Financial therapy heals the psychology of poverty and cultivates the psychology of wealth, making you happy.

How can we overcome an unhealthy financial mindset? Just as muscles are built through enduring painful moments during exercise, so too must financial mindset be built through training.
In other words, it is about controlling the impulsive desire to spend and play, and developing a sense of balance that allows you to face reality rather than chasing the reckless dream of getting rich quick.
The goal of financial therapy is not just to become wealthy, but to create a life that is mentally happy.


This book provides advice based on various counseling experiences and case studies to help Christians develop a healthy mindset and attitude toward money.
In this age of COVID-19, we help people live a biblical life by making their finances sound, attracting people with money, and ultimately being a positive influence.
The appendix includes the Financial Psychology Type Test (NPTI Psychology Test) KIT and the 4 Behaviors About Money (MSIG) Type Test to help you identify your financial type and check your strengths and weaknesses.

Financial psychology isn't just about getting rich.
Everyone likes things that are easy rather than difficult, things that are easy rather than hard, and things that are fast rather than slow.
But when you don't follow your instincts, but rather practice self-control, consistently, and faithfully follow your own path, you build muscle in your financial psychology.
It's about controlling the impulsive desire to play and spend, and developing a sense of balance that allows you to face reality rather than chasing reckless dreams of getting rich quick.
Now is the time to look deep into our hearts.
What does money mean to me, and what is my attitude toward it? What traumas about money might be latent in my subconscious?
--- p.24-25

The Adventurer type is very active and passionate about becoming rich.
This type is looking to make big money, so they make aggressive investments that involve taking risks.
The problem is that I am weak in details.
Because they lack thoroughness and planning, they do not carefully examine the details before investing.
Not only that, their risk coping skills are also low.
This type is overly confident and only interested in profits, which puts them at risk of getting into big trouble.
Therefore, thorough risk management is necessary.
--- p.32

Don't you often find yourself agonizing over whether or not to spend money? Don't you feel empty when payday arrives and you can't even hold the money in your hand, only to find it all drained from your bank account? You've researched ways to cut down on spending and even consulted experts, but are you still struggling with the same issue?

Now is the time to learn the new plus consumption behavior of making money while spending money, rather than trying not to spend money.
Have you heard of the term "consumption standards"? Consumption standards refer to the psychological criteria that determine our consumption behavior.


There are two standards for consumption: convenience and inconvenience.
Consumption patterns change depending on whether the standard is convenience or inconvenience.
People who prioritize convenience will have to buy new things if something more convenient and better comes out, while people who prioritize inconvenience will not change unless it is inconvenient.
An actor known as a salty person on TV once said in an interview that when asked why he doesn't replace very old and worn-out things, he said that he doesn't feel uncomfortable using them.
People who prioritize convenience throw away things they have at home to replace them with new ones, while people who prioritize inconvenience take useful items that are thrown away outside into their homes.

--- p.115

What do you think is causing this woman's current financial problems? Is it fate? Or is it because she chose the wrong husband?

I told you honestly, without any exaggeration, about my financial type, my obstacles, and the results of the MSIG competency test.
Then this person was very surprised and finally began to look inside himself.
She said that she realized that the problem was hers and that she had been living a life of constant complaints, blaming her husband and her younger siblings.
The change started here.


“Director, how can I improve my financial psychology?”

This person, who was able to see himself objectively through the test results, said that he wanted to improve his inner health.
After a year of counseling and treatment, I am now living a completely different life.

--- p.160