-Part 1: Introduction to Insurance-
PART 01.
General Insurance Theory
Chapter 01 Risk Management and Insurance
Chapter 02 Functions and Types of Insurance
Chapter 03 History of Life Insurance

PART 02.
Life insurance theory
Chapter 01 Life Insurance Contract
Chapter 02 Basic Principles of Life Insurance
Chapter 03 Basics of Insurance Premium Calculation
Chapter 04 Composition of Sales Insurance Premiums
Chapter 05 Underwriting and Claims
Chapter 06 Life Insurance Tax System

PART 03.
Insurance Ethics and Consumer Protection
Chapter 01 Insurance Sales Ethics
Chapter 02 Insurance Crime Prevention Activities
Chapter 03 Insurance Solicitation Compliance
Chapter 04 Insurance Consumer Protection

PART 04.
Life insurance and third-party insurance
Chapter 01 Life Insurance Overview
Chapter 02 Life Insurance Products
Chapter 03 Overview of Third-Party Insurance
Chapter 04 Third-Party Insurance Products

PART 05.
Insurance Contract Act (Personal Insurance)
Chapter 01 Significance
Chapter 02 Legal Nature
Chapter 03 Characteristics
Chapter 04 Elements
Chapter 05 Establishment and Conclusion
Chapter 06 Withdrawal, Invalidity, Cancellation, and Termination
Chapter 07 Duty to Notify
Chapter 08 Effects of Insurance Contracts
Chapter 09 Resurrection

PART 06.
Post Office Insurance General Information
Chapter 01 History
Chapter 02 Scope of Work
Chapter 03 Governing Laws and Basis
Chapter 04 Role (Social Contribution)

PART 07.
Risk Management and Fund Management
Chapter 01 Risk Management
Chapter 02 Post Office Insurance Financial Soundness Management
Chapter 03 Postal Insurance Fund Management, etc.

-Part 2 Postal Insurance System-
PART 08.
Post Office Insurance Recruitment and Underwriting
Chapter 01 Postal Insurance Recruitment Compliance
Chapter 02 Post Office Insurance Recruiter
Chapter 03 Subscription and Underwriting of Insurance Contracts (Subscription Review)
Chapter 04 Establishment and Effect of Insurance Contracts

PART 09.
Postal insurance contract maintenance and insurance payment
Chapter 01 Contract Maintenance Work
Chapter 02 Loss and Reinstatement of Insurance Contracts
Chapter 03 Changes to insurance contracts and voluntary termination by the policyholder
Chapter 04 Duty to Notify
Chapter 05 Refund Loans
Chapter 06 Insurance Payment

-Part 3 Post Office Insurance Products-
PART 10.
Post Office Insurance Products
Chapter 01 Overview
Chapter 02 Guaranteed Products
Chapter 03 Savings Products
Chapter 04 Pension Insurance
Chapter 05 Taxes Related to Postal Insurance

Appendix I
Commercial Act Part 4 Insurance
Postal Savings and Insurance Act (October 25, 2024)
Enforcement Decree of the Postal Savings and Insurance Act (October 25, 2024)
Enforcement Decree of the Postal Savings and Insurance Act (February 25, 2025)

Appendix II
Classification by insurance product features

Ⅱ Features of this textbook

Complete analysis and inclusion of past exam questions

The past exam questions were written to help you understand the types of questions in the recent accounting exams (2008-2025) by thoroughly analyzing them and inserting them into the relevant theory section to ensure a solid understanding of the concepts.

Insert previous questions into the text

The past exam questions inserted in the text are comprised of the most recent past exam questions that match the content of the text, allowing you to immediately check the latest past exam questions while listening to the lecture.

Past exam questions true/false quiz
We have included the main concepts of past exam questions in the form of true/false questions so that you can check them.

Explanation of difficult terms
We have organized the content so that you can learn more easily and quickly by separately explaining difficult-to-understand terms during learning.

Ⅲ Recent exam trends

The scope of the questions became closer to post office practice, and problems that applied memorization began to appear.
In the 2024 exam, most of the questions were evenly distributed across the PARTs, and many of the questions were simple memorization questions.
However, in the 2025 exam, the proportion of questions on the postal insurance system, which is closer to postal office practice, has increased significantly, and questions that require the application of memorized content have begun to appear.
In the case of postal insurance products, problems are arising that are grouped by features rather than a single product.
Until 2024, most questions asked about the characteristics of a single product, but in 2025, the proportion of questions asking about content across multiple products increased.
While it's important to study each product individually, we also recommend studying products that share a common characteristic.

Ⅳ Book Structure and Usage

1) It consists of 10 parts in total: PART 1 - General Insurance Theory, PART 2 - Life Insurance Theory, PART 3 - Insurance Ethics and Consumer Protection, PART 4 ​​- Life Insurance and Third-Party Insurance, PART 5 - Insurance Contract Act (Personal Insurance), PART 6 - General Status of Postal Insurance, PART 7 - Risk Management and Fund Management, PART 8 - Postal Insurance Solicitation and Underwriting, PART 9 - Postal Insurance Contract Maintenance and Insurance Payment, PART 10 - Postal Insurance Products.
2) Each part consists of learning keywords, basic theory summary, O/X quizzes, and past exam questions.
(1) The study keywords and study focus points were designed to provide students with a study direction by providing guidance on what to focus on, taking into account the frequency of questions.
(2) The basic theory reflects the revised study materials of the postal service business headquarters, and includes explanations of difficult terms in the content and true/false quizzes on past exam questions to maximize the effectiveness.
(3) Each part begins with a table showing the past accounting exam question rate and the number of exam questions from 2008 to 2025, explaining the trends in past exam questions, and organizing it with frequently appearing keywords for easy learning.
(4) It is designed to allow you to immediately organize your learning by including recent past exam questions that can confirm the theories you have learned.
(5) At the end of the book, postal insurance products are organized by feature in line with the current trend.

Ⅴ Acknowledgments

We've tried to reflect the trends in exam questions based on past exam questions up to 2025, and we've also written this book with consideration for how to study more effectively.
I sincerely hope that through this book, you will experience the joy of passing the exam.
Finally, I would like to express my gratitude to the many people who helped create this book, and to the staff at Top Spot and Gian Edu who provided both material and spiritual support to its publication.
thank you