment" 18
1 Feature 18
2 composition 18

Chapter 04.
Basic Learning Content 20
1 Definition of Terms 20
2 Compensatory Disasters (Compensatory Damages, Target Disasters, Covered Disasters) 22
3 Uncompensable damages 24

Chapter 05.
Basic Principles of Calculating Crop Disaster Insurance Coverage, Premiums, and Benefits 26
1 Insurance amount 26
2 Composition and calculation of insurance premiums 26
3 Calculating Insurance Premiums - Harvest Loss Guarantee Method 27
4 Average annual harvest: 28
5 Yield (surveyed yield) 29
6 Self-payment ratio 30
7. Correlation between insurance premium, insurance amount, and insurance payment 31

PART 1: Loss Assessor Exam 2 - Basic Theory

Chapter 06.
Harvest related to acquisition 32
1 What is the harvest related to acquisition?
32
2 Standard yield 32
3 Average annual harvest 33
4. Sign-up yield 35

Chapter 07.
The process of acquisition and payment of insurance money 36
1 Acquisition (Insurance) 36
2. Compensatory Disaster and Damage Investigation 36
3 Insurance premium calculation 37

Chapter 08.
38 Common Investigation Types and Calculation Items for Insurance Claim Calculation
i Fruit Part 38
1 Damage Verification Investigation 38
2 Fruit-bearing tree survey 38
3 Damaged fruits, 40 susceptible fruits
Table 40: Number of sample weeks (sections) by item
5 Fallen Fruit Survey 41
6. Investigation of damage caused by fruit set and falling fruit 42
7. Investigation of the dead tree 44

ii Paddy and Field Crops Part 46
1 Damage Verification Investigation 46
2. Investigation into the inability to cultivate land 46
3 Harvest Survey 47
4 Differences between Fruit Trees and Field Crops 48

iii Other Investigations 48
1 Check the non-compensation ratio 48
2 Other Investigations 49

Loss Appraiser 2nd Basic Theory Book

Chapter 09.
Understanding each type of insurance 50
i Comprehensive Risk Coverage II 50
1. Features of Comprehensive Risk Insurance II - 4 types of fruit.
Apples, pears, sweet persimmons, bitter persimmons 50
2 Insurance Claim Calculation - Reduced Accrual Insurance Claim 55
3. Insurance Claim Calculation - Negligence Damage Insurance Claim 59
4. Insurance Claim Calculation - Tree Damage Insurance Claim 65

ii Comprehensive Risk Harvest Loss Guarantee Orchard 66
1. Characteristics of Comprehensive Risk Harvest Reduction Guaranteed Fruit Trees 66
2 Basic Principles of Insurance Premium Calculation 67
3 Insurance premium calculation - grapes, peaches, plums, and tangerines (citrus fruits) 68
4 Examples of each insurance premium calculation process - Grapes, peaches, plums, and tangerines (all citrus fruits) 72

iii Comprehensive Risk and Pre-Harvest Comprehensive Risk Fruit Damage Coverage 77
1. Characteristics of negligence damages coverage 77
2. Pre-harvest Comprehensive Risk Fruit Damage Insurance - Bokbunja, Figs 78

iv Comprehensive Risk Harvest Reduction Guarantee for Paddy and Field Crops 79
1. Characteristics of Comprehensive Risk Harvest Reduction Guaranteed Paddy and Field Crops 79
2 Basic Principles of Insurance Premium Calculation 81

v Comprehensive Risk Agricultural Income Security Information 86
1. Characteristics of the Agricultural Income Security Act 86
2 Process for Calculating Agricultural Income Stabilization Insurance Premiums 88
3 Example of Calculating Damage Rate and Insurance Claims 88

vi Specific Risk Coverage Field Crops - Ginseng 90
1. Characteristics of Ginseng with Specific Risk Coverage 90
2. Process for Calculating Insurance Claims 93
3 Example of yield and damage rate calculation 95

PART 1: Loss Assessor Exam 2 - Basic Theory

vii Production cost guarantee - open field crops, greenhouse crops, and greenhouse-grown mushrooms 96
1. Characteristics of Production Cost Guarantee 96
2 The Meaning of Production Cost Guarantee 98
3. Insurance premium calculation process and examples - Field crops 100
4. Insurance premium calculation process and examples - Facility crops, facility-grown mushrooms 104

viii Facilities General 107
1 Feature 107
2 Terms to Understand for Insurance Claim Calculation 110
3. Method of Calculating Damages 112
4 Deductible 114
5 Classification of insurance subscription amount, insured value, loss amount, and insurance payment calculation method by facility 114

ix Livestock Disaster Insurance 116
1 Purpose and Subscription Unit of Insurance by Sector 116
2 Compensatory damages, non-compensatory damages 117
3 Special Terms and Conditions 118
4. Basis for Calculating Damages 119
5 Calculation of insurance benefits 120

Chapter 10.
Appendix 121
1 Damage recognition coefficient according to fault classification 121
Table 123: Application of Non-Compensation Ratio for Crop Disaster Insurance
Table 124: Number of Samples (Sections) by Item

Part 2: Loss Assessor Exam 2 - 100 Basic Understanding Questions

Chapter 01.
Basic learning content, basic principles of crop disaster insurance premium and insurance payment calculation,
Harvest related to acquisition 130
Chapter 02.
Understanding Each Guarantee Method 158